Tag: affordability

What happens when a buy to let mortgage application is declined?

Author: Mark Alexander

24th November 2025, 5 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

The Impact of Stress Testing on Landlords’ Borrowing Power

Author: Mark Alexander

12th November 2025, 5 months ago | 0

Stress testing has become one of the biggest hurdles for landlords seeking finance. Even when rental income is strong, lenders...

Case Study: How One Landlord Restructured Mortgages to Save Thousands

Author: Mark Alexander

20th October 2025, 6 months ago | 0

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing...

UK house prices rose in July – Halifax

Author: Property118.com Landlord News Team

8th August 2025, 9 months ago | 0

The UK’s property values edged up in July, marking the biggest monthly increase this year, Halifax reveals. It says that...

Fewer renters aim for homeownership amid rising costs

Author: Property118.com Landlord News Team

6th August 2025, 9 months ago | 2

A growing number of renters are turning away from the dream of homeownership, with 28% expressing no interest in buying...

Property market sees a slump in buyer searches

Author: Property118.com Landlord News Team

28th July 2025, 9 months ago | 1

The housing market has experienced a big summer slowdown, with property searches plummeting by 17.89% between 21 June and 21...

House prices steady in June with improving market activity – Halifax

Author: Property118.com Landlord News Team

7th July 2025, 10 months ago | 0

The UK’s housing market showed resilience in June, with average property prices holding firm at £296,665, virtually unchanged from £296,782...

House prices grow slowly as buyer choice grows

Author: Property118.com Landlord News Team

30th June 2025, 10 months ago | 0

The UK’s housing market is experiencing a slowdown in price growth, with annual increases dropping to 1.4%, according to Zoopla’s...

BTL lenders cut rates and expand landlord access

Author: Property118.com Landlord News Team

12th June 2025, 10 months ago | 1

Several leading buy to let lenders have announced updates to their mortgage offerings, aiming to enhance affordability and accessibility for...

House prices dip in May as market remains resilient

Author: Property118.com Landlord News Team

6th June 2025, 11 months ago | 0

The UK’s house prices saw a slight drop of 0.4% in May, following a modest 0.3% rise in April, according...

The top 10 best property investment hotspots – Colliers

Author: Property118.com Landlord News Team

17th February 2025, 1 year ago | 0

Edinburgh has retained its top ranking for residential investment for the third time, according to an analysis by Colliers. The...

Rent boom predicted for the ‘Silicon Valley of Europe’

Author: Property118.com Landlord News Team

14th February 2025, 1 year ago | 3

The government’s plan to establish a ‘Silicon Valley of Europe’ along the Oxford-Cambridge Arc could cause local rent prices to...

Welsh housing plans receive mixed reaction from Propertymark

Author: Property118.com Landlord News Team

7th February 2025, 1 year ago | 0

Propertymark has responded to the Welsh government’s housing white paper consultation and expressed support for some measures – but warns...

PRS crisis deepens as landlords plan exit and rents surge

Author: Property118.com Landlord News Team

6th February 2025, 1 year ago | 19

The deepening crisis in the UK’s private rented sector has been laid bare with a survey revealing that landlord confidence...

Two lenders cut buy to let mortgage rates

Author: Property118.com Landlord News Team

5th February 2025, 1 year ago | 0

Two leading lenders have announced reductions in their buy to let mortgage rates, offering competitive financing options. The first is...

Rent caps and housing tribunals demanded to protect tenants on LHA

Author: Property118.com Landlord News Team

5th February 2025, 1 year ago | 3

Up to one million children in the PRS could face poverty by 2026 because of a rent shortfall due to...

UK house price growth slowed in January

Author: Property118.com Landlord News Team

3rd February 2025, 1 year ago | 0

The UK’s housing market saw a slowdown in price growth last month with an annual increase of 4.1%, a dip...

Renters’ Rights Bill risks excluding vulnerable tenants

Author: Property118.com Landlord News Team

14th January 2025, 1 year ago | 9

Landlords, letting agents and build-to-rent providers have warned that the government’s Renters’ Rights Bill could make it harder for vulnerable...

London room rents fall as the market stabilises

Author: Property118.com Landlord News Team

10th January 2025, 1 year ago | 0

Rents for rooms in London have fallen for the fourth consecutive quarter in Q4 2024, according to the latest SpareRoom...

Stoke-on-Trent tops the UK’s house price growth chart

Author: Property118.com Landlord News Team

30th December 2024, 1 year ago | 0

House prices in Stoke-on-Trent rocketed by 17.2% in the year to September, according to the latest Halifax data, solidifying its...