Page 93 – Property118
Magnifying glass highlighting repossessed apartment building with legal symbol.

Landlord repossessions surge ahead of the Renters’ Rights Bill implementation

11th September 2025

Landlord repossessions across England and Wales have rocketed in the past year, ahead of the Renters’ Rights Bill becoming law and scrapping Section 21 ‘no-fault’ evictions. An analysis by letting agency acquisition firm Dwelly shows a 6.8% national increase in repossessions compared to the previous year, while some towns recorded far sharper rises. Thurrock leads […]

An EPC certificate with an F rating held in front of a UK rental property.

Atom bank study questions accuracy of EPC ratings

11th September 2025

The official methods for assessing household EPC emissions may be overstating the environmental impact of British homes by as much as half, a study reveals. According to Atom bank, its findings raise concerns about whether current tools can genuinely support the UK’s ambition to reach ‘Net Zero’. Working with Experian and Durham University, Atom compared […]

First 30 Days After A Landlord’s Death | Practical Playbook

11th September 2025

What To Do In The First 30 Days After A Landlord’s Death This guide gives you a clear first month plan so lenders stay calm, tenants see continuity, and the family keeps control. It is written for company directors, LLP members and executors who need to act now without creating problems later. Companion guides If […]

Stacked coins with percentage blocks showing new mortgage and buy-to-let deals

YBS and MFS improve semi-commercial and BTL mortgage deals

11th September 2025

Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS Commercial Mortgages has announced a series of changes to its semi-commercial and buy to let offerings. The organisation is lifting the loan-to-value (LTV) threshold on its range for part-residential, part-commercial assets, with financing now available […]

Louisa Sedgwick, the managing director of Paragon Bank,

Buy to let investment booms in the Midlands and North – Paragon

11th September 2025

Landlords investing in rental property has shifted decisively towards the Midlands and northern regions, according to Paragon Bank. Data from the lender shows that landlords secured nearly half of new buy to let purchases with mortgages in the East and West Midlands, North West, North East and Yorkshire and Humber. That’s for the first half […]

Piggy bank and coins beside electricity meter with question mark symbolizing rising energy costs.

EICR and tenant debt?

11th September 2025

The 5-year EICR (Electrical Installation Condition Report) is about to run out on my rental property The tenant is in major debt and is unable to pay to get the debt cleared from the electricity meter (it’s a prepayment meter and showing £135 of debt). He is vulnerable and has bipolar issues. I have tried […]

The Tenant Who Took the Roof With Them

11th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Nigeria. In Lagos, a landlord was left speechless when he arrived to inspect a property after an eviction notice. The house was still standing but the corrugated iron roof was gone. According to reports, the departing tenant had […]

Wooden scales balancing a stack of money with a pound symbol against a small model house

House prices stall in August amid economic uncertainty

11th September 2025

House prices in England and Wales showed no shift from July to August, with a 0% rise between July and August, research reveals. That’s according to the latest e.surv chartered surveyors index which does reveal a 2.8% drop in values from 12 months previously. The stagnant monthly figures suggest recent downward pressure may be stabilising, […]

Calculator showing the words How Much?

Error in probate date of death valuation?

11th September 2025

Hi all, I’ve phoned the HMRC CGT tax office and spoken to the Probate court, and I am still stuck on what’s best to do. When my mum passed, 2 months ago, I stupidly used the valuation which the mortgage company had provided in a drive-by valuation prior to death (unsure how “prior” to death […]

Business professional working on tax calculations with digital tax icons overlay.

Landlords won’t be forced into Making Tax Digital – claims impact assessment

10th September 2025

The government has confirmed landlords will not be forced into signing up for  the controversial Making Tax Digital (MTD) scheme as its impact assessment reveals it could cost the landlord hundreds of pounds to do so. The government has released the impact assessment for Making Tax Digital, the scheme for Income Tax Self Assessment (ITSA). […]

Businessman smashing the word "RULE" on a wall with a sledgehammer, symbolizing breaking unfair rules.

Council’s selective licensing team says landlords CAN break the rules

10th September 2025

Yes, you read the headline right, they really did. Basically, if another department of Nottingham City Council is breaking the rules and conditions, and as long as the council gets their selective licensing fee, it will let this flagrant breach happen. After all, everything has a price, doesn’t it? They say if it’s out of […]

House outline with percentage symbol representing remortgage deals for landlords

BTL lenders boost landlord options as remortgage activity grows

10th September 2025

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking to remortgage. United Trust Bank has removed all upper limits on landlord portfolio sizes so borrowers can mortgage up to six properties, with maximum lending increased to £2.5 million. Portfolio landlords will also find streamlined […]

Red piggy bank with pound symbol sliding down a slide under a London sign, symbolising falling property values

London’s property investment market loss shines as prices slide

10th September 2025

London’s housing market is losing its shine as real-terms values stall, leading landlords and investors to sell up, an analysis reveals. According to wealth management firm Rathbones, it has found that between 2016 and 2024, residential values in the capital increased by only 1.3% annually, well below the 3.8% rate of inflation. The poorer performing […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Why NACFB Membership Matters – Safeguarding Landlords When Borrowing

10th September 2025

Choosing the right broker can be the difference between securing finance and hitting a brick wall. With hundreds of lenders and products in the market, landlords need more than just introductions – they need protection. That is why NACFB membership matters. It gives landlords confidence that their broker is not only connected but also regulated […]

Westminster with Big Ben and crossed-out rental sign symbolizing ban on landlord MPs

Motion calls for MPs to be banned as landlords

10th September 2025

A left-wing MP has tabled an Early Day Motion (EDM) calling for MPs to be barred from being landlords while in office. Independent MP Zarah Sultana, who introduced the motion, claimed: “MPs should be focused on serving their constituents without the influence of financial interest.” The news comes after Labour was found to have the […]

The Room Filled With 200 Bottles of Urine

10th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Australia. After a tenant finally moved out of a suburban house-share, the owner expected a quick tidy and a key handover. Instead, he opened the bedroom door to find floor space taken up by rubbish bags, food cartons […]

The Real Problem with Rent to Rent

10th September 2025

1. Introduction – The Real Problem with Rent to Rent Rent to Rent, often abbreviated to R2R, is one of the most hotly debated strategies in the UK’s private rented sector. On paper, it sounds straightforward. A Rent to Rent operator takes on a property from a landlord under a lease or management agreement, pays […]

AGM agenda document with financial chart on a desk with pen

Agent failed to present my AGM ‘other business’ when unfavourable to them?

10th September 2025

Hello, The factor (property manager or managing agent) sent out an AGM invitation letter plus agenda and asked property owners to add “other business” and return the form by a specified date. I returned the form by email attachment on time and followed up with a call to see if the original form should be […]

Westminster with “Rejected” stamp symbolizing defeat of Renters’ Rights Bill amendments

MPs reject amendments to Renters’ Rights Bill ahead of Royal Assent

9th September 2025

The government have rejected most amendments for the Renters’ Rights Bill as it nears Royal Assent. MPs debated amendments from across all parties for the bill, but the majority were rejected. Housing minister Matthew Pennycook insisted the bill must receive Royal Assent as soon as possible, while Conservatives argued it undermines the private rented sector […]

An unprotected tenancy deposit form beside an open padlock and broken chain.

Return of deposit fight after Section 8 and Money Order?

9th September 2025

Having successfully evicted my tenant through section 8 and getting a money order for £4.5K, I am now trying to have the protected deposit paid to myself, as so far the disposal of his abandoned belongings, cleaning the house and repairing damaged radiators has far exceeded the deposit amount held. However, the tenant has decided […]