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Landlord facing looming Renters Rights Bill deadline with clock symbolizing urgency

Landlord organisation warns Renters’ Rights Bill is flawed and anti-tenant

28th October 2025

A landlord organisation warns the Renters’ Rights Bill is “anti-tenant rather than pro-tenant.” iHowz welcomes the immediate enactment of the Act, which has now become law, to end uncertainty for landlords and tenants but warns that the legislation is deeply flawed and could do more harm than good. The association believes the student rental market […]

Golden percentage symbol being cut by scissors, symbolizing new mortgage rate reductions.

Buy to let lenders launch new products and cut rates

28th October 2025

Shawbrook, Landbay, Gatehouse Bank and Vida have each rolled out changes to their buy to let offerings, catering to a wide range of investors from first-time landlords to seasoned portfolio holders. Shawbrook has revamped its BTL range, introducing greater flexibility for brokers and their clients. The lender has replaced its Digital BTL product with the […]

New housing development symbolising UK regional growth and regeneration investment

L&G commits £2bn to build affordable homes and boost regional growth

28th October 2025

Legal & General has unveiled a major £2 billion investment package to support regional regeneration, build 10,000 social and affordable homes, and create 24,000 jobs across the UK by 2030. The group’s latest commitment strengthens its focus on combining financial returns with clear social benefits. The cash will target infrastructure, housing and urban development in […]

Stacks of coins with a graduation cap and miniature house symbolizing financial literacy and housing costs.

Call for earlier financial education for renters

28th October 2025

Financial conversations around renting should begin much earlier in life because a lack of understanding is leaving many first-time renters anxious and unprepared, research reveals. According to rental guarantor service, Housing Hand, just 2% of renters said they received any information at school about managing housing-related finances. And the company’s Understanding Renters in 2025 report […]

Damaged kitchen floor with water and piggy bank in hard hat symbolizing repair and deposit dispute

Malicious damage by ex-tenants?

28th October 2025

Mark Alexander’s recent article about malicious damage made interesting reading, but leaves out one scenario which I`m sure would be of interest to landlords. Take a situation, for example, where a landlord has evicted a tenant, whatever the reason. Often the tenant has been anti-social and upset neighbours, etc, but even when that is not […]

Unbelievable Letting Agent Fails: Keys to an Entire Building Lost

28th October 2025

This piece is part of our Unbelievable Letting Agent Fails series. Today’s story was first reported in the United Kingdom. In one of the most avoidable blunders imaginable, a letting agent misplaced the master key set for a multi unit building. Overnight, every tenant was affected and every landlord faced security worries and unexpected costs. […]

Landlord standing between two houses labelled “Me” and “My Company”, tangled in tax paperwork — illustrating problems with renting properties to your own company.

Why Renting Your Own Properties to Your Own Company Doesn’t Work

27th October 2025

Some landlords believe that renting their own properties to their own Limited Company creates a more tax-efficient structure. In reality, it can lead to penalties for under-declaring tax. The reasoning behind the concept sounds simple enough. Individual income tax rates can reach 45 per cent, and for those earning over £100,000, the withdrawal of personal […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Buy-To-Let Rates: Where Are They Heading?

27th October 2025

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end in 2025, the big question is simple: where are buy-to-let mortgage rates heading? While no one has a crystal ball, we can look at the economic signals, lender behaviour and regulatory environment to forecast likely […]

Stacks of coins and a house model under a yellow umbrella labeled RRB, symbolizing landlord financial protection.

Renters’ Rights Bill does not protect tenants only council budgets warns expert

27th October 2025

A landlord compliance expert warns the Renters’ Rights Bill is being mis-sold to the public as protecting tenants, but instead is protecting council budgets through tougher civil penalties. Des Taylor from Landlord Licensing & Defence says landlords could face waiting 12 to 16 months to gain back possession of their property under the Renters’ Rights […]

Capital Gains Tax concept with skywriting text and flying bird symbolizing financial freedom and taxation.

