Readers Question

Right To Manage (RTM) – Advice Please?

Author: Readers Question

11th May 2015, 11 years ago | 24

I am one of 5 leaseholders in a small block of flats where the freeholder has the right to appoint...

Are dividends acceptable as earnings to mortgage lenders?

Author: Readers Question

11th May 2015, 11 years ago | 9

Hi All Quickly about me – I’m very much a novice. I have two properties, one a BTL in Warwickshire...

Auction property that appears to be un-mortgageable

Author: Readers Question

11th May 2015, 11 years ago | 11

I intend to purchase a property with cash at an auction next week. What I would like to do is...

property118

Out on my ear after 25 years

Author: Readers Question

8th May 2015, 11 years ago | 137

I have been a private tenant for 25 years, living above a commercial premises. Totally out of the blue 3...

£50-£75k Property Investments in Salford or Sheffield – Good or Bad?

Author: Readers Question

8th May 2015, 11 years ago | 8

I’m currently looking at making my first investment – I have saved up just over £15,000 and my plan at...

property118

Buying a newly converted property with no NHBC or Zurich Warranty

Author: Readers Question

8th May 2015, 11 years ago | 7

I am thinking of buying a newly converted flat (leasehold) that I really like. My mortgage broker however pointed out...

Letting Agent behaving badly

Author: Readers Question

7th May 2015, 11 years ago | 10

At present I live in a property and have had issue after issue with repairs. The biggest problem involved damp...

Buying a tenanted property without inventory

Author: Readers Question

7th May 2015, 11 years ago | 4

I’m buying one flat in London and looking to exchange in next few days. However, I have just heard that...

T to L Notice Weekly SPT?

Author: Readers Question

6th May 2015, 11 years ago | 9

How much notice is a tenant required to give a landlord once it has become a SPT (the rent, on...

Burst pipe, house drenched, stressed tenant – HELP!

Author: Readers Question

6th May 2015, 11 years ago | 3

I remember reading quite recently an article on Property118 by a member who specialises in helping landlords to make insurance...

Splitting rent and expenses for joint tenancy between non-married landlords?

Author: Readers Question

6th May 2015, 11 years ago | 8

I have a BTL mortgage property jointly with my brother (i.e. we are not married as I know the rules...

CGT implications – Non UK resident

Author: Readers Question

6th May 2015, 11 years ago | 24

I was searching for an answer to one of my queries and came across this website, found it very useful...

Rental income and personal mortgage

Author: Readers Question

6th May 2015, 11 years ago | 7

What affect does having a buy to let portfolio have when you apply for a personal mortgage? I work full...

How binding is the wording on a lease?

Author: Readers Question

6th May 2015, 11 years ago | 7

We own a couple of flats in a large block of flats and we are charged service charges set by...

HMO in Birmingham

Author: Readers Question

6th May 2015, 11 years ago | 6

I am currently researching HMO’s and was hoping somebody in the Birmingham area would show me around their HMO so...

Remove my wife’s name from the BTL mortgage

Author: Readers Question

6th May 2015, 11 years ago | 14

I’m in a predicament where I’m separating / divorcing from my wife. We jointly own a BTL with a tenant...

I never signed a contract but new agency refuses to return deposit, keys or paperwork

Author: Readers Question

6th May 2015, 11 years ago | 7

I have been a landlord for a few years and have been using a letting agency who were great. About...

Whose responsibility is it to pursue a guarantor?

Author: Readers Question

6th May 2015, 11 years ago | 3

I have requested my Letting Agent to write to the Guarantor on a property where tenants are away behind on...

Change of Contract for a Protected Tenant

Author: Readers Question

5th May 2015, 11 years ago | 4

I was recently advised by the local Private Sector Housing Enforcement Officer that, because of “The Housing Health and Safety...

Abatement Notice for household waste

Author: Readers Question

5th May 2015, 11 years ago | 10

The owner of a property I manage has been issued an Abatement Notice (Environmental Protection Act 1990:S80) for a house...

Tenant very keen to buy but keep saying not just yet!

Author: Readers Question

5th May 2015, 11 years ago | 4

We have been letting a 4 bedroom house to the same family for the past 4 years and they are...