I am nearing completion on my first BTL. I am in the 40% tax band and therefore I will have to pay 40% tax on my rental income. The property is solely in my name but is it possible for the rent to be paid to my wife as she gets taxed at 20%. I’m […]

Some tenants I know have recently moved out of a rented property and are having some issues with their landlord/owner and the agents who are trying to take the entire deposit and ask for additional costs to be covered. I was under the impression a deposit is all that a landlord can keep, rather than […]

Over the last few months I have seen a lot of ‘noise’ about Landlords receiving an unfair tax break. That being the ability to offset mortgage interest payments against profit, whereas mortgage interest relief for homebuyers was scrapped years ago. Indeed a call to abolish this tax break was made by a columnist in this […]

I rented my 6 bedroom house to a company I knew nothing about. The estate agent had them checked, they were OK. I wanted to meet them so a man (Derrick) came. I asked him what he did for the company he said he was hired to meet tenants. This sounded odd.  I also did […]

I’ve never done a webinar before so when I was invited to co-host one with The Sheriffs Office I jumped at the chance. They’ve set it all up so all I have to do is talk without making a fool of myself. Is that possible? Why not find out for yourself at 12:30pm on Wednesday […]

I’m new here, and new to the letting industry, so first of all hello!  I’m 26 and have a good income from another business that I started a few years ago, but rather than carrying on spending it on expensive cars and other toys I figured it was time to start trying to invest it. […]

My wife and I are just about to start our BTL adventure and we have been looking at properties in Hull, Blackpool and Coventry.  We find that 97% of Hull is on a flood plain but the property prices are affordable to raise the 25% deposit. Should we avoid Hull and look elsewhere? Where would […]

I have a long term tenant, on housing benefit, who tells me she has moved her boyfriend into the property.  They have a child together. It says in the tenancy agreement she needs my written permission, which I haven’t given and don’t really want him there. I am worried about the implications of letting him […]

I am in the process of buying a HMO. It’s been in the same layout for well in excess of 10 years and is fully up to regs.  I am an experienced landlord and the valuation etc. is all fine. On the day of completion my mortgage lenders stated they wanted a confirmation email or […]

Hi fellow Leaseholders  I have tried negotiating the cost down for consent to let my property requested by Freehold Managers PLC without success. They are demanding £210 for a one off licence, however if there is a change of tenant a further £120 is payable each time, alternatively they are demanding £400 for a five […]

With all the issues with Mortgage Express I have taken the decision to lie low and avoid meetings with them. I have 3 properties which are in mine and my ex business partner’s name and one in my own name.  Problem: The one in my own name has equity and I’d like to sell. The […]

Hi All, I would appreciate some advice on how to tackle a payment refund issue with a property portal. At this stage, I will refrain from identifying them. Last November, the portal rang us and offered a Trial period. They took our bank details, with a promise that our account would not be charged at […]

I have a house rented to 5 students, they all are on the same AST starting on 20th October for 12 month with no break clause.  All the rent has been paid upfront but one of them wants to leave earlier. The best cycle to let such a property is end of August so I’m […]

A tenant has recently left a property that I own and we have agreed that they should receive the full return of their £1,000 deposit.  They paid the deposit to the agent who I used to find my tenant and they used to find their property. It seems that the agent has stopped trading although […]

I have agreed to purchase a property on a BTL mortgage but need to raise the deposit and pay off a secured loan on another property.  There is enough equity to do this, but my independent mortgage broker can not currently find a lender who will agree to the second BTL mortgage as they say […]

I signed up with a High Street letting agent 2 weeks ago to help find a tenant for my property but now I may have found my own tenant.    Will I still have to go through letting agent and pay there fee or not? I know I did sign to be exclusive to them […]

Hi everyone, I’m new on here so please be gentle with me. I am a private landlord, letting 5 small residential units at present in the Bristol area.  My Great Aunt has been asked to buy her old friends cottage in Oxfordshire. As I understand things, the idea is my Aunt buys the cottage and […]

When I saw a property listed in Liverpool today showing a 36% gross yield I thought it must be a mistake, so I called the agent.  It’s not a mistake! I was told the property is let to a blue chip company on a rolling 12 month company let agreement with a verbal commitment to […]

Rapid eviction of residential tenants webinar – 17th June at 12.30pm  I would like to invite you to join us for this complimentary webinar on how you can use High Court enforcement to rapidly evict tenants from residential property, without waiting weeks, sometimes months, for County Court Bailiffs. For the webinar, The Sheriffs Office has […]

I would like to buy the attic space above my flat . There are 16 flats in our block and 12 of us own the freehold.   Eight of us have been using the attack as storage but it does not belong to us, it belongs to the freehold company. I need to know how […]

I could do with some advice regarding the below please.  First time landlord, and I’m advertising our BTL through an online agent and a High Street estate agent. The online agents have been paid up front and the agent is on 8% commission. I arranged a viewing through the online agent with an applicant a […]