Reply to the comment left by Ian Narbeth at 12:21 Charnwood have demand vs require in the HMO and Selective licence conditions for references – They originally had required, but then feedback was given that pointed out the 2004 Housing...
Charnwood used a consultancy firm to produce the licencing terms - They were doing HMO and the Selective licencing at the same time... This is why the Selective licencing and HMO licencing have almost the same terms. They DID have...
Hmm - I think part of this is incorrect -> The UK Government website about these changes is here -> https://www.gov.uk/government/publications/changes-to-tax-rates-for-property-savings-dividend-income/changes-to-tax-rates-for-property-savings-dividend-income This link details the new tax rates for Interest, Property and Dividends. In this, the "Finance cost relief" is...
Even if landlords do not sell, the tenant demand is increasing due to immigration demand. Add in a 10% early 20's population bump appearing towards the end of this decade/start of next and rents can only go one way... The...
An item that is missing in this article re the bill is that the Scottish government will receive any unclaimed deposits that have not been claimed within 5 years! Wow - that is a lot of money!!!
So I have 3 main thoughts about this bill: 1) If a tenant is going to be made homeless as they have not paid their rent - this bill prevents that? I.e. housing for free. I suspect that will not...
Just to be clear - Agreed = majority voted on at committee and therefore added to the bill. (Notably all Labour/SNP changes were rejected by vote at committee). There were a LOT of adjustments made at the committee stage -...
The changes for this was agreed at the Committee stage -> https://bills.parliament.uk/bills/3462/stages/17981/amendments?searchTerm=student&Decision=Agreed See here for the search.
Reply to the comment left by Si BB at 22/01/2024 - 10:37Right, that was a 5 minute excursion to refresh my memory. The 2021 Act changes the 2005 FSO to cover multiple "domestic premises" (2 or more). - So living...
Can you show me where it says this in the act? I've read it (and the 2005 Fire Safety act) and I don't see this. From my recollection, it inherits the single dwelling exclusion from the 2005 FSO act. -...
I disagree with Portsmouth City Council - a single AST covering the WHOLE dwelling for x numbers of tenants IS a single dwelling. How can you have multiple dwellings under this scenario? This is why the "The Licensing and Management...
Reply to the comment left by Si BB at 14/11/2022 - 17:50So just to clarify (for a sample £1K deposit): Deposit protected correctly = no fine to pay. Deposit protected late for a £1K deposit -> pay back 100% of...
I consider the 6 years rule to be active from the closure of the rental contract (i.e. it looks likely the LL is on the hook for the fine - assuming the deposit was not protected). If the deposit was...
To all Scottish landlords -> the stuff really hits the fans once the tribunal blocks a ***lender*** getting their property back. Once a "discretionary" decision goes against a lender (or the church) to regain possession of a property, then it...
EPC -> For pre 1950's, EPC D is easily achievable > - LED bulbs - A decent GAS boiler (the new ones are better than stuff from 3 years ago!) - go combi if you can and ditch the hot...
It's the control if your debit card gets nicked or your bank account gets hacked. - So we have no debit cards for the offset accounts and can only pay ad-hoc bills via another account.
Agreed - we moved from our long standing OneAccount 2 years ago to a Barclays offset. OneAccount is now gone (sadly). Not sure I see the benefits of a BTL offset - this only makes sense if your primary home...
Reply to comment left by Ian Narbeth at 20/05/2026 - 12:21
Reply to the comment left by Ian Narbeth at 12:21 Charnwood have demand vs require in the HMO and Selective licence conditions for references – They originally had required, but then feedback was given that pointed out the 2004 Housing...
Read More →20th May 2026, 2 weeks ago
Charnwood used a consultancy firm to produce the licencing terms - They were doing HMO and the Selective licencing at the same time... This is why the Selective licencing and HMO licencing have almost the same terms. They DID have...
Read More →27th November 2025, 6 months ago
Hmm - I think part of this is incorrect -> The UK Government website about these changes is here -> https://www.gov.uk/government/publications/changes-to-tax-rates-for-property-savings-dividend-income/changes-to-tax-rates-for-property-savings-dividend-income This link details the new tax rates for Interest, Property and Dividends. In this, the "Finance cost relief" is...
