If you’ve been keeping an eye on the buy-to-let mortgage market, you’ll know that products allowing you to borrow at 85% loan-to-value (LTV) are very rare nowadays. Well, things have just got interesting. Foundation Home Loans, a specialist buy-to-let lender, has launched a new F1 product that pushes right into that 85% LTV territory, giving […]

The London Renters Union is demanding a ban on MPs as landlords after data reveals Labour has the highest number of landlord MPs. Data from The i, based on the register of members’ interests, shows that 38 Labour MPs earn more than £10,000 a year in rental income. However, the actual number could be higher, […]

One of Scotland’s largest housing industry bodies has welcomed the First Minister’s promise to tackle the housing emergency. In a meeting with Homes for Scotland, First Minister John Swinney and Housing Secretary Màiri McAllan claimed the Scottish government has taken “significant action” to tackle the housing emergency. However, figures reveal Scotland’s housebuilding has plummeted to […]

I own the freehold, and there are two flats in the building which one one of them I own and is rented and the other is owned by the leaseholder. One of the conditions of getting the flat insured is that we must inform the insurance company if the flat is empty for more than […]

The cost of renting a home in Great Britain has fallen for the first time since 2020, research reveals. According to Hamptons, the average rent for newly let properties fell by 0.2% in July compared to the previous year, marking the first annual price drop since the height of the Covid crisis in August 2020. […]

A charity has claimed one in five older people want to retire but are unable to due to housing costs. Homeless charity Crisis has revealed the number of older people in England facing homelessness has risen by 50% over the last five years. Crisis has urged the Labour government to deliver a strategy to end […]

Despite moments of silver lining, I think we all agree it’s a tough market for landlords. With changes to regulations, rent caps, abolishment of Section 21 no-fault evictions, the Renters’ Rights Bill and more, it’s no surprise that so many landlords are still thinking of selling. For a landlord based in Leicester, that’s exactly the […]

Did you know that the average UK house price has increased more than 140 times in the last seventy years? In 1952, the typical home cost just over £1,800. By 2024, it was over £260,000. (Source: Nationwide House Price Index, April 2024) That single statistic carries a warning for every landlord. If property values continue […]

The National Residential Landlords Association (NRLA) warns landlords are under mounting pressure to keep up with multiple pieces of legislation targeting the private rented sector (PRS). The NRLA surveyed its members for the second Landlord Eye survey, which found landlords struggling with Making Tax Digital, EPC requirements, and the Renters’ Rights Bill. According to the […]

Hi, I am about to do a mutual exchange with a lady who has a 3-bed house with a shared communal garden. Her house is a semi-detached house and has a side gate with direct access to the garden. The side gate is accessed through the front garden, which is for the sole use of […]

The National Housing Federation (NHF) has issued guidance to landlords and property managers after the government announced new waste and recycling rules. The Simpler Recycling legislation, set to come into effect in March 2026, will mean every household in England will be required to have a separate weekly collection of food waste, including all purpose-built […]

Newark and Sherwood District Council plan to spend more than £250,000 to tackle damp and mould in its properties ahead of Awaab’s law. The law is set to come into effect for social housing landlords in October this year and will force social housing landlords to fix damp and mould with strict timeframes. According to […]

Recent headlines have exposed a troubling gap between the standards demanded of private landlords and the realities of council-run housing. This is not about singling out individuals but about calling out a glaring double standard. While the upcoming Renters’ Rights Bill (RRB) aims to introduce significant protections for tenants, it also shows the need for […]

As a housing professional of almost 30 years, including as a housing options / Homeless Officer for a number of local authorities nationwide, Liverpool Council’s announcement is actually deeply insulting! Liverpool Council have contributed to the ever-increasing numbers of homelessness in the city by failing to comply with the STATUTORY duties under the Homeless Reduction […]

From One Deal, Three Outcomes: How a Strategic Investor Used Mixed-Use SDLT, Lease Restructuring, and a SSAS to Build Long-Term Value Structuring smarter: one transaction, three assets, and a long-term legacy Seeing Potential Others Missed When James spotted a mixed-use freehold property for sale, comprising a house, a high-street hair salon, and a flat already […]

I need help to get my property back from the Rent Guarantee Company. The lease agreement has ended today 09/08/2025, and I had given them 2 years notice to hand it back to me, although our lease agreement stipulated only 1 years notice. However, they now claim that the tenant did not respond to their […]

A new landlord pet damage policy has been launched to provide financial protection for landlords against damage caused by tenants’ pets. The provider, Total Landlord Insurance, says the move is in response to the upcoming Renters’ Rights Bill. The bill will give tenants the right to keep pets in rental properties, with landlords only able […]

One in five of the new buy to let incorporated companies established this year are owned by non-UK nationals, research reveals. According to Hamptons, this is a big rise from 13% in 2016, with the proportion of foreign shareholders increasing in nine of the past 10 years. Indian investors lead the charge, followed closely by […]

Over the past 19 months, I have suffered severe financial and personal hardship as a landlord due to systemic failings by County Court and the Department for Work and Pensions (DWP). Renting my only property to a Universal Credit tenant in good faith, I faced £31,000 in unpaid rent, property damage, and over a year […]

One of the largest housing associations in the UK has come under fire after residents allege they have had to endure pest-infested flats. Residents claim for several months, Southern Housing struggled to deal with bed-bug infestations, with many blaming it for acting too late to tackle the problem. However, the housing association told Property118 they […]

A landlord association has slammed North Lincolnshire Council (NLC) for “unfairly punishing responsible landlords with selective licensing” while ignoring the issues being caused by criminal landlords in the area. Scunthorpe Landlords Association launched a legal challenge against the council earlier this year to stop the scheme. However, this was unsuccessful and in a council meeting, […]