Specialist lender Foundation Home Loans has made rate cuts across its special and limited edition buy to let products. The move comes as part of a broader trend among lenders to offer more competitive rates to landlords. The reductions include cuts of up to 0.35% on two-year fixed rates and up to 0.25% on five-year […]

The government has unveiled a series of new measures aimed at ensuring decent homes for all private rented sector (PRS) tenants in the UK. These measures include a new Decent Homes Standard for the rented sector, the introduction of Awaab’s Law legislation, and enhanced access to information for tenants. The consultation, which will launch as […]

The housing market has experienced a summer lull, with house prices declining. According to e.surv’s house price index, average house prices are now 2.6% lower than they were a year ago. As the Bank of England eyes an interest rate cut in November, many hope it will revive buyer confidence in the housing market. Affordability […]

A representative of the Renter’s Reform Coalition who was privy to government conversations involving tenant and landlord groups says landlords made a ‘veiled threat’ to evict renters. The head of the organisation, Tom Darling, says that in one meeting, landlords said they would act before the Renters’ Rights Bill came into force to use Section […]

Hi, supposing I am the Trustee of a family Trust which lets houses and I wish to evict a Tenant in favour of one of the beneficiaries of the Trust who wishes to live there, am I allowed to serve an eviction notice under the Renters’ Rights Bill? Also, if the cost of maintaining the […]

It’s not only homeowners and sellers feeling a sense of relief following the recent interest rate cut, but tenants have also benefited from a big jump in rental property availability. That’s according to an analysis from Zero Deposit of 15 major UK cities, focusing on the total number of homes available and those newly listed […]

Recent developments have led HMRC to name Property118’s Substantial Incorporation Structure (SIS) and Capital Account Restructure (CAR) as tax avoidance schemes. We strongly disagree with this classification and believe that both structures are fully compliant with UK tax law. However, given the ongoing dispute and the issuance of a Stop Notice for CAR by HMRC, […]

Ed Miliband is willing to risk a fight with landlords to meet EPC C targets, according to The Times. In a speech at the Labour party conference, Ed Miliband says landlords must provide decent standards for private rented homes including reaching EPC C targets by 2030. The Department for Energy Security and Net Zero has […]

It’s every landlords worst nightmare, you do a property inspection or your trade arrives and low and behold the person living in the property is NOT the tenant. Subletting is not an uncommon practice and can be a legally complex issue, particularly when it comes to the rights and responsibilities of both the original tenant, […]

The deputy Prime Minister Angela Rayner told delegates at the Labour Party conference that she wanted to ‘work in partnership’ with PRS and social landlords to deliver ‘decent and safe’ homes. She said: “Many housing associations, councils and landlords do good by their tenants and I know how hard they’ve had it after 14 years […]

Hi, I have a couple of BTL properties which I purchased/invested in as a result of redundancies etc. (won’t bore you with detail). However, I keep hearing rumours of significant impacts proposed on landlords by the new government, maybe at the Autumn budget such as aligning capital gains tax with income tax? What do readers […]

Are you curious about the fundamentals of buy-to-let investing? If so, you’re in the right place! This article will guide you through the essential steps to get started on your property investment journey. What is Buy-To-Let? Buy-to-let is a property investment strategy where you purchase a residential property, such as a house or apartment, with […]

I just finished my second no fault eviction in 20 years. It came after three attempts of evicting the same tenant using section 8 (discretionary grounds) over a two year period. The Section 8 failed because the unscrupulous tenant gave the judge false information so he wouldn’t evict. Meanwhile I had to put up with […]

Hi, I need some advice regarding a failed gas safety certificate on a boiler and the hob on my rental property. I have Home Serve cover and I organised a British Gas engineer to carry out a gas safety inspection on a property which unfortunately failed. I have since had the boiler repaired and the […]

Crisis and Lloyds Bank are calling for one million social homes over the next decade to end homelessness. The charity and the bank have partnered up on a campaign to show the realities of people waiting for a social home. The campaign says many people are forced to live in accommodation “not fit for purpose” […]

A buy-to-let lender has slashed rates and relaunched products for landlords buying or refinancing properties with an EPC rating of A-C, including cuts on five-year fixed deals. Fleet Mortgages has relaunched its products to encourage landlords to add higher EPC-rated properties to their portfolios and help fund upgrades for properties that don’t yet meet these […]

In Covid times my letting agent found tenants willing to rent at £1500 pcm for 12 months, who passed referencing and signed on the dotted line. So the letting fee and monthly ongoing property management fees were due, according to our Confirmation of Marketing agreement. The Rent Insurance was also due monthly. In the 10th […]

The UK housing market has bounced back, with £88.3bn spent on property purchases in the second quarter of 2024, according to Savills. This pushed total spending over the past year to more than £350bn, slightly above pre-pandemic levels. The £88bn figure represents an 8% jump compared to the same time last year. Expect to see […]

Amongst all the speculation in the media about expected rises in Capital Gains Tax (CGT) and Inheritance Tax (IHT), I’ve been surprised and frustrated that none of the pundits have realised that for unincorporated landlords (and some second home owners) whose wealth is in their properties, CGT and IHT can combine to create a 54.4% […]

It’s a tough time for landlords, with new legislations, CGT tax rises, incorporation challenges, EPC requirements, The Renters Rights Bill and mounting financial pressures, there’s no surprise that many landlords are looking to sell. Yet for the British public, more often than not, landlords are villainised as “deserving” of losing the assets they’ve worked hard […]

Legislation in Scotland’s private rented sector has led to more landlords selling their properties and has done little to improve affordability, according to a new study. The research by Indigo House, funded by the Nationwide Foundation, reveals that 70% of landlords and letting agents lack confidence in the future of the sector. The Scottish government […]