Today was Judgement Day in the case of Mark Robert Alexander (me) vs the West Bromwich Mortgage Company. I was representing a group of 360 affected borrowers, who between them contributed nearly £500,000 to fund the legal action. I am extremely disappointed to report that we didn’t get the News we were so desperately hoping […]

MY deceased brother’s estate has a Grade 2 listed property converted into 4 separate flats all mortgaged. There are no shared parts except the garden  and all flats have separate entries. We wish to start selling off the flats, but the only information we have is that the flat freehold was in my brothers building […]

Are late payment charges as stated within an AST still applicable once an AST has expired and the tenant is still in situ and not paying rent/paying late..? Probably not worth seeking formal legal advise for such a small amount that I’m concerned with so I’d thought I’d see if anyone here had any pointers.. […]

I’m feeling a bit desperate. I separated from my husband in December 2014. Due to the nature of our break up, I decided that I’d had enough and moved myself and my children to another county. It’s was perfect until last week, my mother had a massive stroke and is seriously ill. My nightmare now […]

I’ve just been sent a 1 year Assured Short hold Tenancy to review before we sign and move in 2 days. It has a 6 month rent review clause that I think is unfair and not just because its every 6 months. What is the best way to ask the agent to remove it? They […]

We are looking at mortgaging an investment property we bought towards the end of last year via our Limited Company. However, as most will be aware, there are few mortgage deals available for Limited Companies, and attract large fees and high interest rates – more so as this is our first BTL. Previously, we loaned […]

The Treasury has decided that to conform to the European Mortgage Credit Directive (compulsory by 2016) all Buy to Let contracts, where the mortgage was not entered into solely for business purposes, will be defined as “consumer” loans. Hence all Let to Buy or accidental landlords will become regulated in a similar way to residential […]

I am evicting a tenant with a section 8 in ten days time.  The tenant has just issued me with repair bills which he claims to have done during his contract. No notification has been give as to any works being required. The works include replacing all taps, lifting and refitting carpets due to noisy […]

There are builders currently working next door to one of our rental houses. They say they are converting a 4-bed into a 7-bed house, including a loft conversion and a ground floor extension. The agent is liaising on the landlord’s behalf.  The agent has said they are doing the side extension – we don’t yet […]

My tenant was arrested ( I was told by his employer) and now he is in prison. However, I am not able to get any info about where he is held and for what crime he was arrested.   He isn’t British but has a permanent visa for staying in UK. I do not have any […]

RESEARCH from our landlord emergency insurers suggests that 4% of all emergency claims are due to an inoperable toilet at the rental property.  With an average claim cost of £204.82 across the board, it is no surprise that so many landlords are learning that emergency cover is essential to protect your property, finances and cash […]

My fixed term agreement has come to an end and I got an email from my letting agency who requested an increase in rent as well as a renewal fee of £120. “The terms of the renewal are that an extension of the original Agreement may be terminated by either party giving to the other […]

The well established lender Precise Mortgages has enhanced its bridging loans to help increase the range of products, and at the same time provide an even smoother and more efficient process for borrowers. If you are buying a property in need of renovation and want to sell or refinance it shortly after completion this new range of 0% […]

On Thursday, 22 January 2015 I received a call from Keystone Asset Management Ltd to tell me that the directors had requested that the company be put into Voluntary Administration. They main issue here is that Keystone Asset Management Ltd were operating a number of HMO’s in and around Barnsley & Rotherham for their clients […]

On Thursday 21st May 2015, Landlord Action is hosting the biggest white collar charity boxing event to be brought to the property industry and is inviting letting and estate agents to take part. Paul Shamplina, Founder of Landlord Action, has been a keen boxer for many years and as well as putting himself in the […]

Firstly excellent forum, thank you.  We recently purchased a property and refurbished it to a high standard to let out. Due to sudden rise in house values in our area we decided to flip it and make a profit. We exchanged contracts last Friday and we’re completing next week. The total proceeds from this property […]

I think it would be fair to say that nobody would expect to find a Health and Safety inspection taking place inside their own private house (principal private residence).  Similarly, just as your own private garden is not a building site, I cannot imagine a situation where H&S would ever inspect / advise / impose […]

After reading the article “why are my tenants trying to destroying me”, I want to share with other landlords my recent eviction experiences, so that other landlords can be warned when this type of problem comes up. After I put in a brand new kitchen and bathroom in my rental property I put my house […]

Following the death of my mother, I have just inherited the (unencumbered) house I am currently living in and am not necessarily rushing to realise its value and downsize, although that is the eventual plan. I do want to expand my B2L portfolio but have no reasonable provable income as I live on rental income […]

We have been issued with a section 21, I am disabled and my husband is retired.   We have been given this because our rent was late 3 months out of 6. We do not have the money to move to another private rented accommodation and even if we did it would be difficult to […]

I rented a one bed flat back in August however due to work refs failing I paid 6 months up front. However since moving in there has been damp and mold growing up the bedroom wall and the room is freezing cold so much so I’m unable to sleep in there . The landlord has […]