Guest article by Howard Reuben IFA A “snapshot of today” Priorities. Everyone has them, and as a Financial Adviser I work with my Clients to ensure that their own personal financial planning priorities are properly structured, reviewed and achieved. Over the years, my Clients have asked many times for me to assist with their medium […]

National Landlord Day, the major conference and exhibition from the Scottish Association of Landlords is now the largest landlord conference in the UK. The 2012 event will be the fifth year for this popular event, bigger and better than ever and taking place at Dynamic Earth, Edinburgh on 6 November 2012. Having been a sell […]

Are district judges staging an unspoken rebellion in possession cases? This article is largely based on possession claims brought by social landlords but I ask you, the PRS landlord reader, to think about the import of what this might mean for possible future repossessions in an environment where I just read today, the amount of […]

Sallie has written in to request advice from Property118 readers as she owns a property in which the cellar keeps filling up with water. Have any readers of Property118 had a similar problem or can you offer solutions please? Do we have any surveyors reading Property118 who can provide advice on “tanking” the cellar or […]

According to Francis Dolley who regularly leaves comments on this forum, “Rent 2 Rent” is being widely debated on various Facebook property groups as the latest strategy for landlords to expand their portfolio’s with minimal capital .Francis emailed me over the weekend asking me which “Rent 2 Rent” agreements I thought he should be using. I do […]

I’m not a member of just one landlords association, I joined two! I don’t know which Landlords Association is best, what I can tell you is which ones I joined and why they are the right ones for me. I’m also interested in whether YOU are a member of a Landlords Association and why you […]

It is possible to remortage within six months of purchase, even on a buy to let property, I promise you! Forget everything you have heard about “the CML’s six month rule”, no such rule exists!  The legend of the “CML’s six month rule” for remortgaging has been bandied around forums for at least five years now but I can […]

Northern Rock BuytoLet who are part of Virgin Money have confirmed they will consider “Day One” remortgages otherwise known as “Back-to-Back” and Regulated BuytoLets for the use of close family members. This is a very niche area for Lenders with only Mortgage Trust as the other company able to consider remortgages inside six months of […]

Godiva BuytoLet, owned by the Coventry Building Society, have further tweaked their Flexible variable and Flexible fixed products by keeping the interest rate charged the same and removing the fixed arrangement fees. This is a whole of term flexible BuytoLet product with no early repayment charge and no need to remortgage after a prescribed time […]

Linda has written in to share her problem letting agent story and to ask the Property118 community for their opinions, guidance and advice. The remaining content of this post is Linda’s:- “I purchased properties about four years ago as a cushion for retirement.   It has proved a disasterous undertaking and now that retirment is upon me I have used […]

Brooklands Commercial Finance have witnessed a significant upsurge in demand from referred Property118 readers for bridging finance as traditional secured lending markets become less accessible. No longer seen as a lending product of last resort, bridging finance has become a mainstream vehicle for a wide range of purposes. Bridging finance can be arranged quickly compared […]

Hi there Didn’t know who else to ask about this – I was an avid user of both Property Snake and Property-Bee to research property prices and source BMV (Below Market Value) deals Property snake seems to have disappeared from view – Google searches draw a blank and my bookmarks also link to nothing (“oops, […]

An open letter to Housing Minister Mark Prisk MP – “Solving the Housing Crisis“ Dear Sir The combined housing provision of Local Authorities and Registered Social Landlords (e.g. Housing Associations) now provides no more UK homes than the Private Rented Sector. Given that the UK Private Rented sector has matured significantly since the Housing Act was implemented in 1988 […]

Dear Property Ombudsman I am very concerned about the number of readers letters that I receive from both landlords and vendors of properties who feel they have been ripped off by unscrupulous and unlicensed agents calling themselves “Property Sourcers“. There is very little I can do about this other than offer sympathy as Property118 is neither an arbitrator nor […]

I’ve been having a twitter conversation with a chap called Yemi Edun who specializes in buying tired, prime location, London apartments at auction and then refurbishing and letting them on behalf of buy to let investors. Yemi tweeted me links to a couple of You Tube video’s where he’s appeared on BBC TV’s “Under The […]

Wealthy parents and property investors are buying up ultra modern apartments to rent to students in 2013. Remember the TV programme “The Young Ones” and Alexie Sayle as the Landlord? How times have moved on since the 80’s hey? Just watch the video on this advert (second picture down). They even have a Costa Coffee […]

The Banker is back, this time he’s trying to upset by hoisting us by our own petard – he’s asking the question “should missed mortgage payments be a criminal offence.” Is his last anonymous correspondence with Property118 readers The Banker caught our attention with the title “The Property Boom of 2012” and then went on […]

The high profile fires caused by faulty fridge freezers last year highlight the need for landlords and tenants to be extra vigilant about checking the appliances and plug sockets of their properties. In one case in St John’s Wood in London, where the managing agents had recently overseen a refurbishment including updating the fire safety […]

Steve wants to know from readers of Property118 whether they think, in his circumstances, he should sell his property in an auction. Steve has very kindly given us permission to publish his email below. “I have recently inherited a 3 bed semi from my father. The property is in need of modernisation and is in […]

The Mortgage Works BuytoLet team have made major changes to their criteria and products focusing on First Time Landlords, Let to Buy, Purchasing from a family member and withdrawing from the regulated BuytoLet market. This is significant for the whole of the BuytoLet market as The Mortgage Works have a very large market share of […]

The housing market experienced an overall decrease in activity in July, according to the National Association of Estate Agents (NAEA). The NAEA’s monthly market report found that demand for housing had reduced slightly, and fewer sellers were putting property onto the market. NAEA agents have attributed this slowdown to the start of the Olympic events […]