I’m struggling to find a lender who will remortgage a property I own outright. My intention is to use the money part for debt consolidation and part as a deposit for another property but through a ltd. company. The broker keeps saying it’s for business purposes and they won’t lend. Does anyone know of any […]

Since 1st December 2016, landlords who knowingly let to a tenant who has no right to rent in the UK are committing a criminal offence. Under the Immigration Act 2016, landlords and agents not carrying out these checks now face prosecution and a fine, imprisonment for up to five years, or both. Making the checks […]

To whom it may concern. I watched your programme last night and must point out firstly an error that was made. In the introduction to the film shown, Emily Maitlis stated: “in this next film we meet three individuals, each kicked out of their private lodging when things got tough…” In addition to the unprofessional […]

I am a new landlord and have recently started renting out a property I own outright, I also have a residential property which is mortgaged and can’t help, but feel I may be able to arrange my finances in a better manner, but I’m unsure how to go about obtaining good advice. The residential property […]

I’d like to hear any thoughts on these options. On face value they appeal for a couple of reasons: 1 – perception that income returns are better than BTL 2 – tax benefits – the ability to add value through renovation and offset this against future income tax bill Does anyone have any key tips […]

I have recently purchased a property with a share of the freehold. Each flat owner is a shareholder of the company which owns the freehold, and must pay towards the maintenance of the block. The block is self-managed by a couple of the residents, and do this for free. There are a couple of problematic […]

A Tenant gave notice by text. I have promised the property to someone else. The tenant then changed their mind and doesn’t want to move out. I would prefer it if they did move out. What is my legal position? Many thanks Terry

I currently self manage my 15 buy to let properties in the Greater London region. I want to legitimately reduce my property income so was thinking of creating a property management company whereby I transfer 6% of the annual rent as a service fee to the property management company. I am happy to create monthly […]

I have a flat which I have let out for the past few years. The last tenancy change was last summer (2016). I let it fully managed using a local letting agent – I am very hands off. Both my management company and freehold owner know I do not live at the property (all correspondence […]

Dear Mr Barwell, I noticed in your appearance on Newsnight last night that you said the main cause of homelessness was the ending of a private tenancy. In fact, it is important to keep explaining to people who say this (you have clearly picked this up from the anti-landlord rhetoric of Shelter and the like) […]

I apologise now for the length of this article but its a bit complex: I have a dispute with a tenant who has just left my property after 3.5 years. There are two bright pink tennis ball sized stains in the centre of the living room carpet (quality wool mix 6 years old). Professional cleaning […]

Both myself and my partner decided the time was right to move in together in the summer, the decision was made that we would move into my property as it is in a more desirable area and fits into our plans for the future. She decided, instead of selling, to rent the property out, and […]

My husband and I own our BTL’s jointly. Say I wanted to retire to Cyprus or Malta permanently, could we transfer beneficial interest so we each owned half the properties individually, and then I sell my share largely free of CGT whilst living abroad for at least 6 or 7 years. We are not splitting […]

Government keep banging the same old drum about longer term tenancies but nbody really want one; tenant don’t want to commit long term and it causes funding problems for landlords. There is a far better alternative and Government know it. Perhaps if it had the Legal and General badge on it then Government, Shelter and […]

Secretary of State for Communities and Local Government, Sajid Javid,  has released the Housing White Paper and spoken in the House of Commons. Javid said “The government recognises the housing market is broken.” He went on to say it was one of the biggest barriers to social progress. The emphasis will be placed more on […]

If a tenant refuses to supply a forwarding address when leaving a property how do I inform the relevant authorities? Jo

Hi I have decided BTL is no longer for me. I wish to sell ahead of the upcoming accountancy changes (I.e. mortgage no longer deductible etc). Before I enlist an estate agent to sell the property, I have a few hurdles to overcome: – Council has served an improvement notice with 2 mo this for […]

I have two flats in a block of around 120. The block is undergoing a programme of refurbishment – long over due and has a history, unknown to me of taking ‘extraordinary service charge’ and not carrying out the work, a number of years ago residents took the block management (not these) to a tribunal […]

My parents have transferred the ownership of their home to myself and brother. There is no mortgage on the property and no rent is to be paid. Are we now landlords? I am aware that we need to get the buildings insurance in our names. Are there any other things that we should be aware […]

I am in the process of splitting my buy to let property which I currently own 100% to my wife with 99% to her as she is a NIL taxpayer and 1% to me via tenants in common. I am currently re-mortgaging the property as my current deal is coming to an end. I have […]

My wife has a commercial property(convenience store) with 2 X 2 bedroom flats above. This complete unit is unencumbered by any mortgage. The 3 units are all rented out. Does the new tax rules being fazed in from this April affect all of these units or, is, as I think I might have read somewhere, […]