IF you own more than one let property then you could save money and improve cover by buying a landlord portfolio of insurance. If you own multiple properties, there are benefits to buying the insurance all together as discounts can be applied that single properties do not attract. In purely practical terms, it also means […]

I’ve not been able to find an article on this in the forums. I have a few properties and I’ve unfortunately had to claim on one or two insurance policies in the past, usually for malicious damage done to them. I’ve just had one of the properties vandalised whilst trying to find a tenant for […]

I am interested in buying an auction property which is currently let. It appears that the tenancy was the result of a private buy and rent back agreement but according to the auction pack there is no evidence of any formal documentation supporting it. I can see the risks to the tenant in this situation. […]

This is more a ‘watch out for’ rather than a question, having said that if anyone has a fix I would truly appreciate it! In brief, I set out to purchase two buy to lets within a limited company that currently has one buy to let with a Kent Reliance mortgage. We decided on Paragon […]

The local press in Bristol have picked up on a Gumtree advert offering a parked van to live in for £220 per month. The advert said the LDV Convoy van (a yellow minibus) comes with all the facilities required for winter living on a city street with a fire burner, cooker, oven, sink, tap, double […]

I have received an invitation from my local council to attend a PACE interview regarding an allegation of running an unlicensed HMO. A few weeks ago, there was an ‘inspection’ but I would call it a raid conducted by the police, immigration authorities, and environmental health officer at my property. Several doors were kicked in […]

I have a tenant who is late with their rent every month and only pays after a lot of calls/emails/text etc. I told him last time was his last warning and he promised to set up a direct debit. Well one month was fine, and we are now back to no payment and I have […]

Moneyfacts UK Mortgage Trends Treasury Report data, not yet published, highlights that as SWAP rates have seen a steep increase due to base rate speculation, the average two-year fixed rate mortgage is also starting to rise. Charlotte Nelson, Finance Expert at Moneyfacts, said: “While month-on-month figures show that the average two-year fixed mortgage rate has […]

Although Airbnb collected more than £675 million in rental payments last year their total payment to HMRC for corporation tax was £188,000. The commissions earned by Airbnb are booked through it’s subsidiary in Ireland, but they also have two British subsidiaries. It is one of these subsidiaries that made a pre-tax profit of £960,000, Airbnb […]

In 2012 I bought a flat in Manchester as an investment and I have rented out the flat for the last five years however I recently received a letter from the management company stating they were introducing a new annual charge of £126 to “Provide a notice and registration fee upon granting of a shorthold […]

I am curious about what happens if a tenant knowingly lies to get the tenancy, such as claiming they have a job when they don’t and or agrees to pay a rent they could never realistically expect to afford. Would that then be grounds for eviction? If so on the later would that what councils […]

We have one commercial lease (office building) wherein our tenants have denied their responsibility to carry out annual Gas Safe checks and Electrical Installation Condition checks. Do we have any recourse against them apart from invoking forfeiture of the lease for breach of covenants? Since these are statutory obligations, can we ask any regulated body […]

I’m a landlord with 5 properties – 4 in joint ownership and 1 in Ltd co. I have been lazy recently and not really bothered to look at insurance renewals and just called up my broker on receiving a renewal letter, haggled a bit and gone with that price for ease. I usually end up […]

My son has come up against a credit problem which, to be honest, has me and my accountant stumped. I have a number of buy to lets, and put his name on two of them never in a million years thinking I was going to create problems for him. He contributed nothing to these, and […]

I have a 3 bedroom Victorian purpose built (not a flat conversion) ground floor terrace flat which I let as a flatshare to 3 friends. I understand that makes it a non-regulated HMO. My estate agent says the property only requires battery operated smoke detectors. Reading various articles in the internet, I am confused as […]

Revisiting the site after a while with an issue that is making the wife and I sick with stress. We have a flat which we rent. We evicted the last tenant who owed us several thousands in rent and court fees. We still have not been able to get the bond back after the eviction […]

Caridon Landlord Solutions expert team assist landlords with tenants on Housing Benefit and Universal Credit by proving ad hoc advice on various issues that the landlord may face during the tenancy cycle from tenancy set up to overpayment disputes and appeals. Most landlords at some point during the tenancy are face with the issue of […]

I viewed a “re-possessed” property yesterday which was in a state. The agent wouldn’t confirm, but from what I can gather, the previous owner died in situ and was probably not found for a period of time given the staining on the carpet and smell. Apparently a couple of clients had viewed the property and […]

Theresa May’s grueling speech to the Tory party conference pledged to fix the broken housing market and to fulfil the “British Dream” for you people to own a home, but it was light on new policy details and money. On the PRS May said that she wanted to give redress to tenants where landlords did […]

Property expert Kate Faulkner has called for greater education of tenants and landlords of their respective rights and responsibilities in the rented sector to minimise conflicts. The founder of PropertyChecklists.com and consultancy Designs on Property Ltd made the call in a report on reducing conflicts in the PRS on behalf of Tenancy Deposit Scheme’s (TDS) […]

As we all know, student finances and debt are hugely sensitive subjects for all politicians at the moment. One of Corbyn’s key platforms has been student fees and the resultant debt that comes with them. The Conservatives have also had a pop in this space in the last week with a pathetic pitch to “limit” […]