Readers Question

Stress Tests have increased compared to base rate?

Author: Readers Question

18th July 2016, 10 years ago | 3

I am Looking in Depth at the remortgaging process and I have seen some big changes to the BTL lending...

Nightmare of only half the Freeholders paying for repairs?

Author: Readers Question

15th July 2016, 10 years ago | 15

I live in a property in Hove, East Sussex of 6 flats as part of Victorian building. I am very...

Disagreement on share of Freehold decorating obligations?

Author: Readers Question

15th July 2016, 10 years ago | 5

There is a disagreement regarding the shared cost of decorating a ‘communal hallway’. We are four flats, all four flats...

Repayment of Buy to Let mortgages after husband’s death

Author: Readers Question

15th July 2016, 10 years ago | 25

My husband, who passed away in December, had 3 buy to let properties with mortgages on his name. Two interest...

Terminating tenancy but lost the AST and not sure of dates?

Author: Readers Question

13th July 2016, 10 years ago | 8

I have a difficult tenant where the AST has ended approximately 6 months ago. I would now like to issue...

Paying bills for tenants after their notice expired

Author: Readers Question

13th July 2016, 10 years ago | 10

Our tenants notice expired last week and they have said the council has advised them to stay until they can...

Views of landlords regarding tenants who receive housing benefit

Author: Readers Question

13th July 2016, 10 years ago | 2

I am a MSc student studying real estate, and would be forever grateful if you could complete my dissertation survey....

Purchase of a licensed HMO without planning permission?

Author: Readers Question

12th July 2016, 10 years ago | 6

I have come across a HMO property in Milton Keynes that is licensed however, doing checks with the council it...

How much to pay replacing damaged carpet?

Author: Readers Question

12th July 2016, 10 years ago | 16

We moved into our current rental home in March 2014, but prior to that there were tenants in it for...

Evicting a tenant before the initial 6 month tenancy has ended?

Author: Readers Question

12th July 2016, 10 years ago | 6

My tenant has been renting my house for just over two months and today I have found out she has...

Ownership help after partner moves abroad?

Author: Readers Question

12th July 2016, 10 years ago | 2

My ex purchased a property by way of a mortgage. He lived there alone for several years, before meeting me....

Transferring portfolio to a limited company in Scotland

Author: Readers Question

12th July 2016, 10 years ago | 1

I am a landlord in Scotland, I’ve been exploring transferring my portfolio or least half of it into a limited...

I Want Out! – Ideas and Opinions Welcome

Author: Readers Question

11th July 2016, 10 years ago | 12

Hi all, let me first thank you for giving me your attention! I’ve got three multi-occupancy properties in Doncaster that...

Transfer by spouse of mortgaged property

Author: Readers Question

11th July 2016, 10 years ago | 1

My husband and I are in the process of an amicable divorce, he has a number of properties and wishes...

Universal Credit – Do I really need a new AST?

Author: Readers Question

11th July 2016, 10 years ago | 34

I’m looking for advice from my fellow Housing Benefit accepting landlords. As more tenants are beginning to migrate to Universal...

New purchase is a contract reassignment?

Author: Readers Question

11th July 2016, 10 years ago | 1

Can someone explain me the math on a contract reassignment? (FYI: I know there are risks in contract reassignments, but...

Rights and responsibilities of Freeholders for anti social behaviour?

Author: Readers Question

11th July 2016, 10 years ago | 2

Can anyone advise on the rights and responsibilities of Freeholders in relation to the tenants of their long leaseholders please....

Can Council Tax be claimed as an expense?

Author: Readers Question

11th July 2016, 10 years ago | 5

I have sold a property after it sat empty for a year. However, I am now forced to pay the...

Tenants split up – Notice to Quit

Author: Readers Question

11th July 2016, 10 years ago | 6

My tenants advised that they have split up. Miss T wishes to remain at my property, but wants Mr T...

VAT conundrum – Mixed Residential Commercial Development

Author: Readers Question

11th July 2016, 10 years ago | 1

My VAT conundrum is – I am looking to purchase a group of buildings freehold. There are 4 buildings in...

Challenging an LPA receiver

Author: Readers Question

11th July 2016, 10 years ago | 11

UKAR (as Mortgage Express) have appointed an LPA receiver on a flat I own. They said I didn’t make any...