Readers Question

Can you pursue monies owed by tenants through Universal Credit?

Author: Readers Question

26th October 2015, 11 years ago | 7

Although many of us will be aware that, should a tenant depart from a property owing money one way –...

Prepayment gas meter faults – tenant’s or agency/landlord’s responsibility?

Author: Readers Question

26th October 2015, 11 years ago | 5

I moved to the current flat as I tenant in May this year and I have been dealing with (not...

My tenant has died and any advice would be greatly appreciated?

Author: Readers Question

23rd October 2015, 11 years ago | 14

I am a new Landlord having inherited some properties last year. I have just become accredited with the NLA, I...

Lender requires to be joint on the insurance?

Author: Readers Question

23rd October 2015, 11 years ago | 7

I am trying to raise a small loan to finish the conversion of a house into three flats. The lender...

Can I request a Compulsory Purchase Order?

Author: Readers Question

21st October 2015, 11 years ago | 3

I live in a rural part of Wales and have recently been informed that an application for 150 houses has...

Which mortgage terms and conditions – Kensington or MX?

Author: Readers Question

20th October 2015, 11 years ago | 5

I took out my mortgage in 2006 with Kensington and that then changed to MX. We unexpectedly moved to Australia...

Student wanting first property and to be full time landlord by 30?

Author: Readers Question

19th October 2015, 11 years ago | 10

I am an economics undergraduate(2nd year), 20 years old. My goal is to obtain my first BTL investment property within...

Tax on rental property in Spain?

Author: Readers Question

19th October 2015, 11 years ago | 2

Would anybody be able to advise how taxation works on a buy to let abroad (Spain). Would I have to...

Bargain properties high yield but do I take plunge in sub-prime area?

Author: Readers Question

19th October 2015, 11 years ago | 6

I’m a bit of a novice but what are everyone’s thoughts on buying properties at 35k/40k with a rental value...

My ex-husband has stopped paying a BTL mortgage

Author: Readers Question

19th October 2015, 11 years ago | 16

7 years ago I put my name on a Buy to Let mortgage with what is now my ex husband...

Water damage in apartment block

Author: Readers Question

16th October 2015, 11 years ago | 5

As the MD of a right-to-manage company, I’ve had the misfortune of being caught in the crossfire of a water...

Can I legally have four tenants on a joint and severally liable AST agreement or is it an HMO?

Author: Readers Question

16th October 2015, 11 years ago | 8

Currently I have two unrelated tenants who are friends on a joint and severally liable AST Agreement. This ends in...

Buying a property with tenant in situ and needing a major increase in rent ?

Author: Readers Question

16th October 2015, 11 years ago | 6

I am buying a property with a tenant in situ and need a major increase in rent, but will the...

I have a business which I bought as a partnership with my late wife

Author: Readers Question

15th October 2015, 11 years ago | 1

I bought a business 13 years ago with my wife as a partnership. A family member gave us £40,000 as...

Mortgage Express want copies of tenancy agreements

Author: Readers Question

15th October 2015, 11 years ago | 58

I am puzzled as to why my lender (Mortgage Express) has just sent me a letter wanting to see tenancy...

Japanese Knotweed found in survey?

Author: Readers Question

14th October 2015, 11 years ago | 10

I am buying a property and the surveyor found the Japanese knotweed (JK) during the valuation, the mortgage provider may...

Property Succession to Children – me

Author: Readers Question

14th October 2015, 11 years ago | 13

My parents are in the process of adding my name to one of their buy to let property mortgages. In...

Students now preferred over professionals by lender!

Author: Readers Question

14th October 2015, 11 years ago | 3

Anyone else come across mortgage provider preferring student let to professionals? I have a house of 4 that has been...

Subletting with landlords blessing but now I am being sued?

Author: Readers Question

13th October 2015, 11 years ago | 8

I was living in rented house for over 5 years with my brother and sister in law. About a year...

Lodger refusing to pay rent for time spent away on holiday?

Author: Readers Question

13th October 2015, 11 years ago | 3

I rent a flat with my boyfriend and we have rented out our spare bedroom with our landlord’s permission. When...

Please help with my overheads estimate for an HMO

Author: Readers Question

13th October 2015, 11 years ago | 9

I’m trying to get an idea of which is a better investment BTL or HMO and trying to do the...