After 7 years living abroad we are moving back to the UK in the next couple of months. Before we left in July 2007, in the dim distant days of self certified buy to lets and sub prime lending, we transferred the mortgage on our home from a repayment to a buy to let mortgage. […]

85% LTV, low rates and fees AND positive cashflow on new BTL purchases? Yes it’s true, and it’s available NOW! The eagerly awaited collaboration between a market leading BTL mortgage provider and the UK’s only provider of BTL equity finance has now been launched – AT LAST!!! The resultant product allows landlords to purchase properties […]

I’m trying to purchase a property that is a circa 1910 built share of freehold, 900 year lease, maisonette. The valuer sent by the mortgage company has indicated that it appears as a purpose built but has asked the solicitor to confirm because if not and it’s a conversion then we need to check building […]

This came up while on holiday with friends who are considering selling a rented property. They and others were convinced they did not have to pay CGT if they had owned it for 10+ years, until I poured cold water on that notion. However, I was not entirely clear about the actual rules and calculations.  […]

One of my properties in a dodgy area has now got what the letting agents tell me is a excellent tenant, a Polish single mum in her twenties, who is looking after the property very well. She has just had her Housing Benefit stopped because of changes in entitlement of EU citizens. She has lived […]

I have recently had external wall insulation installed to a number of my rental properties.  My problem concerns one property – a mid terrace converted into 2 – one bed flats. The survey and assessment recommended external or internal wall insulation, I had external wall insulation installed. Recently the owner of the property at the […]

This is very probably a naive question but could someone please tell me the pros and cons of giving an AST in a BTL to a close relative and their family? Thanks in advance Danny

When landlords fall on hard times …. Steve is that landlord and has submitted this cry for help. I have no idea what to advise him so I’m hoping others here will be able to point him in the right direction. The remainder of this article is Steve’s own words …. I have recently been evicted […]

I’ve had an offer accepted for a BTL 2 bed property which backs onto lots of fields. I’ve just discovered that there is a development plan to build 450 houses on this land over the next few years. It’s a 2 bed terrace that was last sold in 2006 for £119,950. My agreed price is […]

Bridgebank capital are a Bridging loan lender fully regulated by the FCA and uniquely advertise they will lend against the open market value (OMV) of a property rather than the lower of purchase price or value. They are targeting landlords/investors/property traders who may be purchasing at auction, repossessed, distressed sales or bulk discounts. The maximum […]

I’m now finally ready to purchase my first BTL property! Deposit saved, mortgage in principle agreed, solicitor on standby but, I’m still not sure what type of property to invest in. I’m looking to buy a property in the Liverpool area for up to £70,000 with a 25% deposit. Option 1: A 2 bed leasehold […]

I’ve just found out that a Tenant who has now left put my name in his energy bills 1 month before he left. Eon have said that I am liable – I was not informed of this and had no notification until I saw a bill after he had gone. It’s only for £40 but […]

I am new to property investing and I would appreciate some advise on remortgaging. I purchased my first BTL two months ago with a good discount. I have just finished refurbishing it and I am planing to remortgage in 4 months to get back hopefully all the money which I invested. My question is – […]

Can I buy some BTL property (I have deposit and good credit rating), let it to my Mum at a below market value (just cover mortgage payments) and allow her to sub let to provide income for her but without IHT issues?  Thanks Martin

I have rented a property through an agent for 14 years and now wish to self-manage.  I have given the required 6 months notice but now the agent is stating the original tenancy agreement is not valid because the agreement is between the agent and tenant and not with me directly. Can anyone clarify? Thanks […]

I was recommended a tenant by a friend. He moved in on 1st August 2014 and advance rent was due on 4th August 2014, and he didnt pay the rent due for 4th September 2014.  He says he will not pay because he doesn’t have too. Its a 6 month AST contract for a single […]

I split up with my wife August 2013. She gave notice on our rented property in April 2014 bit didn’t tell me. The housing association had a meeting with me and told me I had to leave in 4weeks and would be seeking a possession order and I would receive everything in writing. All I […]

I’m about to exchange contracts on a purchase this week.  An additional enquiry by my solicitor revealed that the ventilation on the boiler is deemed unsafe and the appliance is not connected. My solicitor advised to get the costing for the repair either on my account or via the estate agent. I have contacted the […]

My flat has suffered from a persistent leak, that is coming into my bedroom ceiling from the flat above me. The landlord of the flat above has said this is my problem, as he has had two builders round to check and they have found nothing. In each case a builder came round, apparently opened […]

I have been reading this amazing forum for quite a long time already and I am learning something every time I am here. I need fresh opinion and advice from property investors and landlords, because I am really not sure what should I do in my current situation. I would like to explain first few […]

As many as 38% of landlords calling the Landlord Action legal helpline for advice on evicting a tenant have failed to place their tenants’ deposits in a government recognised scheme within the prescribed 30 days of receiving it, or have not even heard of the scheme which came into force back in 2007. Landlord Action […]