Tag: commercial mortgages

Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch

Author: Mark Alexander

11th January 2026, 3 months ago | 0

High street banks prefer straightforward lending – single buy to let properties, long leases, and simple borrower profiles. But the...

How One Landlord Restructured £5m of Debt with Commercial Finance

Author: Mark Alexander

31st December 2025, 4 months ago | 0

Large portfolios can generate significant income – but they also carry significant debt. Managing that debt effectively is crucial to...

How to Protect Your Liquidity When Refinancing a Portfolio

Author: Mark Alexander

17th December 2025, 4 months ago | 0

Refinancing is a critical moment for landlords. It can unlock equity, improve terms, or restructure debt – but it can...

Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement

Author: Mark Alexander

10th December 2025, 4 months ago | 0

Loan covenants are one of the least understood parts of a commercial mortgage agreement. Many landlords focus on rate and...

How Rising Interest Rates Have Changed the Commercial Lending Market

Author: Mark Alexander

29th October 2025, 6 months ago | 0

Rising interest rates have transformed the lending landscape for landlords. Deals that looked affordable three years ago may now be...

Funding Portfolio Growth – Using Equity Release and Leverage Wisely

Author: Mark Alexander

8th October 2025, 7 months ago | 0

For landlords looking to expand, the biggest question is often: where will the capital come from? With property prices and...

Refinancing Options for Landlords Under Pressure – Commercial Solutions Beyond the High Street

Author: Mark Alexander

24th September 2025, 7 months ago | 0

Many landlords are feeling the squeeze. Rising interest rates, tighter stress testing, and tougher lending criteria mean that refinancing is...

What Commercial Finance Really Means for Landlords – More Than Just a Mortgage

Author: Mark Alexander

3rd September 2025, 8 months ago | 0

Most landlords are familiar with buy to let mortgages, but fewer understand what commercial finance means in practice. Many assume...

New BTL and commercial mortgage products launched

Author: Property118.com Landlord News Team

18th June 2025, 10 months ago | 0

Foundation Home Loans has introduced five new limited edition buy to let mortgage products tailored for landlords seeking larger loans....

More BTL lenders unveil deals and solutions for landlords

Author: Property118.com Landlord News Team

9th May 2025, 12 months ago | 0

Several UK specialist lenders have introduced innovative products to address the evolving needs of professional landlords and property investors, offering...

BTL lenders lower rates for landlords – including a sub-3% deal

Author: Property118.com Landlord News Team

7th May 2025, 12 months ago | 0

Several buy to let lenders have announced changes to their financing products and services, aiming to bolster the service they...

Molo cuts BTL mortgage rates and YBS wins top award

Author: Property118.com Landlord News Team

9th April 2025, 1 year ago | 0

Molo Finance has lowered its buy to let (BTL) mortgage rates, offering fresh opportunities for landlords. It has announced immediate...

Shawbrook and TML unveil new BTL mortgage options

Author: Property118.com Landlord News Team

31st March 2025, 1 year ago | 0

Shawbrook has introduced a fresh approach to fixed-rate renewals with its new product transfers, designed to benefit existing customers holding...

BTL rate cuts made by more lenders

Author: Property118.com Landlord News Team

14th February 2025, 1 year ago | 1

It’s been a busy week for the nation’s buy to let lenders after the Bank of England base rate cut....

The Different Types of Mortgages Available to Property Investors

Author: [email protected]

23rd December 2024, 1 year ago | 0

If you’re planning on growing an investment property portfolio, understanding your mortgage options is essential. Choosing the right product can...

Accord cuts its buy to let rates again

Author: Property118.com Landlord News Team

8th August 2024, 2 years ago | 0

Accord Mortgages has announced further reductions to its buy to let product range, with cuts of up to 0.15% across...

Shawbrook Bank – Definitely not for “brand new customers only”

Author: Neil Patterson

13th November 2013, 12 years ago | 1

Shawbrook Bank are now offering a 0.25% discount on the margin or a 0.25% discount in the arrangement fee for...