One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords often discover the distinction only when making a claim — and by then it can be too late. Insurers treat these categories differently, and cover is not always automatic. This article explains how the two are […]

The Renters’ Rights Bill has not yet become law, but it is progressing through Parliament and is expected to take effect from next year. Landlords now have a short window to prepare before the key changes begin. Section 21 is expected to be abolished once the Bill becomes law. Possession will move to Section 8 […]

The Renters’ Rights Bill will return to MPs in the Commons tomorrow (Wednesday 22 October) for final approval before Royal Assent. The government has confirmed any outstanding issues of the bill will return to the Commons for consideration this week. The news comes after despite last-minute attempts to add more amendments to the Bill, Peers […]

An online tenant-based website claims a stark difference in renter satisfaction and deposit protection across the UK. Research by Marks out of Tenancy, which allows tenants to review landlords, analysed 2,299 tenant reviews and found that in some areas, such as the North West, deposit protection rates were under half, at 42.1%. However, the study […]

Competition in the buy to let sector continues to heat up as three major lenders – Landbay, Paragon Bank and Market Financial Solutions – have announced fresh rate cuts, new product launches and improved features designed to help landlords refinance or expand portfolios. Landbay has reduced rates across its five-year fixed Premier range, with pricing […]

Students are feeling the strain of rising rents as they struggle to afford purpose-built student accommodation (PBSA). A new report from real estate firm Cushman & Wakefield reveals growing demand for student housing across the UK. The research estimates that even if demand for accommodation increases by just 1% per year over the next five […]

Private rented sector (PRS) listings have climbed across every UK region for the first time in years, according to TwentyEA’s. It’s latest Property & Homeowner Report found that supply is up 6.9% compared to 2024, with more than one million homes entering the rental market so far this year. Despite the rental home supply uptick, […]

When it comes to renting property, inventories are supposed to protect both landlords and tenants by clearly listing what is, and isn’t, in the property at the start of the tenancy. They provide a fair reference point in case of disputes about damage or missing items. Yet, sometimes letting agents take this process into the […]

UK lenders are watching the Renters Reform Bill closely. Discover how upcoming tenancy changes could influence buy-to-let mortgage criteria, refinancing, and landlord borrowing power.

The government has confirmed landlords will not be required to provide tenant references after a Labour MP demanded it be made a statutory duty. In a written question to the Housing, Communities and Local Government, Dr Rosena Allin-Khan asked whether there were any “potential merits of making it a statutory duty for landlords to provide […]

Landlords selling up is the biggest single reason for tenants losing their homes and needing council support, as Shelter blames rising rents for the temporary accommodation crisis, new data reveals. According to government statistics, between April and June 2025, 6,700 households in the private rented sector in England qualified for help from their council to […]

Hello Everyone, The former tenant is disputing the deductions from his deposit. I need some clarity about what to do with the tenant deposit when it is an insured deposit scheme, as against a custodial one, while waiting for a resolution. I was finally able to take possession of my property before the renter’s bill […]

A flagship housing conference bringing together industry experts and policymakers on key issues facing the private rented sector is selling fast. The National Residential Landlords Association (NRLA) UK Housing Conference in Liverpool on 5th November aims to support landlords and letting agents by providing opportunities to hear directly from industry leaders and discover tools and […]

Behind every mortgage application is a story. For some landlords, rising interest costs and tighter stress tests have made refinancing feel like an uphill battle. But with the right approach, even landlords facing serious cashflow pressure can find solutions. This case study shows how one landlord restructured their mortgages in 2025, cut costs and released […]

Zoopla says improved affordability and borrowing power among first-time buyers has led them to spend more on their first homes this year. According to the platform, the average cost of a first-time house has increased by 2.4% in the last 12 months to £229,000. This growth is faster than the 1.3% average increase in the […]

An insurance company is urging landlords and letting agents to help tenants locate their utility shut-off points, after research reveals 22 million adults in the UK don’t know how to switch off their utilities in an emergency. Direct Home Line Insurance reveal only two-thirds of tenants (68%) are confident that they could locate their electricity […]

Speculation around the Autumn Budget has left the housing market on edge, with growth smaller than usual. According to Rightmove’s House Price Index, average new seller asking prices rose by 0.3% (£1,165) this month, reaching £371,422. However, this month’s 0.3% increase falls well short of the ten-year average October price rise of 1.1%, as the […]

Let me be direct: rent-to-rent will come to an end in 2026. Whether people like hearing that or not, it does not change the reality. The numbers no longer stack, the risk has overtaken the reward, and the regulation coming into force will crush already thin profit margins. There was a time when R2R was […]

One of the most frustrating scenarios a landlord can face is discovering that a letting agent has been collecting rent from tenants but not forwarding the payments on. Unfortunately, this situation has been reported more often than you might expect, leaving landlords out of pocket and tenants caught in the middle. In one reported case, […]

It’s been a tense few weeks as landlords were hit with mounting financial and regulatory pressures. As the countdown continues to the Renters’ Rights Bill, another blow seemed to hit when the Green Party passed a motion at its conference calling for “the effective abolition of private landlordism.” Whilst initially widely mocked, it wasn’t long […]

Well, that’s that then. No glorious resistance in the House of Lords, as the Renters’ Rights Bill limps back to the Commons and then Royal Assent. No real defence of the PRS to help politicians understand what they’ve got wrong. And they’ve got a lot wrong, as time will tell. The game of ‘ping pong’ […]