Readers Question

BTL repossession by NRAM

Author: Readers Question

11th August 2016, 10 years ago | 14

NRAM is repossessing our BTL property, because we have exceeded the term! My wife and I purchased a BTL property...

Should letting agent or landlord keep 12 months upfront rent?

Author: Readers Question

11th August 2016, 10 years ago | 20

I use a letting agent to manage a few of my student HMO’s. The current tenants have paid a full...

Getting rid of an untidy and unhygienic HMO Tenant?

Author: Readers Question

11th August 2016, 10 years ago | 12

We let a 3 bedroom flat as an HMO accommodating 3 tenants. For the most part this has worked very...

Declined porting mortgage whilst we have consent to let

Author: Readers Question

10th August 2016, 10 years ago | 6

I own a property that I bought on a five year fixed residential mortgage. My circumstances changed and I moved...

Possible subsidence issues on new purchase?

Author: Readers Question

10th August 2016, 10 years ago | 11

A friend is looking to buy a property but discovered that it may have been built on a farm or...

Can I induce tenant to leave faster?

Author: Readers Question

10th August 2016, 10 years ago | 10

The Court has allowed us possession following a S8, tenant is to leave within 14 days. If tenant does not...

Declaration of Trust twice?

Author: Readers Question

9th August 2016, 10 years ago | 12

I purchased a property in 2007 with my Mother. My Mum’s name purely went on the mortgage for loan purposes...

Is this a deposit and can it be kept?

Author: Readers Question

9th August 2016, 10 years ago | 11

We paid a £400 holding deposit (half of the full deposit amount) for a room a few days ago. The...

Renting to a registered charity?

Author: Readers Question

9th August 2016, 10 years ago | 18

We have agreed to rent to a charity and have been told that an AST can’t be used. Can anyone...

Landlord myself badly bothered by noisy tenant and desperately need help!

Author: Readers Question

8th August 2016, 10 years ago | 3

I’m a landlord myself, but this is a situation with my own home in Newham in London desperately needed someone’s...

LPA receivers called in for just over 2 months arrears?

Author: Readers Question

8th August 2016, 10 years ago | 6

Mortgage Express have passed my property on to LPA receivers. The mortgage is £254 a month and I owed £546...

Existing Mortgage Lender will not change product direct?

Author: Readers Question

8th August 2016, 10 years ago | 8

I recently want to change an existing BTL mortgage product. The mortgage in question had completed a fixed term and...

Forced entry by Police due to medical emergency?

Author: Readers Question

8th August 2016, 10 years ago | 13

Hello I am a tenant in a home where my diabetic girlfriend passed out and hit her head in a...

Living in a BTL property and getting another BTL mortgage

Author: Readers Question

8th August 2016, 10 years ago | 5

A client of mine is currently living in her BTL property due to some circumstantial issues. She can not release...

Agent told me to forget about the rent arrears!

Author: Readers Question

5th August 2016, 10 years ago | 9

I have had a house managed by an Letting Agent now for two years . The tenant who was found...

Should I consider renting back to vendor?

Author: Readers Question

5th August 2016, 10 years ago | 14

I am a first time buyer considering buying an ex-council flat on a buy-to-let mortgage. The seller who lives there...

Mortgage fees for a BTL mortgage arranged during the previous tax year

Author: Readers Question

4th August 2016, 10 years ago | 6

I started receiving rental income in May 2015 and will therefore need to do a Self-Assessment in the months to...

Does my leaseholder have the right to compel me to evict a tenant?

Author: Readers Question

4th August 2016, 10 years ago | 16

Hi there, can anyone advise me whether my leaseholder can force me to evict a tenant under a section 146...

Why do judges find the need to be pedantic?

Author: Readers Question

3rd August 2016, 10 years ago | 21

I had to serve notice on a tenant as the landlord was selling. The tenant couldn’t find anywhere to move...

Can I recover legal costs from repossession proceedings?

Author: Readers Question

2nd August 2016, 10 years ago | 4

I am renovating a HMO and had to give notice to the remaining tenants. One refused to leave when the...

Process for lending money to Ltd Co for BTL purchases?

Author: Readers Question

1st August 2016, 10 years ago | 5

My unmarried partner and I have residential and rental property. We decided to add future properties in a Ltd company...