Posts Tagged ‘Forum’

The slightly unusual dilemma of a Croydon landlord

The slightly unusual dilemma of a Croydon landlord

12/11/2016

Re-published – first published on 21st October 2013 Dear Mark (and all Property118 readers) I think my wife might be having an affair with one of my tenants. The usual give away signs are all there, lots of “girlie nights out”, which she never used to do, and phone calls where the other person just… Read more

FOS rule West Brom Tracker Rate Hike is fair

FOS rule West Brom Tracker Rate Hike is fair

16/11/2014

The FOS (Financial Ombudsman Service) have done it again!  In the past the FOS have controversially agreed that rate hikes applied by Bank of Ireland, Skipton Building Society (Amber Homeloans) and also the Danske Bank (formerly National Irish Bank) were fair. Therefore, is it really that shocking that FOS would also rule in favour of West… Read more

Message from Anthony Wilson of Ashley Wilson Solicitors LLP

Message from Anthony Wilson of Ashley Wilson Solicitors LLP

13/03/2014

My name is Tony Wilson. I have today committed £15,000.00 to the fund to enable Mark Alexander and Mark Smith carry on the superb work they are doing on behalf of buy to let landlords who are being (in my view) mistreated by the West Bromwich Mortgage Company. As a solicitor who has been in… Read more

Property118 Members vs West Bromwich Mortgage Company

Property118 Members vs West Bromwich Mortgage Company

03/03/2014

UPDATE – 31st March 2014 Since publishing this article our campaign has raised over £450,000 and legal action has now commenced. The official closing date for borrowers to be represented in this action was 28th March 2014. However, it may still be possible to be included in the representative action by paying additional fees to… Read more

Bank of Ireland Tracker Rate Legal Campaign Fundraising re-launched

Bank of Ireland Tracker Rate Legal Campaign Fundraising re-launched

31/01/2014

The Bank of Ireland Tracker Rate Legal Campaign began in March 2013. History to date 100 affected BoI borrowers each paid £150 plus VAT into an initial legal fees fighting fund and instructed Justin Selig of The Law Department to obtain Counsels opinion on the merits of our case. Consensus of legal opinions was that regulators… Read more

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament

22/01/2014

The campaigns organised by members of Property118 against hikes to tracker rate mortgage margins moved up a gear yesterday when I was invited to meet with David Morris MP and his aide Andre Walker at The Houses of Parliament. I spent 90 minutes with them in total. I also managed to get a very quick… Read more

Complaint to ASA re West Brom Tracker Mortgages Website Advertising

Complaint to ASA re West Brom Tracker Mortgages Website Advertising

18/11/2013

COMPLAINT TO ADVERTISING STANDARDS AGENCY I have just completed my online complaint to the ASA. It is a five step process. The basis of my complaint was targeted only at the statement of the West Brom website. My thinking is that if we over-complicate matters for the ASA they might decide to refer the complaint… Read more

Councils lose Court cases over HMO licence fees

Councils lose Court cases over HMO licence fees

11/11/2013

Three cases have recently been tested in the Courts whereby Councils have charged more for HMO licensing then was reasonable. There are rules to prevent Councils using HMO licensing to raise funds for other activities. Hemming v Westminster City Council: The case outlines the type of costs that councils can recover through locally set licence… Read more

Landlord Bank Account for Multiple Properties

Landlord Bank Account for Multiple Properties

I have a separate bank account to receive rent and pay expenses for my property portfolio (80+ properties). Up until now my have just used a second current account with my bank. Everything has been fine for over six years but last week I got a letter from the bank saying that I’m using the… Read more

Choosing a property location

Choosing a property location

My buy to let property portfolio is within three miles of my main residence but I would venture further out. My main concern is that I won’t know other areas as well.  In the past I’ve looked at Rightmove to understand how much properties can be rented for and how many have been let recently. Also,… Read more

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