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Map of UK showing regional HMO property growth and decline trends

Regional disparities emerge as HMO numbers soar in some areas and collapse in others

1st October 2025

Despite the number of houses in multiple occupation (HMOs) growing in England, regional disparities reveal a dramatic decline in certain locations. Research by HMO management platform COHO reveal there are an estimated 472,823 HMO properties across England after an annual increase of 2.3%. However, in other parts of the country, HMO numbers have collapsed by […]

Hourglass with blue sand and overdue stamp symbolizing eviction delays

Bailiff waiting times and rent arrears piling-up?

1st October 2025

Dear all, hope all of you are keeping well and many thanks for your time with this post. The purpose of my question is to get any feedback or opinions from Property118 readers, as I am lost at the moment and struggling financially. I got a warrant for possession from Staines County Court dated 23.09.2025. […]

Rising house prices chart with small model homes representing the UK property market.

Renters’ Rights Bill could make rental market less predictable – Goodlord

1st October 2025

A firm has warned of a less predictable rental market ahead of the Renters’ Rights Bill becoming law. Goodlord’s latest Rental Index shows the market cooled in September after a record-breaking summer. While rents typically fall at this time of year, Goodlord warns the trend could change in the future with the Renters’ Rights Bill. […]

Finger pressing a keyboard key labeled “Compensation” with a question mark above.

Tenant claims compensation for failure to serve PI?

1st October 2025

My previous letting agent found the current tenant in 2018 and managed the property until 2021. During that time, the agent collected the rent from the tenant but subsequently disappeared. Unfortunately, they only left me with the first and last pages of the tenancy agreement, and the Prescribed Information (PI) was not included. However, the […]

The Tenant Who Turned Their Flat into a Cannabis Farm

1st October 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in the United Kingdom. Some landlords have walked into properties to find damage, unpaid rent, or even strange pets. Few expect to discover their home completely converted into a large-scale cannabis operation. Yet this is exactly what happened in […]

Silhouette of a politician at a podium with Animal Farm book and justice scales, symbolising Keir Starmer’s bespoke pension law.

Keir Starmer’s Personal Pension Act – Fair or Favouritism?

30th September 2025

One of the quickest ways to undermine trust in politics is the feeling that those at the top are playing by a different set of rules. We’ve all seen examples of this creeping “them and us” culture, and one of the clearest cases is the Pensions Increase (Pension Scheme for Keir Starmer QC) Regulations 2013 […]

Prisoner behind bars with handcuffs, symbolizing legal uncertainty in eviction process

Tenant with Section 21 may be jailed?

30th September 2025

We have a situation to resolve where a tenant we have issued with a Section 21 is going to court, and there is the possibility of a custodial sentence. Without any experience in this direction, we are unsure what we can do. If he’s given a jail sentence, when does it begin, the same day […]

Blue piggy bank and house model with coin stacks symbolizing landlord deposit disputes

Are deposit schemes fair to landlords?

30th September 2025

Having used one of the government-backed deposit schemes for many years, I have recently been exposed to the unfairness of the system by the one I use (I won’t name them here). I am interested in other landlords’ experiences of using the government schemes and if there are any schemes that give landlords a fairer […]

Rolled £20 notes symbolising investment in property renovation from unfinished to modern interiors.

Landlords borrow billions to fund property upgrades

30th September 2025

Landlords are spending more than £8,000 a year on property improvements, as figures reveal a steep rise in extra buy-to-let (BTL) borrowing for upgrades. Data from Paragon Bank shows that in the first half of 2024, landlords accessed £712 million in equity for property improvements through 4,632 remortgage cases. During the same period in 2025, […]

London houses with sold sign and city skyscrapers in background

London landlords look to sell before legislation hits

30th September 2025

Uncertainty over legislation is prompting more London landlords to leave the market, claims an estate agent. Knight Frank reports the Renters’ Rights Bill, stricter EPC rules and rumours of charging national insurance on rental income have left landlords looking to exit the market. The estate agents also warn the rumoured proposal of charging national insurance […]

Estate agent holding house model with ‘Autumn Budget’ thought bubble, symbolising property tax uncertainty

Autumn Budget tax fears hit buyer demand

30th September 2025

A property portal has warned that Autumn Budget tax speculation is dampening buyer demand, with many adopting a “wait and see” approach ahead of the November budget.  Zoopla’s house price index shows that demand for properties over £500,000 has fallen by 4%, while new listings for these homes have dropped 7% over the past five […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

The Most Common Landlord Insurance Claims in the UK

30th September 2025

Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories. Understanding the most common claims helps landlords put the right cover in place, avoid preventable losses, and make sure policies respond when needed. This article explores the claims insurers see most often and what landlords […]

People sleeping rough on a city street highlighting homelessness crisis

Housing Secretary vows to tackle homelessness and build 300,000 affordable homes

30th September 2025

The Housing Secretary claims the Labour party will fight the “Tory blockers” and invest £1 billion to tackle homelessness. Speaking at the Labour party conference, Steve Reed failed to mention the private rented sector once during his speech, but claimed the party would build 300,000 social and affordable homes. During his speech, Mr Reed praised […]

The Tenant Who Kept a Pig in Their Apartment

30th September 2025

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in the United States. Most landlords are used to tenants having pets like cats, dogs, or even the occasional parrot. However, one landlord in the United States was shocked to find a full-grown pig living inside an apartment. The […]

Wooden scales balancing a stack of money with a pound symbol against a small model house

Tribunal Rent Decision – HUGE Valuation Discrepancy?

29th September 2025

​Hi everyone, I’m hoping to get some advice on a recent Rent Tribunal decision that has completely floored us. We’re feeling pretty confused and frustrated, and wondering if we handled the preparation poorly. The Situation: ​ Our Valuation: Our letting agency valued a property we own at £900 per calendar month (pcm), which we believed […]

Gardener pruning fruit tree branch with secateurs and gloves

Tenant cut the apple tree down in the communal garden?

29th September 2025

Hello everyone, One of my tenants cut the apple tree down in the communal garden. Her excuse for doing this was that I didn’t tell her she couldn’t cut it down! It was a tree laden with apples. I told the tenant I expected her to replace the tree, and she said I was disgusting […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Remortgaging in 2025: How Landlords Can Cut Costs

29th September 2025

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability tests and fewer choices than when they locked in. But remortgaging is not only a defensive move; it can also create opportunities to cut costs, release equity and reposition portfolios. The key is to plan […]

Why Are Landlords Selling? Real Reasons and Better Options

29th September 2025

There is nothing wrong with selling. The key is to sell with your eyes open. Many landlords are weighing exits for good reasons — cash flow pressure, big repair bills, regulation fatigue or simply the desire for a quieter life. This piece groups the real reasons we hear and sets out better options you can […]