Read More →31st March 2025, 1 year ago
No it's simple - most BTL deals do not stack up unless the purchase is made with a Ltd Co. S24 has caused so much damage....
Read More →4th October 2024, 2 years ago
Even if landlords do not sell, the tenant demand is increasing due to immigration demand. Add in a 10% early 20's population bump appearing towards the end of this decade/start of next and rents can only go one way... The...
Read More →28th March 2024, 2 years ago
An item that is missing in this article re the bill is that the Scottish government will receive any unclaimed deposits that have not been claimed within 5 years! Wow - that is a lot of money!!!
Read More →28th March 2024, 2 years ago
So I have 3 main thoughts about this bill: 1) If a tenant is going to be made homeless as they have not paid their rent - this bill prevents that? I.e. housing for free. I suspect that will not...
Read More →20th March 2024, 2 years ago
Just to be clear - Agreed = majority voted on at committee and therefore added to the bill. (Notably all Labour/SNP changes were rejected by vote at committee). There were a LOT of adjustments made at the committee stage -...
Read More →20th March 2024, 2 years ago
The changes for this was agreed at the Committee stage -> https://bills.parliament.uk/bills/3462/stages/17981/amendments?searchTerm=student&Decision=Agreed See here for the search.
Read More →Reply to comment left by Si BB at 22/01/2024 - 10:37
Reply to the comment left by Si BB at 22/01/2024 - 10:37Right, that was a 5 minute excursion to refresh my memory. The 2021 Act changes the 2005 FSO to cover multiple "domestic premises" (2 or more). - So living...
Read More →Reply to comment left by David Tyler at 22/01/2024 - 07:30
Can you show me where it says this in the act? I've read it (and the 2005 Fire Safety act) and I don't see this. From my recollection, it inherits the single dwelling exclusion from the 2005 FSO act. -...
Read More →19th January 2024, 2 years ago
I disagree with Portsmouth City Council - a single AST covering the WHOLE dwelling for x numbers of tenants IS a single dwelling. How can you have multiple dwellings under this scenario? This is why the "The Licensing and Management...
Read More →Reply to comment left by Si BB at 14/11/2022 - 17:50
Reply to the comment left by Si BB at 14/11/2022 - 17:50So just to clarify (for a sample £1K deposit): Deposit protected correctly = no fine to pay. Deposit protected late for a £1K deposit -> pay back 100% of...
Read More →14th November 2022, 4 years ago
I consider the 6 years rule to be active from the closure of the rental contract (i.e. it looks likely the LL is on the hook for the fine - assuming the deposit was not protected). If the deposit was...
Read More →23rd June 2022, 4 years ago
Sorry -> There are two scenarios where landlords will get their properties back -> brown envelopes and thugs....
Read More →23rd June 2022, 4 years ago
To all Scottish landlords -> the stuff really hits the fans once the tribunal blocks a ***lender*** getting their property back. Once a "discretionary" decision goes against a lender (or the church) to regain possession of a property, then it...
Read More →19th January 2022, 4 years ago
EPC -> For pre 1950's, EPC D is easily achievable > - LED bulbs - A decent GAS boiler (the new ones are better than stuff from 3 years ago!) - go combi if you can and ditch the hot...
Read More →18th January 2022, 4 years ago
Can I ask what kind of tenants? Students? This has relevance due to a Supreme Court decision a few years ago re HMO room sizes.
Read More →Reply to comment left by Crossed_Swords . at 01/01/2022 - 10:45
It's the control if your debit card gets nicked or your bank account gets hacked. - So we have no debit cards for the offset accounts and can only pay ad-hoc bills via another account.
Read More →Reply to comment left by Morag Shaw at 30/12/2021 - 10:54
Agreed - we moved from our long standing OneAccount 2 years ago to a Barclays offset. OneAccount is now gone (sadly). Not sure I see the benefits of a BTL offset - this only makes sense if your primary home...
Read More →