Luke Casey, one of Property118’s recommended finance broker team has recently structured a bespoke development loan to provide 87% of the purchase price on day one along with the entire build costs on a portfolio of 10 properties being converted into HMOs. The £6.6m loan was required to purchase a portfolio of 10 properties and […]

I am in the process of getting divorced and have 16 Buy to Let properties with my ex. The mortgages have been in place for a long time with great interest rates. How easy would it be for me to come off of the joint mortgages? It really is a minefield out there, and I […]

My mother died 5 years ago, and we jointly owned a property. I would very much like to now transfer this property to my other sibling. My question is would I have to sell it to him, or can I just give it to him as a gift? I do not want any monetary compensation, […]

I’m thinking about renting out my 2 double bedroom house in the future if we need to move for work. However, I’m trying to plan the economics of it for the different types of tenant make ups. I am wondering about renting it out as a house share with: one couple and one single adult […]

9% of private landlords renting to Universal Credit claimants have experienced at least one tenant having difficulties paying their rent post the Government cut to Universal Credit by £20 a week following a temporary increase in response to the pandemic. Following this announcement, a new YouGov poll of private landlords across England and Wales for […]

A continued shortage of new properties being listed for sale, despite a rise in new buyer enquiries, is still preventing a pick-up in sales volumes and house prices continue to increase, according to the December 2021 RICS UK Residential Market Survey. In a trend that has run over much of the second half of 2021, […]

I own a leasehold property with 85 years left on the lease. I am aware of proposed changes to the law around leases, but the changes haven’t been enacted by parliament yet. The question is should I press ahead now and negotiate an extension with the freeholder, or should I wait? Of course, I don’t […]

I only have two small terraced properties that I am letting in Wales, but this year big changes are looming in July. Letting contracts have to be changed, but the big one is the Fit for Habitation rules, which are ridiculously extensive with open-ended means to verify most of the huge wish list. From ventilation […]

Hi All, I am looking for some advice. Firstly, I will explain my situation. I have a leasehold flat that I have let for about 4 years to a good tenant. I am now getting major issues with the Residential Management Company and their managing agent, so much so that I am mulling over selling […]

Join Simon live on Thursday 20th January where you can learn all about how to make £3,000 t0 £5000 profit per month from your next property. Please click here In this live 90-minute Master Class you will learn: How to replace your income with just one MEGA deal ​How do you find MEGA deals How […]

We are a company just starting our adventure into the BTL market – we own 1 property and are nearing completion on the second in the North East. This property is well into Level E of the EPC and I’m looking at options we can do during renovation to up the level getting ready for […]

I bought a house in 2007 and let it to a single person, who has remained in place ever since. As the years have gone by they’ve become more and more eccentric to the point where their refusal to allow entry for a CP12 led to the disconnection of their gas. The strange thing is […]

Market analysis Sirius Property Finance reveals that the Uk’s commercial property sector has demonstrated an impressive bounce back in the last year, with even the supposedly struggling retail and office sectors showing strong signs of recovery. In 2021, the UK commercial property sector completed 2,789 sales transactions, up 3% on 2020’s total of 2,698. More impressive […]

Average UK rents have increased for the fifth consecutive quarter as pressure on the supply of rental homes continues during the pandemic, according to The Deposit Protection Service (The DPS) – amid reports that some renters are willing to pay upfront rents or over the odds to secure properties. The PDS report: Rents across the […]

The following applicants have completed the first stage of the process in becoming members of PEAS and are now in their six month probation period. During their probation period, anyone can submit objections or messages in support of their application. It is the responsibility of any person who submits an objection to provide conclusive evidence […]

The new range is available from 17th January on mortgages up to 80% loan-to-value (LTV). These benefits landlords who want increased flexibility when financing property. The early repayment charge (ERC) free five-year fixed-rate range is available to first-time landlords, existing and portfolio landlords and with rates priced at: 2.39% for 65% LTV 2.93% for 75% […]

Minister for Rough Sleeping and Housing, Eddie Hughes, confirms Social housing residents will be better protected as part of a review to ensure they are listened to. The review on qualifications and professional training will drive up standards by making sure social housing staff are better equipped to support tenants, deal effectively with complaints, and […]

I would like to hear other members opinions on HMO room sizes. I understand that national standards for room sizes for singles over 10 years old is 6.51sq m so that should include adults as well. I have two rooms in an HMO which are 7.6sq m and 7.0 sq m respectively and below the […]

I am an executor of an estate that includes a property that is currently empty. Probate has been entered, but a caveat has stopped this process. In addition to this, the title deeds are missing, so there could be many months before if and when probate is granted that the house can be sold. In […]

This came into my inbox: Housing secretary Michael Gove has revealed that landlords will not be included in the cladding remediation fund initiative for affected residential tower leaseholders announced this week. A hint of this was given in the original announcement that the £4 billion ‘fund’ to remediate cladding on towers under 18.5m but over […]

How to find below market value property deals in 2022, and this is not a video about finding motivated sellers, so stay tuned. In this video, I’ll be sharing my top property investing tips on how you can use potential value to uplift defunct commercial property. Please click on the video below: