10:44 AM, 21st November 2012, About 10 years ago
If you’re renting out rooms in your own home, you’re technically a landlord, according to the government, and your responsibilities are similar to, if not quite as onerous as those of a landlord with a major property portfolio.
You need to ensure that the space you provide to your lodgers is safe and in a good state of repair. But what about when it comes to protecting your home and possessions?
For a live in landlord with lodgers, landlord insurance isn’t suitable. The array of options out there can be confusing and hard to find. It’s not entirely clear what you can and can’t cover. Are you better off with a household name, or a specialist insurer who understands the ins and outs of taking in lodgers?
In order to cut through this confusion, Property118 and SpareRoom.co.uk are working together to compile some helpful pointers for live in landlords on how to deal with lodger insurance issues.
First off, we’d like to hear about your experiences, whether or not you’ve ever had to make a claim. So if you’ve let out rooms in your house in the past, or do so today, please take part in our survey.
Watch out for our follow up report on lodger insurance for live in landlords, coming out soon.
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