Tag Archives: Break Even

Landlords Calculator – Now even easier to use! Latest Articles

Our Landlords Calculator is a very easy to use, you don’t need to download any extra software whatsoever. It allows you to analyse returns and other important numbers relating to any residential investment property deal with ease.

You may want to listen to this first

You need to be a member to use this calculator. If you are already a member please log in - see orange text at the top right of this page. If you are not a member please see http://www.property118.com/membership/40048/

Until now landlords and their professional advisers have struggled with traditional calculators and spreadsheets to calculate rental yields, cashflow, returns on equity and the interest rates a property deal achieves break even or neutral cashflow.

Our Landlords Calculator takes you through set of numbers and provides easy to follow explanations a step at a time making all of the above simple.

Simply follow the the instructions, type in your numbers and calculator does everything else for you. The key figures you need, together with explanations, appear on screen as you go.

When you have completed the process you will be given an opportunity to add a title to your masterpiece and have a neat report emailed to you for future reference or, if you are a professional adviser, to present to your clients.

Landlords Calculator Reviews

Check out the reviews below which have been left by other landlords and associated professionals. We appreciate all feedback so please let us know what you think of our landlords calculator by leaving a review of your own in the comments section below.

NOTE – our Landlords Calculator was updated and re-published on 25th July 2013. Version 1 was first published on 6th June 2013

UK Landlords Austerity Tips for 2013 Landlord News, Latest Articles, Property News

Here at Property118 we constantly share ideas to help UK Landlords to reduce your costs and maximise your returns. These are our austerity tips for 2013, each section is linked to the relevant page of our website where you can find out more and make contact with the providers of products and services we currently recommend. Links are in slightly larger bold text, blue in colour and underlined. Continue reading UK Landlords Austerity Tips for 2013 →

My Tenant Has Died – UPDATE Landlord News, Landlords Stories, Latest Articles, Property News

You may recall that I wrote an article back in April of this year called “My tenant has died“. That was the first experience I’d had of that nature so this article will is to bring you up to speed with what’s happened since.

I had purchased the property about six years ago, it was one of the last Sale and Rent back deals I ever did. The property had fallen significantly in value since I purchased it and was in a very tired state. It required complete refurbishment, kitchen, bathroom, re-wiring, replacement internal walls – you name it. The old man who had lived there was happy with it the way it was. He had been there for 20+ years and to him that was his home. The mistake I made was assuming he would live for another 20 years. Continue reading My Tenant Has Died – UPDATE →

Excellent Conveyancing Job – from a landlords perspective Buy to Let News, Landlord News, landlord's log, Landlords Stories, Latest Articles, Property Investment News, Property News

I like to share my experiences, especially when something good comes from a difficult situation. With this in mind I’d like to share with you my experience and opinion of what constitutes an excellent Conveyancing job.

You may recall that I wrote an article back in April 2012 called “My tenant has died“. That was the first experience I’d had of that nature so this article will also bring you up to speed with what’s happened since. Continue reading Excellent Conveyancing Job – from a landlords perspective →

Property Refurbishment – A guide for newbies Buy to Let News, Landlord News, Latest Articles, Property Development, Property Investment Strategies, Property News, Property Sales & Sourcing, Property Sourcing

I spent most of yesterday with a lovely couple from Luton who emailed me asking for some guidance. After exchanging several emails we decided to meet and they came over to Norfolk. They have six buy to let properties at the moment, a decent liquidity fund and plenty of equity in properties. They wanted advice on how to get into property refurbishment.

The day started with a trip to my accountants in Norwich where we discussed the difference between property investment and property trading. It is important to have a very good idea of whether you intend to sell for a profit or to hold as an investment before you do any deal as investment and trade are taxed and financed very differently. Continue reading Property Refurbishment – A guide for newbies →

Putting it all together – The what, the why part 2 Guest Columns

Read part one of the what the why

Armed with your investment budget you are ready to go in search of property bargains. You must look for areas of value where price corrections have been overdone, areas where prices have been dragged down by a greater number of bank repossession properties. Today such areas mainly occur in greater numbers in the North.

Property value is best illustrated by looking at The Nationwide first time buyer gross house price to earnings ratios. Continue reading Putting it all together – The what, the why part 2 →

Sellers Sticking Out for High Prices ‘Hinder’ Housing Market Buy to Let News, Latest Articles, Property Market News, Property Sales & Sourcing

Estate agents are blaming sellers asking unrealistic prices for their homes as one of the reasons for a flatlining housing market.

Pointing the finger at sellers is unfair as they are probably pricing their home on the figure they need to break even from a deal. Continue reading Sellers Sticking Out for High Prices ‘Hinder’ Housing Market →

What’s the relevance of LTV? landlord's log

Landlord’s Log, the Personal Blog Of Mark Alexander, the Founder of Property118

As the credit crunch continues to affect property prices, the remaining equity in my property portfolio, which I’d not refinanced out, continues to shrink away. The more values fall the closer I get to being in a position of negative equity. Am I at risk though?

I’ve been here before! Continue reading What’s the relevance of LTV? →

Property Analysis – Part 2 – How it can save you thousands! Guest Columns, Property Investment News, Property Investment Strategies

Missed Part One? Click to read Property Analysis – Part 1

Mortgage Cap Rate (Interest Only) = Net Annual Rental Income + Annual Mortgage Cost / Current Mortgage Outstanding

Expressed as a percentage this indicator will tell you the maximum interest rate you can sustain and still break even. Obviously the higher the number the greater the safety net you have against rate rises. Any property with a figure around 5% or less needs looking at to see where either cost can be cut or the rent increased. Continue reading Property Analysis – Part 2 – How it can save you thousands! →

Buy to Let Purchasing Tips & Calculators Latest Articles

Do you know how to decide what the best properties will be to invest into in your area?

In the short video below I provide general guidance on where to source information and how to crunch the numbers.

If you need a buy to let calculator that’s simple to use, factors in all the costs, tells you the interest rates you will break even at and doesn’t try to sell you a mortgage then you’re in the right place. What’s more, these are free to use. Continue reading Buy to Let Purchasing Tips & Calculators →

Tax Planning

Arranging Finance

Insurance

Lettings & Management

Legal Advice

Landlord Events