BTL mortgages Archives

Golden percentage symbol being cut by scissors, symbolizing new mortgage rate reductions.

Buy to let lenders launch new products and cut rates

Author: Property118.com Landlord News Team

28th October 2025, 6 months ago | 0

Shawbrook, Landbay, Gatehouse Bank and Vida have each rolled out changes to their buy to let offerings, catering to a...

Five-year fixed rate mortgage concept shown with lock and chain

Majority of BTL landlords choose five-year fixed-rate mortgage for stability

Author: Property118.com Landlord News Team

25th September 2025, 7 months ago | 0

More than half (57%) of buy-to-let (BTL) landlords are set to choose a five-year fixed rate when they come to...

Expired fixed-rate mortgage concept with coins and percentage symbols.

BTL landlords fuel refinancing surge as fixed term deals expire

Author: Property118.com Landlord News Team

30th July 2025, 9 months ago | 0

There has been a surge in buy to let mortgage refinancing activity as landlord fixed-term deals end and they look...

A man in a shirt and tie with Keys on a keyring of a red house in his open hands

One in three Brits wants to be a BTL landlord

Author: Property118.com Landlord News Team

11th June 2025, 11 months ago | 7

A third of UK adults are keen on becoming buy to let landlords, defying perceptions of a waning market, research...

Falling interest rates for buy-to-let mortgages and property loans

BTL lenders increase loan sizes and cut rates

Author: Property118.com Landlord News Team

27th May 2025, 11 months ago | 0

More buy to let lenders are rolling out changes to their BTL and commercial mortgage offerings, increasing loan sizes, reducing...

Buy to let mortgage arrears fall

Author: Property118.com Landlord News Team

19th May 2025, 11 months ago | 0

The number of buy to let mortgages in arrears has fallen by 6% from the previous quarter, reaching 11,830, or...

A green background and a figure of a person running towards an exit door

PRS faces shift as landlords sell up to avoid new regulations

Author: Property118.com Landlord News Team

25th April 2025, 12 months ago | 0

The private rented sector is seeing landlords sell up in the face of tighter government regulations and escalating financial pressures,...

Professional portrait of a business executive representing Foundation Home Loans’ Buy to Let relaunch.

BTL lenders unveil new products and rates

Author: Property118.com Landlord News Team

16th October 2024, 2 years ago | 1

Foundation Home Loans’ specialist lending brand, ‘Buy to Let by Foundation’ has expanded its product range to cater to a...

Fleet and CHL enhance buy to let products

Author: Property118.com Landlord News Team

28th August 2024, 2 years ago | 0

Fleet Mortgages has announced significant changes to its product range for houses of multiple occupation (HMOs). Meanwhile, CHL Mortgages has...

The renters reform bill (a sad act)?

Author: Readers Question

24th June 2024, 2 years ago | 7

In 1988 Thatcher reformed the property market opening the way for BTL mortgages. She created new legislation and new tenancies...

Landbay's sales and distribution director, Rob Stanton wearing a light blue suit and white shirt

Landbay reduces stress test requirements for BTL remortgages

Author: Property118.com Landlord News Team

14th May 2024, 2 years ago | 0

Landbay has streamlined its like-for-like remortgage products for buy to let landlords by simplifying its affordability checks and offering lower...

Property expert discussing rising UK rent arrears and landlord challenges

Rent arrears up amid cost-of-living crisis for tenants

Author: Property118.com Landlord News Team

17th April 2024, 2 years ago | 3

Average rent arrears claims have reached a record high, placing a growing strain on both tenants and landlords, data reveals....

Precise Mortgages reveals its new brand identity

Author: Property118.com Landlord News Team

15th March 2024, 2 years ago | 0

Precise Mortgages has unveiled a new brand identity, characterised by a fresh and distinctive look and the makeover coincides with...

Removal of FHL – One man’s poison is another man’s meat. How will it affect you?

Author: Rupert Chapman

11th March 2024, 2 years ago | 5

The changes in Serviced Accommodation will impact different people in different ways. To some, it will provide advantage, for others...

property118

Surge in buy-to-let landlords plunging into mortgage arrears

Author: Property118.com Landlord News Team

8th March 2024, 2 years ago | 6

The number of buy-to-let landlords falling into arrears has surged, according to new figures. According to UK Finance, more than...

Zephyr and TMW cut BTL mortgage rates

Author: Property118.com Landlord News Team

17th January 2024, 2 years ago | 3

Zephyr Homeloans has lowered its rates on two-year and five-year fixed rate mortgages for properties with high EPC ratings. The...

Landbay cuts BTL rates as swap rates fall

Author: Property118.com Landlord News Team

9th November 2023, 2 years ago | 0

Landbay has announced a second round of rate reductions in just over a week, taking advantage of the falling swap...

Woman in red dress smiling while seated in an office chair.

Rising mortgage rates hit landlords hard and could trigger a sell-off

Author: Property118.com Landlord News Team

16th October 2023, 3 years ago | 5

Landlords are now paying £15bn in mortgage interest every year as their cheap buy to let mortgage deals end –...

Rents predicted to rocket 25% by 2026

Author: Property118.com Landlord News Team

11th September 2023, 3 years ago | 4

A housing market forecast is offering an alarming prediction that rents could rocket between 2023 and 2026 by 25%. The...

Cashback on BTL and Residential Mortgage Product Switches

Author: Property118.com Landlord News Team

24th July 2023, 3 years ago | 0

Are you one of the 1.8 million property owners who have a fixed rate on their mortgage ending in 2024?...

Tag: BTL mortgages