Capital gains tax bills soar for London’s second homeowners

27th October 2025

London’s second homeowners face a Capital Gains Tax (CGT) bill of thousands of pounds, according to new research. Over the past decade, rising property values have left many London investors facing significantly higher CGT bills when selling a second home. However, the Prime London market has remained largely unscathed, and in some cases has even […]

Red beach house with “For Rent” sign symbolizing slow rental market growth

Rental supply slows amid uncertainty over Renters’ Rights Bill

27th October 2025

Uncertainty around the Autumn Budget and Renters’ Rights Bill sees a slowdown in the number of new rental properties coming onto the market, according to a new report. Rightmove’s Rental Trends Tracker reveals that the pace at which fresh rental properties are listed has slowed in recent months, now standing just 1% ahead of this […]

Damp and mould damage on an interior wall beside a radiator, highlighting poor housing conditions.

Industry body urges landlords and letting agents to prepare for Awaab’s law

27th October 2025

With Awaab’s Law coming into effect today for social housing landlords, private landlords are being urged to prepare ahead of it being introduced to the private rented sector. Under Awaab’s Law, social housing landlords must provide alternative accommodation if they fail to fix emergency hazards within strict timeframes. Serious issues such as damp and mould […]

Business figures heading toward an exit door, symbolising landlords leaving the rental market.

Association warns extending National Insurance on rental income could trigger landlord exodus

27th October 2025

An association warns extending National Insurance on rental income will have serious unintended consequences for small landlords and create a two-tier system. The Intermediary Mortgage Lenders Association (IMLA) warns the rumoured proposal could cause landlords to leave the market and push landlords’ tax rates “to unsuitable levels.” According to IMLA’s report, The November Budget 2025: […]

Landlord questioning housing policy on selling rental properties during housing crisis

Why is the government punishing landlords with long enforced voids?

27th October 2025

Can anyone else get over the stupidity of forcing landlords to keep properties which fail to sell empty for in excess of 12 months? I put 6 rental properties on the market this summer, and between them knocked up over 40 months of voids before one sold, and I re-let the others. The upshot has […]

Three small house models on coin stacks with a target and dart symbolizing London housing goals.

Government cuts affordable housing target to 20% to boost London housebuilding

27th October 2025

The government has announced new emergency measures to tackle London housebuilding targets by slashing affordable housing requirements to 20%. After weeks of speculation, the government unveiled the Homes for London plan, offering temporary relief from the Community Infrastructure Levy (CIL). This includes 50% borough CIL relief for qualifying schemes that commit to delivering at least […]

Unbelievable Letting Agent Fails: Forgetting to Give Tenants Their Keys

27th October 2025

This piece is part of our Unbelievable Letting Agent Fails series. Today’s story was first reported in the United Kingdom. A family arrived at their new rental, car packed to the roof, only to discover a simple problem that ruined day one. The letting agent did not hand over the keys. In some versions of […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

When will politicians ever listen to landlords?

24th October 2025

Watching Matthew Pennycook’s ‘performance’ in Parliament in nodding through the Renters’ Rights Bill, I was struck by two things: landlords must be the only group of people who can be smeared without any comeback, and we were never close to having a seat at the table when the bill was being put together. Not once. […]

Former Shelter CEO nominated as crossbench Peer in the House of Lords

Former Shelter CEO to become Peer in House of Lords

24th October 2025

Former Shelter chief executive Polly Neate has been nominated as a crossbench Peer in the House of Lords. Ms Neate stood down from her role in March this year and has been a strong advocate for tenants’ rights and pushed for the abolition of Section 21. The Independent House of Lords Appointments Commission which nominated […]

Worried landlord with question marks surrounding Renters Rights Bill uncertainty

Why is the Renters’ Rights Bill a hopeless sham for landlords and tenants?

24th October 2025

There is a huge elephant in the room surrounding the Renters’ Rights Bill (RRB) and its hapless legislation, and guess what? It isn’t bogey landlords. The true cause of homelessness, high rents, and lack of social housing has little to do with landlords. It’s simply and very obviously a ‘LACK OF HOUSING’. Insufficient housing leads […]