Tag: Landlord finance

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Author: Mark Alexander

3rd November 2025, 11 months ago | 0

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The...

Buy-To-Let Rates: Where Are They Heading?

Author: Mark Alexander

27th October 2025, 11 months ago | 0

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end...

Lenders boost buy to let choice with new fixed fee and green deals

Author: Property118.com Landlord News Team

24th October 2025, 11 months ago | 0

Foundation Home Loans and Accord Mortgages have both announced enhancements to their buy to let offerings, widening options for landlords...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 12 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

BTL lenders unveil new products, rate cuts and faster processing

Author: Property118.com Landlord News Team

16th October 2025, 12 months ago | 0

Buy to let brokers and landlords can access new products, BTL rate reductions and streamlined processes from Dudley Building Society,...

How Limited Company Buy-To-Let Mortgages Work

Author: Mark Alexander

13th October 2025, 12 months ago | 0

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact...

Limited company BTL choice doubles as rates fall ahead of Budget speculation

Author: Property118.com Landlord News Team

7th October 2025, 12 months ago | 0

PRS landlords are benefiting from a wider choice of limited company buy to let products and falling rates, research reveals....

Why Specialist Lending Matters: HMO, Holiday Lets, and Semi-Commercial

Author: Mark Alexander

6th October 2025, 12 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Remortgaging in 2025: How Landlords Can Cut Costs

Author: Mark Alexander

29th September 2025, 1 year ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...

How Much Equity Do You Really Need? Buy-To-Let Loan-to-Value Ratios Explained

Author: Mark Alexander

15th September 2025, 1 year ago | 0

One of the first questions landlords face when financing or refinancing a buy-to-let property is how much equity they will...

YBS and MFS improve semi-commercial and BTL mortgage deals

Author: Property118.com Landlord News Team

11th September 2025, 1 year ago | 0

Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 1 year ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Buy to let mortgages soar to record high with rates below 5%

Author: Property118.com Landlord News Team

24th June 2025, 1 year ago | 0

The buy to let mortgage sector has hit a new high for product availability climbing to a record 4,144 deals...

YBS, Together and HTB cut rates and unveil new products

Author: Property118.com Landlord News Team

1st May 2025, 1 year ago | 0

Three major lenders – YBS Commercial Mortgages, Together and Hampshire Trust Bank (HTB) – have unveiled enhancements to their lending...

Paragon, YBS and MT Finance unveil new BTL mortgage offers

Author: Property118.com Landlord News Team

10th April 2025, 1 year ago | 0

Paragon Bank, YBS Commercial Mortgages and MT Finance have rolled out updates to their mortgage and finance offerings, providing greater...

Buy to let lenders expand financing options

Author: Property118.com Landlord News Team

4th April 2025, 1 year ago | 0

Foundation Home Loans, Market Financial Solutions and ModaMortgages have unveiled updates to their buy to let property finance offerings. The...

BTL mortgage market heats up with new deals

Author: Property118.com Landlord News Team

20th February 2025, 2 years ago | 0

The buy to let mortgage landscape is becoming increasingly competitive, with new tracker and fixed rate products launched by Fleet...

BTL rate cuts made by more lenders

Author: Property118.com Landlord News Team

14th February 2025, 2 years ago | 1

It’s been a busy week for the nation’s buy to let lenders after the Bank of England base rate cut....

Three more BTL mortgage lenders lower rates

Author: Property118.com Landlord News Team

13th February 2025, 2 years ago | 0

Three more buy to let lenders have joined the race this week to lower BTL mortgage rates after the Bank...

Paragon and Fleet cut BTL mortgage rates

Author: Property118.com Landlord News Team

12th February 2025, 2 years ago | 0

Paragon Bank and Fleet Mortgages have both announced reductions to their buy to let (BTL) mortgage rates. Paragon has trimmed...

Two lenders cut buy to let mortgage rates

Author: Property118.com Landlord News Team

5th February 2025, 2 years ago | 0

Two leading lenders have announced reductions in their buy to let mortgage rates, offering competitive financing options. The first is...