Revealed: UK housing hotspots of 2025

Lloyds has revealed its 2025 housing hotspots, with most regions across the UK seeing rising house prices.

Plymouth recorded the steepest annual increase in house values, up 12.6%.

House prices also rose across Yorkshire and the Humber, while the South East saw property values fall.

Plymouth saw the strongest house price growth

According to the data, Plymouth saw the strongest house price growth of any town, followed by Stafford and Wigan, which also recorded double-digit rises of 12.0% and 10.5% respectively. Wakefield saw growth of 8.7%, while Hull recorded a 6.5% rise.

The South East dominates the list of towns where house prices fell or grew most slowly over the past year. Crawley and High Wycombe saw the sharpest declines, with values falling by 8.9% and 7.4% respectively.

Chester also recorded a fall of 6.4%, although overall the North West saw growth of 3.7%.

Cardiff saw a drop of 5.2%, despite house prices across Wales rising by 2.3% overall.

Across the UK, most regions saw the value of homes grow. Northern Ireland led with growth of +5.8%, while London was the only region to see home values stall, dipping -0.1%.

Significant change in property values

Amanda Bryden, head of mortgages at Lloyds, says there have been major changes across regional housing markets.

She said: “We’ve seen significant change in property values with some areas rising sharply, while others have cooled.

“If you’ve got your heart set on a particular location, it’s worth taking time out to do some research and see what’s happening with prices there, as swings in value at a local level can make a big difference to how much you may need for a deposit, Stamp Duty or wider moving costs.

“While house prices play a role, choosing where to live is also about finding a place that feels right, a community you connect with, a commute that works for you, and a lifestyle that fits you.”

Property industry reaction

Mary-Lou Press, NAEA Propertymark President, said: “Looking ahead to 2026, many people are in a stronger position to approach the buying and selling process due to lower inflation and base rates. Although no two mortgage agreements are the same, many people will be typically around £150 better off per month when compared to only twelve months ago.

“With the Planning and Infrastructure Act now law, this should be ‘the keys to the car’ for the UK Government’s ambition of building 1.5 million new homes across England by 2029. In addition, devolved administrations are also bound by their own housing targets, and we should see a variety of new homes over the coming years leading to a diversity and choice regarding housing tenure.”