Unenforceable HMO mortgage rules?
30th December 2025
Most lenders on HMOs require that all occupants be on one joint AST, rather than one AST per room. I am wondering if this rule might be unenforceable, especially with the Renters’ Rights Act, because of anti-tenant and perhaps “unfair” effects of such rules: 1. HMO tenants on one AST are likely to be joint-and-severally […]