Page 65 – Property118
Person sleeping rough under a blanket with Scottish flag symbolizing housing crisis

Shelter Scotland warns of ‘broken and biased’ housing system amid housing emergency

18th September 2025

Shelter Scotland blasts the government for “Scotland’s broken and biased housing system” as new figures reveal the number of households experiencing homelessness reaches record highs. According to figures released by the Scottish government, despite a decrease in the number of homeless applications for the first time in four years, Shelter Scotland claims the “numbers raise […]

House on a calculator and a percentage sign and a new label

New BTL mortgage products offer landlords flexible financing options

18th September 2025

Three leading buy to lenders have introduced mortgage products tailored to meet the needs of landlords, offering competitive rates and flexible terms. Fleet Mortgages has rolled out three new two-year fixed-rate mortgages at 65% loan-to-value (LTV) within its Standard borrower range. Each product includes £1,000 cashback, no application fee and a free valuation for properties […]

Terraced houses with a sold sign and flying pound signs

Propertymark claims ONS rental data must reflect reality

18th September 2025

An industry body is calling for the Office for National Statistics (ONS) data on the private rented sector to reflect the reality of the rental market. Propertymark has responded to the ONS consultation on the Price Index of Private Rents (PIPR) and raises concerns over the lag in collating and publishing data. The ONS publishes […]

a wooden slice of a house with EPC grades and money flowing from a piggy bank

New EPC tool could protect landlords from needless costly upgrades

18th September 2025

Landlords worried about the costs to upgrade homes to meet higher EPC standards may find a new tool launched by PropEco useful. The property data firm has introduced its EPC audit system, designed to uncover and correct mistakes in Energy Performance Certificates. With government proposals set to require all private rented sector properties to achieve […]

Foxtons lettings director in business suit discussing London rental market trends

London’s PRS sees seasonal dip but listings stay strong

18th September 2025

London’s private rented sector experienced its usual seasonal dip in August as tenant registrations fell by 11% compared with July, Foxtons reveals. The letting agency says that the slowdown follows the usual late-summer trend as families return from holidays and students prepare for the academic year. Compared with the same month last year, demand was […]

Sadiq Khan with superhero imagery highlighting rent control debate

Sadiq Khan pushes for rent controls under new devolution powers

17th September 2025

London Mayor Sadiq Khan claims ‘the power to cap rents’ is top of his list in new powers under the English Devolution and Community Empowerment Bill. During the London Assembly Mayor’s Question Time, Green Party London Assembly Member Zoë Garbett asked Mr Khan whether he would push the government to cap rent increases, and he […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Commercial Mortgages vs Buy to Let Mortgages vs Bridging Finance

17th September 2025

Landlords often ask whether they should use a buy to let mortgage, a commercial mortgage, or bridging finance. The right answer depends on the asset, the timing, and the plan for repayment. This guide explains the core differences so you can choose the most effective route for your circumstances. 1) What Each Product Is Buy […]

Man inspecting water damage on floor with question mark symbolizing uncertainty about repairs.

Management not responding to water damage?

17th September 2025

I had a leak from the stopcock in the foyer in a block of 8 studio flats where I own and rent out. I didn’t know where the water was coming from at first, which rotted my doorframe and threshold. I employed a workman who discovered the source. There is also wood rot to a […]

Man holding a model house on a plate with a fork, symbolizing buy-to-let landlord confidence.

Lender claims most landlords intend to keep properties as buying appetite grows

17th September 2025

Most UK buy to let landlords plan to keep their rental homes over the coming year, showing renewed confidence in the private rented sector, a survey reveals. According to Landbay, 58% of respondents said they have no plans to sell in the next 12 months – that’s up from 47% in the firm’s previous survey […]

Ban on letting agents withholding rent payments after Ombudsman ruling

Two letting agencies banned for withholding rent from landlords

17th September 2025

Two letting agencies have been stripped of their membership with The Property Ombudsman following their failure to pass on rent income of more than £11,600 to landlords. The decision, made by the Ombudsman’s Compliance Committee, has resulted in both firms being excluded from the redress scheme, effectively barring them from legally operating in the private […]

Stacked coins with a wooden percent symbol representing new buy to let mortgage changes

Buy to let lenders broaden options with new criteria and lower rates

17th September 2025

Two buy to let lenders have announced changes designed to give brokers and landlords more flexibility in the BTL mortgage market. Foundation Home Loans has widened its criteria to include single household properties rented to Housing Associations and Local Authorities. The move is aimed at supporting advisers and their landlord clients at a time when […]

Woman sitting on sofa with head down, symbolizing stress and uncertainty about housing safety.

