Mortgage brokers are reporting ‘an enormous uptick in enquires’ from tenants who are being given first refusal to buy their rented home. The brokers point to increasing numbers of amateur landlords who are now exiting the private rental sector with rising interest rates squeezing margins – and looking to cash in with high property prices. […]

Hi, I wish to have my mortgage statement audited because I think I have been overcharged. I wonder if anyone can share their experience and company they used? Thank you. Nam

We purchased a flat just over a year ago, we did so as the flat was in a nice area, near to our family and importantly due to our advancing years and my wife’s disability, she is in need of a hip replacement. The flat in question is on the 2nd floor, the selling point […]

Hi, I finally decided to transfer my personally owned & lived in property to a ltd company for renting out. I have always lived in this property and will be moving out soon. I understand that transferring to ltd company and rent later will save me from CGT for past dates. I also am aware […]

I am contemplating renting a family home which we have lived in for 25 years. Given the length of time we have owned our house there is a lot of financial gain in value. I have now learnt that if we rent our house we will have to pay capital gains on the portion of […]

My wife and I had a rental flat flooded in July 2021. It immediately became uninhabitable and remained so for a year while negotiations with our insurers were ongoing. These were eventually settled for a sum of approximately £60,000 (for refurb costs and not including loss of rent). As I work in the construction trade, […]

Please help and advise. I am at my wits end. I jointly purchased a property 50/50 with my violent ex-husband. On divorce, our joint building society would not let me take the mortgage on in my sole name because they deemed I couldn’t afford it. As a way around this, my Solicitor negotiated an agreement […]

The Telegraph reported this week that the chaos of Scottish landlords getting out of the market due to rent freezes could soon hit England, This is Money reported that tenants were leaving buy-to-lets to downsize because they couldn’t afford rent causing a spike in empty properties, and MPA Magazine reported that mortgage lenders were finding […]

Hi all. Hopefully, somebody on this superb property resource can help me with a tax query. At the request of my landlord buildings insurance, I have recently had a fire break wall installed in the loft space, which is shared between one of the neighbouring properties. The cost was divided between us both. I’m trying […]

The UK’s house prices have risen at the quickest pace since 2003, the Office for National Statistics (ONS) says. The figures are based on the Land Registry’s final sale prices and show those prices rose by 15.5% from July last year, to July 2022. That’s a much higher rise than was seen in June at […]

My partner and I have been having issues lately with our landlord. The Property was not in good shape and the landlord was not aware of the state of the property when she tried to let it. The owner (her mum) lives on the ground floor, but her daughter manages the property. We expressed concern […]

I have had an offer accepted on a semi detached house. It was offers over £260,000. I had an offer accepted for £261,000. It was last sold in 2015 for £255,000 with the current extension, and from the old photos appeared in a lot better condition. The house size is decent, 4 bed, kitchen opens […]

Propertymark is urging agents to familiarise themselves with updated guidance, so they don’t fall foul of anti-money laundering rules. The move will see agents carrying out customer due diligence on their landlord clients – and tenants. Following HM Treasury approval, the updated guidance will help property agents comply with the Money Laundering Regulations 2017 and […]

Households living in rental properties across the North of England face the biggest financial headache from soaring fuel price rises, according to a new study into the energy efficiency of landlord-owned properties. Property data and insight platform, Homesearch analysed rental properties across the UK, to uncover which areas have the best and worst Energy Performance […]

Hi, I installed a brand new ceramic hob before my tenant moved in, even provided liquid hob cleaner, along with a note asking them to use flat pans only along with user manuals. The tenant has just moved out and the hob is scratched, ie deep groves. What to do? The hob cost £250 + […]

The government has revealed that its property portal will be publicly available for everyone to help drive criminal landlords and agents from the private rental sector. The response is part of the consultation to reforming its rogue landlord database with news that the recently announced property portal will ensure that local councils, landlords and tenants […]

Hi, I made a claim after my tenants ruined the property, stole the bathroom, kitchen, radiators. The place has been empty since March so large loss of rent. The insurers would only pay for the boiler to be replaced as this had been hit with a hammer many times. The rest, they say, was the […]

Fast-rising rent across the country is seeing a trend for tenants to move into smaller properties to reduce their bills – as rents rocket by 12%. That’s according to the latest report from Zoopla which highlights there has been a jump in demand for one and 2-bed flats as renters feel the cost-of-living squeeze. They […]

A major survey has revealed that the government’s rental reform White Paper is causing growing concern for landlords and letting agents. Published by Goodlord and Vouch, the survey saw thousands of industry stakeholders take part in largest ever state of the industry research. This is the fifth report, and it collects the opinions of more […]

Hello all, Looking for some advice and guidance please. I own the leaseholds of two maisonettes (1 up, 1 down) on one end of a block totaling six. There are two other blocks of the same together with some terraced houses that make up the estate. The estate is ex-council now owned & run by a […]

Hi, Can anyone give me a sample screen shot how to fill in and complete the N325 form? I am more concerned about In the Section : “I certify” box on the right-hand side, delete the wording in brackets in paragraph 1 and delete the whole of paragraph 2. How do I do that online? […]