I have just been on the HMRC webinar for Income from property and they have said that commercial mortgages will be exempt from interest relief changes that are getting phased in from 2017-2018 tax year. Is a BTL mortgage classed as a commercial mortgage? as I was under the impression that they are not regulated […]

I have been embroiled in a 3 year campaign waged against me by the local authority being Enfield Council, along with Thames Water. This is a classic case of large institutions, abusing their position and adopting bullying tactics – To date it has cost me £8000 plus an award  by the court of a further […]

Terry Lovett, of Lovett Sales and Lettings in St Neots told the Property Industry Eye that he is “incensed” Social landlord Luminus Homes has escaped prosecution by the Health and Safety Executive (HSE) after gas safety breaches and no certificates were found in over a thousand of its homes. Terry does not believe any private agent […]

Readers of Property 118 will be familiar with my opposition to Selective licensing. A revenue raising exercise for Bankrupt Councils. The onslaught on the PRS is now bearing fruit. The Sky News report in to the homeless crisis in the UK has today released a startling statistic. The Borough with the most acute Homeless problem, […]

The power hungry Corbyn is Complicit with Tories on Section 24 mortgage interest relief restrictions. He has been ignoring Section 24 for two years and raised the Universal Credit issue only in PMQ’s as it gets him votes. He is encouraging Rogue Tenants. He just wants to give his voters (including Rogue Tenants) unlimited tenancies. […]

I’m in the process of selling one of my properties as I am fed up with the managing agent for the freeholder as they are just money grabbers and as a tenant I had in the property moved out I thought it would be a good time to sell. Anyway, I’ve received a letter from […]

The Funding for Lending Scheme (FLS) was made available by the Bank of England to encourage banks and building societies to lend more to households and businesses. It did this by providing funding to these firms for an extended period, with the quantity of funding we provide linked to their lending performance. The FLS allows […]

Plans to protect consumers from unresolved debts which can damage people’s credit ratings without them knowing have been unveiled. The government has launched a consultation on how county court judgments (CCJs) are issued, after concerns were raised that some rogue companies were deliberately sending claims to consumers using incorrect addresses. Credit ratings can be devastated, […]

Hi all, it is extremely confusing where to source the latest version of an eviction notice: – Periodic Tenancy – All paperwork above board (EPC, deposit protected etc) – No arrears though one late payment So basically what I am trying to say is this should be a straightforward eviction so just trying to find […]

I have a couple on an AST. They have split up. One wants to remain in the property and move a friend in to take her place. I am assuming that I will have to conclude one tenancy and start a new one. Can anyone confirm this for me? Also can anyone recommend where to […]

Hello everyone, I have a 5 bed house in Crystal Palace which I am considering letting to Croydon Council under the Croylease scheme. Basically I let it to the council on a long lease, 5+years. They are responsible for the maintenance, insurance, finding tenants etc. I have no control over who it is let to, […]

From April 2018 any landlord convicted for the criminal offences of blackmail, theft,  handling stolen goods, harassment and stalking will automatically be banned from letting out property and added to the new rogue landlords database. In addition Housing Minister, Alok Sharma, has introduced new HMO regulations set to be passed by Parliament confirming all properties […]

Excuse my lack of knowledge, but my late father bought gold shares which are valued at £20k, I want to cash it in and invest it for the children by buying in a property up north (I’m Eastbourne). My partner and I own our property, and would like advice on what I need to do […]

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Jeremy Corbyn told The Independent that in his next Labour manifesto he would pledge to change housing legislation so that tenants could not be asked to leave under ‘no fault evictions’. Click here to read the full article. Recently Scotland has already abolished fixed term tenancies for private renters giving tenants indefinite tenure. Corbyn was […]

Recent introductions and extensions of charges on landlords by local authorities suggest to me that landlords (and indeed any business in an area) should have a right to vote in local authority elections in areas where they own property. Time to start a campaign? Determined to not fund local authorities adequately, central government has given […]

For those of us who have held properties for a long period of time you are all probably aware that once upon a time there was a thing called ‘Taper Relief’ which year by year reduced your liability to CGT should you sell the property. That relief was disposed of some years ago by HMRC. […]

The HMRC consultation titled “Tackling the Hidden Economy” has identified HMOs and selective licensing in the private rental sector as an option for developing tax-registration checks. The consultation proposes to tackle different areas of the hidden (non tax paying) economy by making access to licences needed to trade conditional on tax compliance, known as ‘conditionality’. […]

A short series from landlord & tenant lawyer Tessa Shepperson on things you need to watch out for. I include this not because the rules are likely to come into force in 2018 (although this is not impossible), but because you need to start preparing now. There seems to be no doubt that fees to […]

Rightmove have released figures for the most popular cities that prospective tenants search for new homes to rent in 2017. Number 1 searched city was Bristol Followed by: 2. Birmingham 3. Leeds 4. Manchester 5. Nottingham 6. Liverpool 7. Glasgow 8. Cambridge 9. Bournemouth 10. Sheffield Bristol was also the number one city search in […]

A short series from landlord & tenant lawyer Tessa Shepperson on things you need to watch out for. On 1 October 2015 new rules came in which affected landlords use of the all-important section 21 notices for properties let on assured shorthold tenancies in England (the new rules do not apply in Wales). A section […]