Can we move into our HMO?

Can we move into our HMO?

16:03 PM, 24th May 2022, About 4 years ago 11

Text Size

Categories:

My wife and I were wondering if we moved into our HMO, by not taking in a new group of students and paying the HMO mortgage off with the sale of our residential property and using what was the HMO as our new main residence?

We own the property personally (not a limited company) We have had it for around 20 years.

If we could move into it as our main residence we were wondering if we would have a capital gains tax liability, for the years it was an HMO.

Any advice in this area would be much appreciated.

Stephen

Editor’s Note:

PPR relief calculator >> https://www.gov.uk/tax-sell-property/work-out-your-gain


Share This Article


Comments

Avatar

Simon F

You're Missing Out!

Members can reply to discussions, connect with experienced landlords, and access full member profiles showing years of expertise. Don't stay on the sidelines - join the UK's most active landlord community today.

Not a member yet? Join In Seconds

or if your already a member

Login with

or

Member Since October 2020 - Comments: 188

12:41 PM, 28th May 2022, About 4 years ago

It’s worth paying the planning fee to have it approved for both use class ie “uses falling within the scope of C3 and C4” — that way you will have maximum flexibility and maximum value whatever you choose to do in the future.

Have Your Say

Every day, landlords who want to influence policy and share real-world experience add their voice here. Your perspective helps keep the debate balanced.

Not a member yet? Join In Seconds


Login with

or