Renters' Rights Bill amendment dishes up a 'dog's dinner' for landlords - NRLA

Renters’ Rights Bill amendment dishes up a ‘dog’s dinner’ for landlords – NRLA

A dog sitting at a table with a napkin on waiting for his dinner with a glass of water
12:01 AM, 26th June 2025, 10 months ago 25

Labour’s proposed amendment to the Renters’ Rights Bill has stirred controversy by placing the financial burden of pet-related property damage squarely on landlords.

The changes, set to be debated in the House of Lords next week during the Bill’s Report stage, reverse earlier plans that allowed landlords to mandate pet insurance for tenants.

Previously, the Housing Secretary championed the insurance requirement, stating it would ensure ‘no one is left unfairly out of pocket’.

However, the new rules eliminate this provision, while still expecting landlords to accept tenants with pets unless they can provide a compelling reason to refuse.

That means pet disputes will be resolved in future by courts or the proposed private rented sector Ombudsman.

‘Shoddy and outrageous’ lawmaking

The National Residential Landlords Association (NRLA) has slammed the changes, warning they could restrict housing options for pet-owning tenants.

Its chief executive, Ben Beadle, said: “This is a shoddy and outrageous way to make law.

“Ministers keep talking about how the Bill works for responsible landlords and yet they seem incapable of speaking to those representing them.”

He added: “Yet again the government simply expects responsible landlords to shoulder even greater risks without any consultation about the likely impact.

“It comes on top of plans which allow tenants to build higher levels of rent arrears, expect landlords to shoulder the cost of delays to an already sclerotic courts system, and make it harder for tenants with poor or no credit ratings to demonstrate their ability to sustain a tenancy.

“Whilst the government might say that they are fighting their corner it is tenants who will lose out as landlords become more risk averse.”


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  • Member Since August 2016 - Comments: 1190

    10:57 AM, 26th June 2025, About 10 months ago

    The problem is this Government is driven by political ideology not what’s practical in the real world. That ideology is socialism, started by the previous Conservative administration. So it’s a hopeless situation and there unfortunately is no political solution. The country has been leaning more and more to the Left for the last 100 years. Inheritance tax, capital gains tax, value added tax etc…..they even tax you when you move house. Yet despite all this tax (the highest we’ve paid in over 70 years) there’s the biggest deficit (currently £2.9 trillion and 100% of GDP and climbing) outside of war time. We’ve been destroyed financially and also just as worrying we’re facing cultural collapse. (Sorry for the rant).

  • Member Since February 2020 - Comments: 20

    10:59 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Phil Hayward at 26/06/2025 – 10:51

    I asked Chat GPT where Reform stood on the PRS:

    Reform UK’s stance on the private rented sector is focused on **reviving landlord rights**, **boosting transparency**, and **encouraging investment in rental supply**. They haven’t laid out detailed policy proposals like Labour or Conservatives, but here’s what’s clear from their platform:

    🏠 **1. Restore landlords’ rights & boost PRS supply**

    * Reform UK pledges to “**restore landlords’ rights**” to encourage investment in rental housing and increase the number of available rental properties ([propertyindustryeye.com][1]).
    * They argue that modern regulatory constraints have deterred landlords from participating in the market, contributing to housing shortages.

    🔎 **2. Transparency for leaseholders & freehold owners**

    * Promises to make all leaseholder and freeholder charges “**clearly stated and consented to**”—aimed at eliminating hidden fees
    .
    * They also intend to simplify the process and reduce costs for extending leases (to 990 years) and buying freeholds.

    🚫 **3. Contrast with Labour’s renters‑rights reforms**

    * Reform UK positions itself against Labour’s sweeping renters-rights agenda (Section 21 abolition, pet rights, ombudsman), viewing them as restrictive for landlords.
    * They favour a roll-back approach rather than introducing new tenant protections.

    | Landlord Rights | Restore/reinforce rights, reduce over-regulation |
    | Housing Supply | Reinvigorate investment to grow rental stock
    | Fee Transparency | End hidden landlord/leaseholder charges
    | Leasehold Reform | Simplify and reduce costs of lease extension/freehold purchase
    | Tenant Protections | Oppose further expansion (e.g. eviction bans, stronger tenant rights)

    **What’s missing or unclear**

    * Little to no detail on core tenant protections like eviction rules, rent increases, safety standards, or enforcement mechanisms.
    * No explicit policy on Section 21 evictions, pets, bidding bans, or ombudsman services.

    **In summary**, Reform UK takes a landlord-centric approach: cutting red tape, enhancing transparency, and incentivising private investment—but significantly **deprioritises tenant-oriented reforms**.

    Reform get my vote !

  • Member Since July 2019 - Comments: 14

    10:59 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Dylan Morris at 26/06/2025 – 10:57
    Well said and I completely agree with you.

  • Member Since July 2019 - Comments: 14

    11:03 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Caroline Newman at 26/06/2025 – 10:59
    Thanks for doing that Caroline. Yes, it’s Reform for me too. Let’s hope and pray that as Landlords we will survive this Communist government, how ever long it takes for it to fall. It’s so bleak for Landlords right now. Positivity is what is needed and a willingness to fight our corner.

  • Member Since August 2013 - Comments: 323 - Articles: 1

    11:16 AM, 26th June 2025, About 10 months ago

    No pets allowed by me anymore then, no matter what the law says.

    Prevention is better than cure.

  • Member Since August 2016 - Comments: 1190

    11:26 AM, 26th June 2025, About 10 months ago

    Does anybody know of an insurance company that has a policy that a tenant can take out, that will ensure a landlord for pet damage, because I can’t find one ?

  • Member Since June 2021 - Comments: 15

    11:32 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Phil Hayward at 26/06/2025 – 11:03
    Though the erosion of the PRS was absolutely started by previous governments. Given they are the most right-leaning of Labour governments in memory, I hardly think they can be described as “Communist” – you need to live the experience in countries such as Cuba to understand what that really means. Whatever the politics of who is or will be in charge, we need to ensure that rights, checks and balances are given to both sides and not have a skewed landscape where the rights of either landlords or tenants trumps the other…

  • Member Since December 2023 - Comments: 1573

    11:36 AM, 26th June 2025, About 10 months ago

    The answer is for all landlords to price the risk of pet damage into the rent for all tenancies.

    Choose tenants that you think will either not want pets or who are wealthy enough to cover vets’ bills without impacting their ability to pay rent. Demand a home-owing guarantor.

    Leave the poorest tenants to the mercy of social housing and temporary accommodation.

    My main concern is that this is bad noses for pets. More and more will end up being abandoned. The RSPCA should be on the case.

  • Member Since August 2016 - Comments: 1190

    11:38 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Cider Drinker at 26/06/2025 – 11:36
    I think under the RRB guarantors are banned ?

  • Member Since June 2021 - Comments: 15

    11:49 AM, 26th June 2025, About 10 months ago

    Reply to the comment left by Dylan Morris at 26/06/2025 – 11:38
    Just did a search and this is what came up. A guarantor can not be requested by the landlord if….:
    A tenancy deposit has been paid (or is supported through a recognised scheme).

    One month’s rent has already been paid in advance.

    The tenant’s income (including benefits) has been reasonably assessed as sufficient.

    Housing benefit or universal credit is being paid directly to the landlord.

    The tenant has insurance covering rent non-payment.
    ——-
    Thoughts on this:
    A deposit nowhere near covers months of non/under payment of rent if a tenant is digging their heels in and not moving.

    I did not realise that tenants can take out an insurance that pays the rent in case of financial problems.

    Just don’t take a deposit before a guarantor is secured if credit checks indicate a ‘fail’.

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