affordability Archives

Letting agent managing a rental property with Renters’ Rights Act compliance and tenant support services.

Self-managing landlords turn to letting agents after Renters’ Rights Act

Author: Property118.com Landlord News Team

22nd June 2026, 3 weeks ago | 5

An industry body has warned that self-managing landlords are increasingly turning to letting agents to manage their properties in the...

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 8 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

The Impact of Stress Testing on Landlords’ Borrowing Power

Author: Mark Alexander

12th November 2025, 8 months ago | 0

Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 9 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

UK house prices rose in July – Halifax

Author: Property118.com Landlord News Team

8th August 2025, 11 months ago | 0

The UK’s property values edged up in July, marking the biggest monthly increase this year, Halifax reveals. It says that...

Couple looking at a modern house while reconsidering homeownership due to high costs

Fewer renters aim for homeownership amid rising costs

Author: Property118.com Landlord News Team

6th August 2025, 11 months ago | 2

A growing number of renters are turning away from the dream of homeownership, with 28% expressing no interest in buying...

Magnifying glass highlighting a house icon with downward arrows symbolizing a fall in property market activity

Property market sees a slump in buyer searches

Author: Property118.com Landlord News Team

28th July 2025, 12 months ago | 1

The housing market has experienced a big summer slowdown, with property searches plummeting by 17.89% between 21 June and 21...

House sold sign with houses in the background

House prices steady in June with improving market activity – Halifax

Author: Property118.com Landlord News Team

7th July 2025, 1 year ago | 0

The UK’s housing market showed resilience in June, with average property prices holding firm at £296,665, virtually unchanged from £296,782...

House with a pound sign on dice with a down arrow

House prices dip as sellers lower prices to find buyers

Author: Property118.com Landlord News Team

16th June 2025, 1 year ago | 0

The average asking price for homes entering the market has fallen by 0.3% (£1,277) this month, reaching £378,240, according to...

Multiple red dice showing percentage signs coming out of a mobile phone with the text NEW and a image of a red house

BTL lenders cut rates and expand landlord access

Author: Property118.com Landlord News Team

12th June 2025, 1 year ago | 1

Several leading buy to let lenders have announced updates to their mortgage offerings, aiming to enhance affordability and accessibility for...

Red arrow pointing down over a house and a British pound sign

House prices dip in May as market remains resilient

Author: Property118.com Landlord News Team

6th June 2025, 1 year ago | 0

The UK’s house prices saw a slight drop of 0.4% in May, following a modest 0.3% rise in April, according...

Edinburgh skyline with investment hotspot marker, highlighting property opportunities

The top 10 best property investment hotspots – Colliers

Author: Property118.com Landlord News Team

17th February 2025, 1 year ago | 0

Edinburgh has retained its top ranking for residential investment for the third time, according to an analysis by Colliers. The...

Red house with rising rent graph and "For Rent" sign representing rental market growth

Rent boom predicted for the ‘Silicon Valley of Europe’

Author: Property118.com Landlord News Team

14th February 2025, 1 year ago | 3

The government’s plan to establish a ‘Silicon Valley of Europe’ along the Oxford-Cambridge Arc could cause local rent prices to...

Man outside Welsh Parliament discussing housing white paper and rental sector reforms.

Welsh housing plans receive mixed reaction from Propertymark

Author: Property118.com Landlord News Team

7th February 2025, 1 year ago | 0

Propertymark has responded to the Welsh government’s housing white paper consultation and expressed support for some measures – but warns...

Landlord silhouette leaving with warning sign about PRS crisis ahead

PRS crisis deepens as landlords plan exit and rents surge

Author: Property118.com Landlord News Team

6th February 2025, 1 year ago | 19

The deepening crisis in the UK’s private rented sector has been laid bare with a survey revealing that landlord confidence...

Mortgage rate cuts from Accord Mortgages and Molo highlighted with step graphic and percentage symbol

Two lenders cut buy to let mortgage rates

Author: Property118.com Landlord News Team

5th February 2025, 1 year ago | 0

Two leading lenders have announced reductions in their buy to let mortgage rates, offering competitive financing options. The first is...

Child in worn socks holding teddy bear, highlighting housing poverty and rent affordability crisis

Rent caps and housing tribunals demanded to protect tenants on LHA

Author: Property118.com Landlord News Team

5th February 2025, 1 year ago | 3

Up to one million children in the PRS could face poverty by 2026 because of a rent shortfall due to...

Wooden house model balanced against price blocks representing UK housing market trends

UK house price growth slowed in January

Author: Property118.com Landlord News Team

3rd February 2025, 1 year ago | 0

The UK’s housing market saw a slowdown in price growth last month with an annual increase of 4.1%, a dip...

Houses of Parliament in London viewed from across the River Thames

Renters’ Rights Bill risks excluding vulnerable tenants

Author: Property118.com Landlord News Team

14th January 2025, 1 year ago | 9

Landlords, letting agents and build-to-rent providers have warned that the government’s Renters’ Rights Bill could make it harder for vulnerable...

Landlord hands keys to new tenant as London rents decline

London room rents fall as the market stabilises

Author: Property118.com Landlord News Team

10th January 2025, 1 year ago | 0

Rents for rooms in London have fallen for the fourth consecutive quarter in Q4 2024, according to the latest SpareRoom...

Tag: affordability