Page 764 – Property118

Help dealing with dog owner that leaves excrement outside my flats

3rd February 2015

I currently own 2 small flats in a block of 8. The block of flats is at the head of a cul-de-sac of semi detached, detached houses and bungalows. Built approx 30 years ago. Two of my properties are ground floor at the front of the property. There are communal grounds at the front directly […]

Can I start by getting on the property ladder in the North?

3rd February 2015

I’m currently renting in an expensive area down South where I will never be able to afford to buy a place for myself. Obviously I am not hugely enjoying spending so much on rent when there is the potential to buy property instead. I was thinking of buying somewhere near my hometown in the North […]

landlord action

“Buy to Let Pitfalls” featured on BBC Inside Out

2nd February 2015

On Monday 2nd February at 7.30pm, the BBC’s Inside Out programme featured “Buy to Let Pitfalls”, with the focus on landlords that have entered into the sector to provide a pension for themselves, but run into difficulties. The show featured a landlord whose portfolio of housing benefit tenants is causing him to scale back his […]

Modernisation of Lease extensions

2nd February 2015

I have a 75 year lease on a flat which is being run as a buy to let. I have entered into negotiations with the landlord to try and achieve a lease extension.  The landlord has a supplied a completly new draft lease for consideration. My old lease lease does not require me to get […]

Accidental landlord cautious about prospective tenant

1st February 2015

I recently moved home and am looking to rent out my previous property. Given that I have moved over 200 miles away it was not a viable option for me to manage the property myself, so I joined a highly-recommended online letting agency. After a short while, a couple (both in their late 20’s) expressed […]

Can cleaning be automatically deducted from the deposit?

1st February 2015

I thought I had the base covered where in my lease it states ” the tenant agrees the landlord reserves the right to appoint cleaners if he feels that the property has not been cleaned to an acceptable standard, such costs being borne by the tenant” Looks pretty clear cut to me. Tenant and landlord […]

Replacement windows – do they need to be fire escape?

31st January 2015

I have just bought my first property to rent. The first floor windows need replacing. The current windows have a top opener only and is about 20% of the total. I have heard that I may need to have bottom openers which allow fire escape? Can I replace like for like or do I need […]

Defending A Tenancy Deposit Counterclaim

31st January 2015

Hi, Probably been answered before however …. Deposit wasn’t protected, but the tenant decided to use the deposit in lieu of the last months rent. It seems I reluctantly agreed. at least that is what he is saying.  I am in the middle of court proceedings after asking him to leave for sub-letting the property, […]

Does buying BTL through a limited company make more sense for me?

31st January 2015

For my main job (nothing to do with property) I work through my own limited company, taking around £8k in wages per year and £30k in dividends. This is just enough to keep me out of the higher tax bracket. Over a few years this has left me with enough money sitting in my company’s […]

Prescribed information on Tenant Renewal

31st January 2015

I have a tenant that stays in a room on a separate AST. Their contract comes to an end on 31st January 2015 and a signed contract for 1st Feb 2015 to 31st July 2015 was signed on 8th December 2014. Prescribed information on Tenant Renewal My question is when do I have to reissue […]

Proposed £75 increase to possession claim court fee

30th January 2015

Following on from the announcement of increases to court fees for money claims, there are now plans afoot to increase the fee for a possession claim by £75.  Possession claim court fees last went up in April 2014. The fees introduced at that time are as follows for proceedings started in: • High Court – […]

Will there be fewer Solicitors in the future?

30th January 2015

In most countries there are only lawyers, the phenomenon of Solicitors and Barristers is relatively unique to the UK.  From my personal perspective, solicitors are a bit like GP’s, i.e. they offer initial consultations and refer to specialists. However, with the deregulation of many aspects of law, solicitors now have to compete. A good example […]

Cutting out the middle man (Letting property without estate agents)

30th January 2015

I am a Landlord with a small portfolio of properties in London (mostly within Zone 2). I am using the services of various estate agents but after experiencing everything from bad tenants to having to do everything myself (despite signing up for a “management service”) – to put it bluntly, I feel ripped off, and […]

Mark Robert Alexander vs West Bromwich Mortgage Company High Court Judgement

29th January 2015

Today was Judgement Day in the case of Mark Robert Alexander (me) vs the West Bromwich Mortgage Company. I was representing a group of 360 affected borrowers, who between them contributed nearly £500,000 to fund the legal action. I am extremely disappointed to report that we didn’t get the News we were so desperately hoping […]

How to sell Freehold for late brothers estate?

29th January 2015

MY deceased brother’s estate has a Grade 2 listed property converted into 4 separate flats all mortgaged. There are no shared parts except the garden  and all flats have separate entries. We wish to start selling off the flats, but the only information we have is that the flat freehold was in my brothers building […]

Are late payment fees for rolling/expired tenancy still chargable?

28th January 2015

Are late payment charges as stated within an AST still applicable once an AST has expired and the tenant is still in situ and not paying rent/paying late..? Probably not worth seeking formal legal advise for such a small amount that I’m concerned with so I’d thought I’d see if anyone here had any pointers.. […]

Help needed – I paid 6 months rent in advance

28th January 2015

I’m feeling a bit desperate. I separated from my husband in December 2014. Due to the nature of our break up, I decided that I’d had enough and moved myself and my children to another county. It’s was perfect until last week, my mother had a massive stroke and is seriously ill. My nightmare now […]

Transferring Property from a Company and tax issues?

28th January 2015

We are looking at mortgaging an investment property we bought towards the end of last year via our Limited Company. However, as most will be aware, there are few mortgage deals available for Limited Companies, and attract large fees and high interest rates – more so as this is our first BTL. Previously, we loaned […]

Accidental Landlords

EU threat to Accidental Landlord Let to Buy

26th January 2015

The Treasury has decided that to conform to the European Mortgage Credit Directive (compulsory by 2016) all Buy to Let contracts, where the mortgage was not entered into solely for business purposes, will be defined as “consumer” loans. Hence all Let to Buy or accidental landlords will become regulated in a similar way to residential […]

Tenant is billing me for refurb work he claims he’s done!

26th January 2015

I am evicting a tenant with a section 8 in ten days time.  The tenant has just issued me with repair bills which he claims to have done during his contract. No notification has been give as to any works being required. The works include replacing all taps, lifting and refitting carpets due to noisy […]