Hi, my partner and I are trying to buy a whole house that has a self-contained basement flat included. We have found out this basement flat has a mortgage on it in the name of the seller’s business. (No tenants) The lease on the house above is owned by him and his wife, and the […]

This week, ITV turns its attention to the Private Rented Sector in Britain’s most popular current affairs programme Tonight, Losing Your Home: the True Cost, featuring Landlord Action’s Paul Shamplina. Tonight, which airs on Thursday 17 March at 8.30pm on ITV, is set to examine the Private Rented Sector where thousands of people risk losing […]

Our tenant had an attempted burglary and the shop door needs to be replaced but has to be made to fit as it is not a standard size. We as the owners of the property will probably have to go through the insurance to cover this. The contract is not very detailed, which is an […]

Many property investors are making money in Digital Currency to use as deposits for their property investing. Property investing and digital currency investing can complement each other very well. If you are quick, you could benefit from one of the biggest rises in Digital Currencies in history, expected to happen later this year. In 2021, […]

This financial year 20/21 my wife and I retired and I have decided to do our own tax returns. We have 2 rental properties, the last purchased 10 or so years ago. From the gov.uk website I believe we do not constitute a business, and therefore do not have to pay mandatory NIC. I have […]

The past year has seen the UK property market defy all expectations, and, as 2022 gets underway, it still seems that the only way is UP! The media is reporting property price rises, rent rises, increasing tenant demand, and lack of landlord stock. So, for landlords, the picture is rosy … or is it? These […]

Join us for quality property networking at London’s Hard Rock Hotel – in support of Humanitarian aid for Ukraine Tuesday, 22 March 2022, 18:30 – 21:30 GMT: Click Here to join us About this event The British public helped to raise over £150 million in a single week for the Disaster Emergency Committee Ukraine Humanitarian […]

Base rate beating savings deals plunge to lowest level in over a decade with the Moneyfacts UK Savings Trends Treasury Report data showing little more than half of the savings market (55%) can beat base rate, despite an uplift to savings rates month-on-month. This is before we get the next expected interest rate increase by […]

A Refurbishment Buy to Let product helps landlords maximise rental yield by refurbishing a property whilst it is vacant. This product brings together the flexibility of bridging finance with an exit to a Buy to Let Mortgage. There is only one application and the same valuer for the initial valuation and the re-inspection. It also […]

Successful investors are able to spot trends before they happen. Dr Dolf De Roos, author of International Best Seller “Real Estate Riches”, who invests in both residential and commercial property, believes that Commercial Property will be the next wave in property appreciation. There is a huge amount of commercial property available due to the fallout […]

The Government could benefit to the tune of £10 billion if it scrapped the stamp duty levy on the purchase of homes to rent out. According to analysis by the economic consultancy, Capital Economics, removing the 3% levy would see almost 900,000 new private rented homes made available across the UK over the next ten […]

Most people renting their home in the private rented sector are happy with their property and landlord, new research reveals today. An independent report by the Social Market Foundation, commissioned by Paragon Bank, found that contrary to some narratives suggesting renting is an inherently unhappy experience, a majority of people who rent from a private […]

I bought a flat in 2008 in a block owned by the local council. It was rented out to two lovely tenants who stayed with me for many years and eventually left to buy their own home. New tenants moved into the flat and business carried on as usual. I attended to all repairs and […]

I’m upgrading a 5-bed student house in Stoke-on-Trent to provide en-suite bathrooms in each room plus a separate visitor toilet. The electrician says I’ll need a fire alarm system as the house will be 5 separate units. I pointed out to him that the tenants sign a joint contract as a group, and they have […]

If you are a landlord – are you aware that over the next few years you will need to ensure that your property has an energy efficiency rating of C? This is to help the government meet its climate targets – which has become more important in view of the Ukraine war, rocketing prices, and […]

Can we trust the Govt & Councils to then not penalise us in 2 3 4 5 years? This needs to be discussed, as I seriously would love to house some of these people. I’ve even been thinking at night, if I only help one family, I could pay for a driver to drive them […]

A recent study reported in The Daily Mail has found that stress is affecting 1/3 of landlords’ health and wellbeing. From finding, it is more and more difficult to generate a profitable rental income, to worrying whether the abolition of S21 will make it difficult to sell their properties and access the equity many have […]

This news release describes the results of the Bank of England’s latest quarterly survey of public attitudes to inflation. From February 2022, the survey has been conducted on the Bank of England’s behalf by Ipsos, prior to that it was conducted by Kantar. Ipsos interviewed two quota samples of people aged 16-75 across the United […]

Hi guys, I’m in a position to release a total of £680,000 equity on two properties (my home and a buy to let). I’m not sure whether to use this to expand the property portfolio, or use this to clear the mortgage on my main residential home and invest the remainder? Another line of thought […]

A cross-party group of MPs has opposed the Government’s plans to make many buy-to-let landlords pay for the replacement of dangerous cladding. Ministers have proposed that landlords renting out more than one leasehold property will be excluded from its commitment that no leaseholder should have to pay for the removal of unsafe cladding following the […]

If you hold a property as a nominee on behalf of another person or company, it may be mandatory to register this trust with HMRC’s Trust Registration Service (TRS) by 1 Sept 2022. Previously, non-taxable ‘bare trusts’ did not need to be registered. In general, if a bare trust is an express trust, it should […]