Hello, I bought a new build property in Cornwall 2 years ago and its now a successful Airbnb. However, I’m thinking of using it as a Buy To Let instead. This is largely because I want to move house myself but my trusted mortgage advisor tells me that, although the outgoings on the holiday let […]

In the 2023 Autumn Statement, the government announced an end to a four-year freeze in local housing allowance rates (LHA) rates. However, on the 30th October 2024 Rachel Reeves quietly froze them again, this has raised serious concerns for low-income renters across the UK. Despite increasing rental prices, the LHA—originally designed to help people cover […]

Hello, I have a tenant who always pays on time and respects the property. One of his neighbours has been known to be a little standoffish on occasion, but my tenant has now twice responded to the neighbour by shouting back when she argues with him. Last time he told her that if she doesn’t […]

Landlords across the UK are facing mounting challenges, from skyrocketing taxes to endless regulations, making it harder and harder to stay in the rental market. It feels as if the government has declared a war on landlords, and it’s not just landlords who are feeling the heat—tenants are being dragged into this crisis too. So, […]

The wet UK weather is exacerbating a growing problem – mould and damp in rental properties and a survey has found that 43% of renters have battled these issues. The findings from Quotezone.co.uk also show that more than 65% of renters have encountered hazards in their homes – with 20% reporting unresolved complaints to their […]

Annual house price growth in the UK slowed in October to 2.4% from 3.2% in September, while monthly growth was a modest 0.1%, one index reveals. According to the latest figures from Nationwide, market activity has remained resilient in recent months with the number of mortgage approvals approaching the levels seen pre-pandemic. The lender says […]

Three silver linings were found in what was a terrible 2024 Labour budget. This was supposed to be a Budget for growth and it was: Growth in taxes Growth in borrowing And growth in public sector expenditure Please click on the video below:

Ending child poverty in Scotland can only happen by tackling the housing emergency, says Shelter Scotland. A report by Shelter Scotland and Aberlour claims Scotland’s housing emergency and child poverty are inextricably linked, as more than 10,000 children are currently trapped in temporary accommodation. The Scottish government and 12 Scottish councils have declared a housing […]

House prices in London take a dramatic dip as the property market continues to struggle. According to research by Moverly, house prices in the capital in the last year alone have fallen by a staggering -21.1% — a loss of almost £202,616. Despite the drop in house prices in London, the average UK house price […]

It’s been tense week this week as landlords waited patiently for Rachel Reeves’ Autumn Budget. As the countdown began to the Chancellor’s announcement, the biggest fear for landlords was a possible hike in Capital Gains Tax. Yet to the utter relief of the entire landlord sector, the day passed with the news that CGT was […]

In a Budget that surprised no one for being the biggest tax grab in decades, Labour really has shown what they think of landlords in the PRS. Absolutely nothing. They know nothing about us, the sector or why we need people to keep investing. It’s all about the tenants, isn’t it? Except it won’t be […]

As a property professional, you’re always on the lookout for effective ways to maximise your returns while minimising costs and taxes. Enter the SSAS pension – a game-changer in the property investment world. A Small Self-Administered Scheme (SSAS) is a company pension designed for small to medium-sized businesses. It’s an incredibly flexible tool that offers […]

The Scottish government has announced plans to cap rent increases in areas with rent controls, as part of its Housing (Scotland) Bill. The proposed amendment would limit rent rises to the Consumer Price Index (CPI) plus 1%, with a maximum increase of 6%. This cap would apply to both in-tenancy and between-tenancy rent increases. In […]

The UK’s private rented sector experienced a significant shift in October with asking rents dropping by 12.6% compared to the previous month. This decline, coupled with a narrowing of year-on-year rent rises, signals a cooling off in the previously intense market. According to the Goodlord rental index, the average rent for a property in England […]

Hi, I have a 73 year old friend who currently rents privately but her rent is becoming very expensive. I am 67, financially secure and want to help my friend. I would like to buy a flat for her or with her with me putting down the deposit and her paying the mortgage. I’m not […]

As winter approaches, landlords in the UK face the daunting task of ensuring their rental properties remain warm and comfortable. Boiler breakdowns are a common occurrence during the colder months, leading to tenant discomfort and costly repairs. But did you know landlords also face potential fines from local councils should your boiler not work? At […]

The Chancellor has announced that a staggering £3.4 billion will be spent over the next three years on heat decarbonisation and household energy efficiency. The money will support the Warm Homes Grant Scheme, which will offer landlords up to £30,000 to boost energy efficiency in their first rental property and up to £15,000 for each […]

Councils and homeless charities welcome the Chancellor’s Budget boost to address homelessness, as new figures reveal that homelessness has risen by 42% in London. According to figures from the Combined Homelessness and Information Network (CHAIN), the number of people considered to be “living on the streets” increased by 42% compared to the same period last […]

If you’re in the landlord insurance business, you might be starting to feel the squeeze. Landlords are disappearing, properties are being sold off, and suddenly, there’s a lot less demand for landlord insurance. Sound familiar? Unfortunately, you’re not alone—this is happening across the UK. And if things don’t change soon, the entire landlord insurance market […]

The Labour government can only meet its housing targets by building ten times more social homes each year by 2027/28, according to new figures. Research from the New Economics Foundation (NEF) shows that to meet Labour’s target of 1.5 million homes in the next five years, at least 365,000 new social homes must be built […]

The Chancellor Rachel Reeves has announced a range of measures in the Budget including a stamp duty rise which looks set to hurt landlords. In Labour’s first budget in 14 years, the Chancellor said Labour would bring back “economic stability”. Other measures include a rise in capital gains tax the lower rate of CGT will […]