Unofficial abusive partner has taken over flat?

17th September 2025

Hi, we have a studio flat rented to a single vulnerable lady, who we were introduced to by the local council. We received a message from her today saying she’s had to move out as a man she let stay with her has become abusive and controlling and is taking drugs. She’s gone to a […]

Model house in front of cracked brick wall with sign reading "Repair Needed"

Safeagent pushes for clearer Decent Homes Standard in the PRS

17th September 2025

The UK’s leading not-for-profit accreditation body for lettings and management agents, safeagent, has put forward a robust response to the recent Decent Homes Standard consultation, which concluded last week. The organisation is pushing for a practical and effective framework to improve living conditions in the private rented sector while warning against overly complex regulations. Isobel […]

New Homelessness Minister Alison McGovern stands before the Houses of Parliament with refugee silhouettes in the foreground.

Government announces new Homelessness Minister

17th September 2025

The Labour government has appointed a new Homelessness Minister more than a month after Rushanara Ali’s resignation. Alison McGovern will serve as Minister for Local Government and Homelessness, facing a difficult task as the number of homeless households in England reaches unprecedented levels. The appointment follows Ms Ali’s resignation, which came after the i newspaper […]

Person bundled in layers of clothing with energy efficiency scale beside them, highlighting fuel poverty.

Call to impose EPC rules on landlords as tenants ration energy

16th September 2025

More than 4.5 million private renters in England and Wales, equivalent to 41% of the sector, had to limit their use of gas and electricity last winter to manage crippling energy costs, Citizens Advice reveals. The charity says that 3.5 million renters, or one in three tenants in the PRS, found it challenging to maintain […]

Stacks of coins with house models and location markers symbolizing UK property investment growth

‘Second cites’ spearhead rental yield surge for landlords

16th September 2025

Britain’s property hotspots are shifting away from traditional favourites like London, Birmingham and Manchester, as a new set of second cities delivers the strongest rental yield growth. According to West One Loans, which examined PRS data alongside house values in 63 urban centres across the country, it also compared 2025 yield projections with 2023 performance […]

Stacked coins with rising arrows symbolizing increasing UK rental costs

Rents will climb as house price growth slows – Knight Frank

16th September 2025

Britain’s housing market faces a period of subdued house price growth, while rents will rise, according to property consultancy Knight Frank. The firm says there will be 4% rent rises across the UK this year, and they’ll go up by 3.5% in each of the next two years. The rise is down to a growing […]

Map highlighting affordable property investment opportunities in northern UK regions

Budget property hotspots offer opportunities for savvy landlords

16th September 2025

Landlords seeking cost-effective places for investment should turn their attention northward, according to research from Zoopla that reveals striking regional variations in affordable housing stock. The comprehensive analysis exposes a tale of two markets across Great Britain, with northern regions presenting impressive investment propositions that southern counterparts cannot match. While only 12% of properties nationwide […]

Eviction notice highlighting landlord dispute over rising rents

Labour peer in storm over tenant removal and rent hike

16th September 2025

Labour has been drawn into another rented home row after one of its biggest donors, Lord Waheed Alli, removed a family from his London property before it was put back on the market at a much higher rent. The Islington townhouse, a five-bedroom former residence of the peer, had been home to a family of […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Landlord Liability Insurance Explained

16th September 2025

Most landlords focus on buildings and contents insurance, but landlord liability cover is just as important. Without it, you could face paying compensation and legal costs personally if someone is injured or suffers damage at your property and holds you responsible. The risks are not theoretical — real claims are happening every day, and costs […]

Young people enjoying a luxury yacht trip while facing rising rent and housing costs

Not all tenants appear to be struggling to pay rent

16th September 2025

Most landlords will have encountered a tenant struggling to pay rent or refusing to do so to spend cash on Christmas presents or holidays, for instance. But two news stories in the last few days highlight a frustrating issue as young tenants complain about unaffordable rents while splashing out big sums on luxury experiences and […]