Page 272 – Property118

Landlords want the media to stop using the term ‘landlord’

29th August 2023

The buy to let sector is facing a lot of challenges in the UK, from tax changes to higher mortgage rates – but there’s another factor affecting the reputation and morale of landlords: the media. According to Stuart Haire, the chief executive of Skipton Building Society, the private rental sector is being ‘demonised’ by the […]

pic of houses in Lancaster uk - council and student accommodation rules property118

Is the council making up student accommodation rules?

29th August 2023

Hello, I am a student landlord, student dwellings are exempt for council tax. However, Lancaster Council appear to be making up rules to increase their revenue take. Can anyone help? 1) When a student decides not to take up his/her place on the lease, most people try to replace that student, usually with another student. […]

Soaring mortgage rates see cash buyers gain an advantage

29th August 2023

Cash buyers are taking advantage of their stronger negotiating position over their mortgage-reliant investors because they can secure prices lower than those financed through mortgages, research reveals. Octane Capital sees the trend is now becoming apparent and in June 2023, cash buyers finalised property transactions that were £27,600 below the prices negotiated by mortgagees. This […]

pic of a woman pointing to a small piece of mould in a student house property118

New student tenant alleges mould – but we can’t find it?

29th August 2023

Hello everyone, I have a student tenant who moved in on July 1st and as soon as little more than 2 weeks later he was already threatening legal action against me and going to the council for alleged mould issues. He also had made complaints about various non-issues such as a thermostat that was said […]

pic of directors and managing agent discussing leasehold flats property118

Trouble with managing agent over directorship?

29th August 2023

Hello, I own a flat in a block of 15 flats. Some of them are rented and some of us live here. We own the freehold. I am a shareholder and was a director at one point. I didn’t resign as a director. Ever. I never signed anything. Nothing. I was told by the managing […]

Police raid found cannabis plants and now freeholder wants property back?

29th August 2023

Hello everyone, My son bought a leasehold flat in North West London and the freeholder has been sending him numerous letters from his solicitor alleging the flat is not maintained etc. All untrue as my son spent £20,000 on refurbishment The freeholder is trying to get my son to sell the flat to him. He […]

Key resting on tenancy agreement paperwork relating to a rental arrangement for multiple occupants

Which type of agreement/tenancy do I need?

29th August 2023

Hello, I have a prospective tenant who wants to rent my property. They are actually friends of mine. They are from Lithuania and have passed all necessary checks. I have only ever let before using Assured Shorthold Tenancies. However, they have informed me that this will NOT be their main home as this is in […]

Pic of Met Police officers dealing with an illegal conviction - advice from tenant groups property118

Tenant groups help rewrite Met Police eviction procedures

29th August 2023

Tenant activist groups have helped the Metropolitan Police rewrite its guidance and training for officers dealing with housing evictions. The Met says the changes are ‘reflective’ of a tenant’s needs and now include a presumption in favour of the tenant against eviction. Generation Rent and Safer Renting have helped with writing the guidance and the […]

Pic of someone testing a fire alarm in a rented property landlord weekly fire test property118

Fire alarms – do I need to carry out a weekly test?

25th August 2023

Hello, I am aware in properties such as blocks of flats it is now required to have a six monthly safety test on the fire alarm, which includes the control panels, sounders, call points and emergency lighting batteries, tested with a drain down. However, the local fire officer told another local agent that they must […]

Landlords and agents targeted by the Competition and Markets Authority

25th August 2023

The Competition and Markets Authority (CMA) is threatening enforcement action against landlords and letting agents who do not follow consumer protection rules. The CMA has published an initial assessment of the private rental sector (PRS) and it says there is a ‘significant minority’ who are breaching the rules. Sarah Cardell, the CMA’s chief executive, said […]

pic of pile of unopened letters at a former tenant's home property118

How to deal with a former tenant who is still using my address?

25th August 2023

Hi there, I found similar topics on this forum, but none addressing this specific question – so I posted a new one. We had a lady staying with us for nearly a year. She did not leave on great terms, and still owes us £3,000 of unpaid rent. She did not give us a new […]

pic of approved btl mortgage application form property118

Where should I carry my mortgage debt?

25th August 2023

Hello, I’m reaching the end of my large family home mortgage and the end of 2 BTL company ones. In the past I’d always leveraged the large personal interest only one as the interest is so low and only took up company ones as I expanded. (They are all are interest only). Given the environment, […]

pic of landlord packing up a late tenant's possessions property118

Tenant’s property disposal after death?

25th August 2023

Hi, we have recently had a long term tenant die in hospital. We have served notice to his representative (assuming he has one) and sent it together with form NL1 to the relevant address. The question we have is: What do we do with the tenant’s possessions once we legally have the property back? As […]

pic of holiday lets flats business review by VOA property118

Business Rates review by VOA?

25th August 2023

Hello, I have received the form VO6048 from the Valuation Office Agency (VOA) to complete in connection with their review as to whether Business Rates continues to be appropriate for my holiday lets block of 13 flats or whether Council Tax should apply. Does anyone know the answer to the following areas of confusion? Do […]

Homelessness crisis looms as councils struggle with demand

25th August 2023

Councils across England are struggling with a surge in demand from households facing homelessness with nearly a quarter of a million households looking for a home, one organisation reveals. The findings from Crisis are part of its annual ‘state of the nation’ survey and it found that the equivalent of 1 in 100 households are […]

EPC reforms: Government must act now, says property consultancy

25th August 2023

The property consultancy Fisher German is urging the government to provide more clarity on the future of Energy Performance Certificate (EPC) regulations, which may affect thousands of landlords and tenants across the UK. The EPC regulations, which aim to improve the energy efficiency of rental properties, have been under scrutiny by the new housing secretary […]

Sadiq Khan in London with city skyline in the background.

Struggling homeowners in London should be able to ‘change tenure’

25th August 2023

The Mayor of London, Sadiq Khan, has come up with a bonkers idea to deal with hundreds of thousands of London homeowners who are at risk of a mortgage ‘bomb’ next year. He says that the cost-of-living crisis is putting more pressure on households that are already struggling to pay their mortgages. And to resolve […]

pic of damp and mould in a social housing home being checked property118

Another social landlord hit with a ‘severe maladministration’ charge

24th August 2023

The Housing Ombudsman has hit social landlord Sanctuary Housing with a charge of severe maladministration and demand they pay compensation to a tenant after a poorly managed case of damp and mould in a home. The decision will see Sanctuary paying £5,600 in compensation after failing to address the prolonged exposure of a tenant and […]

Pic of landlord discussing tenancy agreement addendum wording property118

Advice on tenancy agreement Addendum wording?

24th August 2023

Hello, I need to write an addendum to a new tenancy agreement that I got from LawDepot, to reflect the fact the tenant has already paid the security deposit, and am concerned to word it properly. Not sure if anyone can help? I’ve looked online and got part way – apparently it must be written […]

Misted window

Is a misted window deemed an issue?

24th August 2023

Would you regard one pane of misted glass in a total window span of 8 panes as an issue? Would it be deemed an issue in so far as the council would be concerned about it? Is there a legal requirement to replace it? I would not regard some condensation between the glass that meant […]