Two specialist landlord finance providers have revealed enhancements to their mortgage ranges to offer landlords more choice and flexibility. YBS Commercial Mortgages has announced a series of changes to its semi-commercial and buy to let offerings. The organisation is lifting the loan-to-value (LTV) threshold on its range for part-residential, part-commercial assets, with financing now available […]

Landlords investing in rental property has shifted decisively towards the Midlands and northern regions, according to Paragon Bank. Data from the lender shows that landlords secured nearly half of new buy to let purchases with mortgages in the East and West Midlands, North West, North East and Yorkshire and Humber. That’s for the first half […]

The 5-year EICR (Electrical Installation Condition Report) is about to run out on my rental property The tenant is in major debt and is unable to pay to get the debt cleared from the electricity meter (it’s a prepayment meter and showing £135 of debt). He is vulnerable and has bipolar issues. I have tried […]

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Nigeria. In Lagos, a landlord was left speechless when he arrived to inspect a property after an eviction notice. The house was still standing but the corrugated iron roof was gone. According to reports, the departing tenant had […]

House prices in England and Wales showed no shift from July to August, with a 0% rise between July and August, research reveals. That’s according to the latest e.surv chartered surveyors index which does reveal a 2.8% drop in values from 12 months previously. The stagnant monthly figures suggest recent downward pressure may be stabilising, […]

Hi all, I’ve phoned the HMRC CGT tax office and spoken to the Probate court, and I am still stuck on what’s best to do. When my mum passed, 2 months ago, I stupidly used the valuation which the mortgage company had provided in a drive-by valuation prior to death (unsure how “prior” to death […]

The government has confirmed landlords will not be forced into signing up for  the controversial Making Tax Digital (MTD) scheme as its impact assessment reveals it could cost the landlord hundreds of pounds to do so. The government has released the impact assessment for Making Tax Digital, the scheme for Income Tax Self Assessment (ITSA). […]

Yes, you read the headline right, they really did. Basically, if another department of Nottingham City Council is breaking the rules and conditions, and as long as the council gets their selective licensing fee, it will let this flagrant breach happen. After all, everything has a price, doesn’t it? They say if it’s out of […]

Buy to let landlords have new deals to consider from two leading lenders as research shows more investors are looking to remortgage. United Trust Bank has removed all upper limits on landlord portfolio sizes so borrowers can mortgage up to six properties, with maximum lending increased to £2.5 million. Portfolio landlords will also find streamlined […]

London’s housing market is losing its shine as real-terms values stall, leading landlords and investors to sell up, an analysis reveals. According to wealth management firm Rathbones, it has found that between 2016 and 2024, residential values in the capital increased by only 1.3% annually, well below the 3.8% rate of inflation. The poorer performing […]

Choosing the right broker can be the difference between securing finance and hitting a brick wall. With hundreds of lenders and products in the market, landlords need more than just introductions – they need protection. That is why NACFB membership matters. It gives landlords confidence that their broker is not only connected but also regulated […]

A left-wing MP has tabled an Early Day Motion (EDM) calling for MPs to be barred from being landlords while in office. Independent MP Zarah Sultana, who introduced the motion, claimed: “MPs should be focused on serving their constituents without the influence of financial interest.” The news comes after Labour was found to have the […]

This piece is part of our International Bizarre Landlord Stories series. Today’s story was first reported in Australia. After a tenant finally moved out of a suburban house-share, the owner expected a quick tidy and a key handover. Instead, he opened the bedroom door to find floor space taken up by rubbish bags, food cartons […]

1. Introduction – The Real Problem with Rent to Rent Rent to Rent, often abbreviated to R2R, is one of the most hotly debated strategies in the UK’s private rented sector. On paper, it sounds straightforward. A Rent to Rent operator takes on a property from a landlord under a lease or management agreement, pays […]

Hello, The factor (property manager or managing agent) sent out an AGM invitation letter plus agenda and asked property owners to add “other business” and return the form by a specified date. I returned the form by email attachment on time and followed up with a call to see if the original form should be […]

The government have rejected most amendments for the Renters’ Rights Bill as it nears Royal Assent. MPs debated amendments from across all parties for the bill, but the majority were rejected. Housing minister Matthew Pennycook insisted the bill must receive Royal Assent as soon as possible, while Conservatives argued it undermines the private rented sector […]

Having successfully evicted my tenant through section 8 and getting a money order for £4.5K, I am now trying to have the protected deposit paid to myself, as so far the disposal of his abandoned belongings, cleaning the house and repairing damaged radiators has far exceeded the deposit amount held. However, the tenant has decided […]

The UK property market is facing one of the biggest shocks in years. The Labour Party is considering introducing a House Value Tax UK, designed to replace Stamp Duty and reform Council Tax. This Labour Party property tax plan could have major consequences, particularly for landlords who are already facing significant UK property investors tax […]

The Decent Homes Standard and Awaab’s law will cause increased costs for landlords and major disruption for tenants, warns industry body. In response to the government inquiry into housing conditions in England, Propertymark warn landlords will face additional costs in trying to meet strict housing standards. The Decent Homes Standard (DHS), which is part of […]

Rents in Great Britain have reached a record high, with tenants paying £1,577 each month on average, data from Rightmove reveals. Its Insight report shows that rents rose by 3% compared to the same period 12 months ago, which matches the projection made by the platform previously. Even with fewer tenants hunting for places, the […]

One of the most common questions we hear from landlords is whether they need buildings insurance, contents insurance, or a combined policy. The right choice depends on what you own, how you let, and the risks you want to protect against. Making the wrong choice can mean paying for cover you don’t need or, worse, […]