liability Archives - Property118

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Illegal Activity by Tenants – Are You Covered?

23rd December 2025, 4 months ago | 2

One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Buy-To-Let Mortgages and Personal Guarantees – What You Need to Know

Author: Mark Alexander

22nd December 2025, 4 months ago | 0

Most landlords using limited companies to borrow in 2025 will encounter the requirement to sign a personal guarantee (PG). Even...

Supported Living and Care Sector Tenants – Insurability Issues

Author: Mark Alexander

11th November 2025, 5 months ago | 0

Supported living and care sector arrangements are increasingly popular among landlords, with specialist providers offering long leases and reliable rent....

HMOs – Do You Need Different Insurance?

Author: Mark Alexander

28th October 2025, 6 months ago | 0

Houses in Multiple Occupation (HMOs) carry different risks from standard single-lets. Multiple unrelated tenants, higher footfall, more complex fire safety...