Rat proof containers

27th April 2018

My tenants are having trouble with rats scavenging rubbish bags. The local Council has recommended storing them in tough plastic containers. I asked for details of a suitable product but they said they weren’t allowed to endorse any companies! Any suggestions gratefully received. Many thanks. Adrian

Breach of Duty of Care? – Help please

27th April 2018

Through a certain online agency I had a tenant on a “fixed term” 12 month tenancy with a “no break” clause, there was also a guarantor in place.  Within a few months the tenant made several requests to leave, each month with a different reason, non appertained to the property’s condition, suitability or safety, but […]

How to recover arrears from a serial debtor?

27th April 2018

Between our S21 notice and regaining possession, the tenants stopped paying rent. They passed referencing in 2014, but now had 2 CCJs and admitted no agent would touch them unless they paid several months’ rent up front. They moved to a new house at similar rent and it’s fairly obvious the rent they owe funded […]

66% encounter problems buying property

27th April 2018

The majority of buyers report problems in the buying process, with common issues caused by delays in the chain, difficulty finding a suitable property, and homes left in poor condition. In its annual survey of home buyers, Which? Mortgage Advisers looked at the biggest issues reported during the home buying process and found that two […]

May’s new housing adviser is ex-policy geek at Shelter!

27th April 2018

Theresa May promised the country that she would fix our broken housing market and renew the British dream. To help with this May has appointed Toby Lloyd, formerly head of policy and housing development at the anti-landlord ‘charity’ Shelter and who also lists HPC (House Price Crash) as one of his favourite websites! Toby is […]

Thanks to the only accepted hate campaign in the UK

26th April 2018

Thanks to the only accepted hate campaign in the UK, landlords are forced to take emergency steps or leave the market NOW. Section 24 (introduced by our tenant friendly Einstein, George Osbourne) forces landlords to pay tax on their mortgage interest payments, yes money they paid as a legitimate cost of doing business and supplying […]

A Legal Conference for Landlords

26th April 2018

One of the best ways to get up to date with the law quickly is to attend the Landlord Law Conference, sponsored by TDS. And a discount is offered for Property 118 readers. This is a difficult time for landlords.  The Government, having woken up to the fact that young people living in overpriced, substandard […]

PRA rules blamed for penalising landlords with 4 or more BTLs

26th April 2018

The Bank of England’s Prudential Regulation Authority (PRA) rules introduced at the end of September 2017 are having a significant impact on the buy-to-let mortgage market according to Paragon’s latest PRS Trends research, based on interviews with 203 experienced landlords in Q1 2018. The new rules comprise the second phase of the PRA’s buy-to-let underwriting […]

Can landlords charge for their time on repairs or cleaning?

25th April 2018

I always have a dilemma whether to do cleaning or repairs (when it definitely falls onto the tenants responsibility) at the end of a tenancy (or even during tenancy) myself or to use a contractor. Can landlords charge tenants for their time and labour repairing or cleaning as if using a contractor? Because if the […]

Guaranteed Rent – The pros and cons

25th April 2018

When Frankie Valli sang “You’re just too good to be true (I can’t take my eyes off you)” we’re pretty sure they weren’t singing about guaranteed rent. But he might as well have been. People have been deliberating the catch when it comes to guaranteed rent for years. We’ve gone through and laid out the […]

Challenging councils for what you believe in is paying off!

25th April 2018

I have just seen that challenging councils for what you believe in is certainly paying off. “Barnsley Council have received a proposal to legally challenge the Council’s decision to take forward the Selective Licensing scheme in the four designations of the borough. Whilst we believe that the grounds for the decision can be evidenced, we […]

Andy Burnham and RLA – Amnesty for bad landlords

25th April 2018

Greater Manchester Mayor Andy Burnham was speaking at the Residential Landlord Association’s Future Renting North conference and suggested an amnesty to rid Manchester of ‘rogue’ landlords. This is part of the Mayor’s plan to introduce a good landlord scheme working with the RLA to tackle the ‘epidemic of insecurity’. The amnesty would include purchasing properties […]

Former NLA Chairman David Salusbury obituary

25th April 2018

David Salusbury, the former Chairman of the National Landlords Association (NLA), the UK Association of Letting Agents (UKALA), and of mydeposits, died on Saturday 21st April 2018, following a short illness. He was aged 74. After a successful 30 year career with the Royal Air Force, David joined the then Small Landlords Association (SLA) in […]

Tenants should be held accountable for criminal damage

24th April 2018

I have a lovely video I received from my letting agent today which would go well towards the argument that tenants should be held accountable for criminal damage to properties. The house was taken back after being abandoned and the tenant must have left their dog unattended as its covered in dog feces. Whilst in […]

235 Limited company BTL fixed rate deals now available

24th April 2018

Post Section 24 mortgage interest relief restrictions for individual landlords and the increasing demand for Buy to Let in company names there is now a record 235 fixed rate BTL deals available for limited companies. MoneyFacts.co.uk figures below show the number of Ltd co. BTL fixed rates available in the market has gone up by […]

73% of Universal Credit Housing Association tenants in arrears!

24th April 2018

A staggering 73% of Universal Credit (UC) tenants that rent from Housing Associations are in arrears compared to only 29% not on UC. No wonder 62% of private landlords are unwilling to let to UC claimants. These figures have been collated by Sky News using figures from the National Housing Federation for their Line 18 […]

Seeking possession under section 8 for rent arrears

24th April 2018

Since the rollout of the Governments flagship benefit Universal Credit many landlords are finding themselves with tenants that are unable to pay their rent and are therefore incurring rent arrears. Universal Credit has been criticized by landlords and tenants alike mostly for maladministration, department delays in setting up claims and inconsistent and lengthy processes in […]

Exempt Student HMO’s from Renters' Rights Act 2025

My petition to change the rules for Housing element part of UC

23rd April 2018

Please kindly sign my petition to change the rules for the Housing element part of universal credit. I am a social landlord who is being affected by the poorly thought out rules for the housing element part of universal credit. The system was fine under the local councils but so far Universal credit has cost […]

Give our Buy to Let away?

23rd April 2018

We purchased a house as a BTL in 2014 for £120,000. It’s now worth around £177,000 we only got the place so our daughter had some where to live after divorce The mortgage owed now is £56,000, and we would like to give the house to our daughter and she get a mortgage for the […]

GDPR confusion and misinformation

23rd April 2018

I am told that ALL organisations, including private landlords (and their contractors), will have to be GDPR compliant by 25th May 2018. I have attending training on this and I’m getting contradictory advice from different GDPR professionals. About 4 weeks ago I was told that there is no need to register with the ICO, as […]

Anyone have a sample Guarantee and Indemnity?

23rd April 2018

Hi there, I want the tenant’s mother to provide a guarantee and indemnity (not just a guarantee). Does any kind member have a sample document I could use? Many thanks Seaworthy Editors Note: An indemnity creates a primary obligation ie the indemnitor is directly liable for any loss. A guarantee creates a secondary obligation where […]