Readers Question

Personal experience of portfolio remortgaging process?

5th February 2018, 9 years ago | 3

I’d like to hear about other landlords experience of remortgaging BTL Properties with the new portfolio landlord regulations bought in...

Deed of variation to AST required by new Lender?

Author: Readers Question

5th February 2018, 9 years ago | 5

We have just remortgaged on a rental property and our lender requires a condition inserting into the AST which is...

Holiday Let or Buy to Let?

Author: Readers Question

4th February 2018, 9 years ago | 19

After many years of letting to ‘regular’ tenants, I’m now thinking about dabbling with holiday letting. I’ve just agreed to...

Should I let my HMO tenants choose their new flatmate?

Author: Readers Question

4th February 2018, 9 years ago | 15

I’m keen to hear from other HMO/flatshare landlords on the topic of replacing existing flatmates – specifically, how much do...

Long lost partner and change of title deeds?

Author: Readers Question

4th February 2018, 9 years ago | 4

This is a strange one, which I hope someone might have had dealings with in the past, so here goes....

Landlord plumbing and drainage policies?

Author: Readers Question

4th February 2018, 9 years ago | 4

Can I ask how many of us landlord readers take out landlord plumbing and drainage policies? I have recently taken...

Proving a listed building is EPC exempt if in fact it is?

Author: Readers Question

1st February 2018, 9 years ago | 8

I have a few Grade II buildings and have always worked on the basis that they are exempt from EPCs....

Tenants notice period on Scottish PRT

Author: Readers Question

1st February 2018, 9 years ago | 24

The generally accepted view on the new Private Residential Tenancy in Scotland is that the tenant can end the tenancy...

Serial benefits cheat – can I get my money back?

Author: Readers Question

1st February 2018, 9 years ago | 9

I am one of the many non resident BTL landlords in the UK who had an unknown tenant placed in...

Incorporation into existing family Ltd Co.

Author: Readers Question

31st January 2018, 9 years ago | 2

We have had a property management company for many years and have a few properties held within the company. Our...

Digital Taxation limits?

Author: Readers Question

31st January 2018, 9 years ago | 7

I am aware that, Digital Taxation is applicable to those Landlords whose turnover (Gross Rent) is in excess of £85000....

Tax Optimisation on Let to Buy Property preferably in sole name?

Author: Readers Question

30th January 2018, 9 years ago | 4

I have a question regarding the best way to go about optimising tax payments as necessary on a new buy...

Can I get on Help to Buy list if I place BTL in Ltd co?

Author: Readers Question

30th January 2018, 9 years ago | 3

A year ago I purchased a Buy to Let in my own name, I am looking to buy my own...

Tenant disappeared with arrears and can’t get deposit?

Author: Readers Question

30th January 2018, 9 years ago | 12

We have had a tenant vacate a property unexpected. Verbally over the phone the tenant has told us he has...

Abortive selling fees – BTL

Author: Readers Question

29th January 2018, 9 years ago | 1

I have 4 BTL properties in the SE of England, I decided to sell one of them and very quickly...

Basic tax planning for couple?

Author: Readers Question

29th January 2018, 9 years ago | 10

I understand that the first level of tax planning to undertake is a restructure of our income to optimise all...

Let to Buy Interest Tax Relief

Author: Readers Question

29th January 2018, 9 years ago | 11

This question is for the tax year 2016-2017. My wife and I did a ‘Let to Buy’ on a flat...

Are Mortgage Express offering Discounted Redemption Figures?

Author: Readers Question

26th January 2018, 9 years ago | 12

I have a mortgage which was originally taken out with Mortgage Express. It was moved from an interest only mortgage...

Community Infrastructure Levy (CIL) payable or not?

Author: Readers Question

25th January 2018, 9 years ago | 3

I have a vacant disused warehouse. I have received planning permission to convert into three dwellings. The current floor space...

Raising finance after incorporation with Beneficial Interest Co. Trust

Author: Readers Question

25th January 2018, 9 years ago | 7

After incorporating our property rental business we now wish to raise finance. The whole process was dealt with by Cotswold...

PPR scenarios for Non-UK Residents?

Author: Readers Question

25th January 2018, 9 years ago | 3

Hello. I was wondering if anyone knew whether PPR Relief still applies against CGT even after you have become non-UK...