I will hopefully shortly be in the position of buying the freehold to my upstairs flat and the one underneath it which comprise the two properties in a converted house. Crucially this will be so that I can extend the lease which is now down to around a 70 year term however, can I also […]

Hi all, Now that interest only Resi mortgages have disappeared from the traditional market place, I have noticed a few private banks are still offering them. Has anyone had experience of applying for one (good or bad). We would like to upsize, but with all the interference from the FCA and PRA, the only potentially […]

Buying investment property in the UK is becoming a more achievable goal for many ex-pats as a weakened pound has increased the buying power for those who are remunerated in other currencies. There are many lenders that offer mortgage finance to British ex-pats who want to invest in residential property, but ex-pat mortgages often come […]

47 year old Jason Duffield a Landlord from Birmingham has been convicted of 5 breaches of the Noise Abatement Notice and was ordered to pay a fine of £10,000 plus £6,000 in costs to the council, because his tenant tortured the neighbours with 36 hours of loud dance music. The tenant then disappeared from the […]

We own a 2 bedroomed leasehold flat which we have had for ten years with very few issues over the years. However the freeholder has appointed a company to take over the leasehold management of the development and are chasing us to obtain consent for any subletting of the property – until we get actual […]

In early May, we signed a one-year assured shorthold tenancy agreement due to start on Tues 9 May. We received a phone call from the agent on the afternoon of Thurs 4 May advising us that the current tenant had refused to move out of the property and therefore our tenancy would not be able […]

Readers of Property 118 will be familiar with the catalogue of disasters, data breaches, Illegal licensing conditions etc which have bedeviled the Authority since the introduction of their Landlord licensing scam. Nothing however could have prepared honest hardworking city landlords for the news yesterday, that the chief executive of LCC had been arrested on suspicion […]

I am wanting to sell one of my properties, but it has a tenant living there who I do not wish to evict. The tenancy is a normal AST tenancy so I could serve a s21 Notice and evict him very easily, but he has lived there since July 2009 and has never caused me […]

I have exchanged on 2 flats to complete at the end of the year and starting to set up the finance for them, I need to know if I can now switch to purchasing via a company (I will have to set up) although I’ve exchanged in my own name. Obviously I’ve put this questions […]

Hi all, a bit complicated, I will try to explain the best I can. 13 March, I am decanted in a different property because repairs and improvements has to be carried out, I signed a (TAA) Temporary Accommodation Agreement, which states my housing agrees: 1. Not to change any rent or use and occupation charges […]

I am a landlord and have a flat with a tenant with a regulated tenancy. I have had the flat since 2000. I would like to sell the property at full value. Does anyone have any ideas how to dissolve the lease please? Many thanks Jayne

Octane Capital is now offering its Buy to Let lending with a no “off the shelf” product facility. Instead of a range of prices based on Loan to Value and criteria Octane Capital will base the cost of the mortgage on the perceived risk the borrower represents to the lender. They will lend to individual […]

More a curiosity, but who checks that the person checking that a prospective tenant’s paperwork complies with right-to-rent rules has the right to check? I had a bit of a trawl but didn’t find (missed?) an answer to the following. The present Mrs Hamish is not of these ‘ere parts but is a key member […]

I have a small portfolio all on BTL loans, all the properties are in joint names and we are both 69. The current idea of the Tories dementia tax started me thinking about protecting the portfolio and my house by putting the lot into a trust for my two sons. I realize that there has […]

I moved into a house for 6 weeks and after putting our 3 small girls into bed on a Sunday night, we went to sleep. I was suddenly alerted to a snapping noise downstairs so I jumped out of bed and by the time I got to the top of the stairs the smoke detectors […]

Dear Mark I have heard you say on a number of occasions that incorporation is not a one size fits all solution and may not always be the answer to every individuals C24 tax problem. Whilst my question may seem to be only applicable to our own circumstances. I am sure it would also apply […]

Hello, I’m being offered an accommodation in form of a cabin house / green house as a part of a payment for my services. How could I check if the cabin is registered with local authorities as a unit suitable for this sort of arrangement ? As well as are there any other legal obligations, […]

This 10 minute video interview about landlord incorporation was recorded in April 2017, just before the doors were opened to what is believed to have been the UK’s largest landlord tax conference ever.  When you watch this video you will learn about the legislation which can mitigate capital gains tax when a landlord business is […]

HMO License in Southwark insisting I have an empty room. Appealing to tribunal. I have a flat in Southwark, 3 bedrooms and living room which I refurbished 3 years ago. Have 4 people, each have their own room and the living room is now a bedroom, and very happy. I am having to apply for […]

Hi there, I’m planning on buying my first BTL property and would be grateful if you could share your advice on a few areas, my goal is to be a full time landlord in five years’ time with an adequate sized portfolio enough to provide me with a decent income and build from there, I […]

With low property prices and a high number of students, it is unsurprising that Liverpool is a popular city for investors looking at student property. Properties in some postcodes fare better than others, so we are pinpointing the best area to invest in student property in Liverpool. When considering student accommodation investments, individuals must examine […]