I am one of 5 leaseholders in a small block of flats where the freeholder has the right to appoint the managing agents. The freeholder has agreed a fee of nearly £300 per flat to manage the building which has no lift nor a car park and I am told we have to lump it. […]

Hi All Quickly about me – I’m very much a novice. I have two properties, one a BTL in Warwickshire and the other a holiday let in Norfolk. Both are doing OK. I want to start ramping up my portfolio and am in a position to re mortgage the Warks property and release approx £60K. […]

I intend to purchase a property with cash at an auction next week. What I would like to do is get a Buy to Let mortgage immediately afterwards to release capital. I would then renovate and would probably sell on, although renting it out could be an option.  My mortgage broker has informed me of […]

Your risk So you have bought an old pub or office building and your mind is brimming with ideas of redeveloping it for residential use – a dream home for your family or extra income through letting or selling. Whilst you may not think twice about leaving your new property unoccupied as you draw up […]

I have been a private tenant for 25 years, living above a commercial premises.  Totally out of the blue 3 weeks ago we received a section 21 notice from our landlords solicitor. I would like to point out here that we have ALWAYS paid our rent, council tax and water rates. Anyway, we have received this […]

I’m currently looking at making my first investment – I have saved up just over £15,000 and my plan at the moment is to invest in either Sheffield or somewhere in Greater Manchester like Salford.  Really I’m looking for advice on how suitable properties between £50-£75k in these areas are for buy to let? How […]

I am thinking of buying a newly converted flat (leasehold) that I really like. My mortgage broker however pointed out an issue i.e. it is newly converted and I would be the first buyer since conversion. The property has a building control certificate saying all work complies to regulations but doesn’t have any guarantee that […]

At present I live in a property and have had issue after issue with repairs. The biggest problem involved damp and mould to which I invited environmental health to view. They suggested many were living in worse conditions but my property was in fact poorly ventilated. The letting agent was advised on recommendations to be […]

I’m buying one flat in London and looking to exchange in next few days. However, I have just heard that the vendor  didn’t have an inventory done at the beginning of the tenancy. He has given section 21 notice to tenant for him to leave in about 6 weeks.  Is there anything you can think […]

How much notice is a tenant required to give a landlord once it has become a SPT (the rent, on the original fixed-term AST, was paid weekly). I have heard/seen/read ‘one month,’ ‘four weeks’ and ‘one period’ (i.e. one week).  If you could back up any answers with a source, that would be fantastic! Many […]

I remember reading quite recently an article on Property118 by a member who specialises in helping landlords to make insurance claims but I can’t find it now and don’t have time to trawl through the last few weeks newsletters to find it. Would you be so kind as to remind me of the link please?  […]

I have a BTL mortgage property jointly with my brother (i.e. we are not married as I know the rules are different for married people). It’s a joint tenancy, not tenants-in-common. We intend to split the rental income and expenses (via beneficial interests, and we will draw up an agreement to make this clear). The […]

I was searching for an answer to one of my queries and came across this website, found it very useful and helpful. I hope, I can be put in right direction. I bought a property back in 2009 for approx £100k and now its worth is around £220k. I am trying to work out the […]

What affect does having a buy to let portfolio have when you apply for a personal mortgage?  I work full time and if I choose to move I could put down a 40% deposit on the sort of property I’m looking at. In addition rental income adds another 35% to my income. Is having so […]

We own a couple of flats in a large block of flats and we are charged service charges set by the size of the flats. However, the new management company has increased one of the flats service charges to much more than the size. They say the percentage charge is in the lease  and cannot be changed yet it […]

I am currently researching HMO’s and was hoping somebody in the Birmingham area would show me around their HMO so I can physically see what this looks like in terms of rules and regulations.  This is something I would like to invest into and build a portfolio one day. Many thanks Anne-Marie  

I’m in a predicament where I’m separating / divorcing from my wife. We jointly own a BTL with a tenant in place. The property has been valued at £105,000 and our outstanding interest only mortgage is £101,500. The rent is £450 per month and the mortgage payment is £190 (we got an excellent base rate […]

I have been a landlord for a few years and have been using a letting agency who were great. About a year ago they were taken over and the new agency are really poor at getting back to me, often never returning emails and generally their service is bad. I have recently spoken to my […]

I have requested my Letting Agent to write to the Guarantor on a property where tenants are away behind on the rent.  My Letting Agent has come back and requested that I use my solicitor write to the Guarantor. In your opinion, should it be the Landlord’s responsibility or should it be the Letting Agents responsibility. […]

I was recently advised by the local Private Sector Housing Enforcement Officer that, because of “The Housing Health and Safety Rating System (England) Regulations 2005”, I have to fit fixed heating to a flat that is under an old Protected Tenancy where I don’t get a fair and proper rent. The flat has open fires […]

The owner of a property I manage has been issued an Abatement Notice (Environmental Protection Act 1990:S80) for a house where, according to the notice, the rear garden has an ‘accumulation of household waste’. I have no reason to doubt the presence of the waste as the property is in a very run-down poor area […]