Readers Question

Holiday let, an annex and a narrowboat

Author: Readers Question

2nd November 2020, 6 years ago | 2

I have a cottage in south York, with the potential to create a small annex with a separate entrance. I...

Building Regs Certificate of Compliance or EICR on new property?

Author: Readers Question

2nd November 2020, 6 years ago | 5

I have a NIC Building Regs Certificate of Compliance on a 1 year old new build. Despite this the letting...

How do we transfer ownership of rental house to my 18 year old son?

Author: Readers Question

2nd November 2020, 6 years ago | 11

We have an unencumbered rental property which we are considering transferring to our son when he turns 18 next year....

Can I get a discount for early redemption?

Author: Readers Question

2nd November 2020, 6 years ago | 2

I have some decent mortgages with CCL, Rosinca and others (1.5% above base rate) and have enough properties to fill...

You take the risk and I will take the tenant!

Author: Readers Question

30th October 2020, 6 years ago | 42

I am constantly being approached by various Local Authorities to house single homeless people, something I am only too willing...

I am a Landlord myself – Break clause?

Author: Readers Question

30th October 2020, 6 years ago | 5

I served a notice on 16th October to terminate my tenancy, according to a 2-months break clause in my contract,...

More flexibility to student rental agreement?

Author: Readers Question

30th October 2020, 6 years ago | 4

With COVID-19 still in front of mind there is uncertainty over whether students will return to university or learn remotely...

Can I purchase a freehold title AFTER freehold enfranchisement has taken place?

Author: Readers Question

29th October 2020, 6 years ago | 9

There may be the potential to do a rooftop development or extension on the top of my building. Freehold enfranchisement...

Gas Safety Certificate Failed by Boiler flue not sealed?

Author: Readers Question

29th October 2020, 6 years ago | 8

I have just received a failed gas safety certificate due to the reason of “Boiler flue not sealed”, for a...

Giving Tenants Notice versus Eviction during Covid-19 restrictions?

Author: Readers Question

29th October 2020, 6 years ago | 1

So what is the difference with a rolling shorthold tenancy with a two month notice period, versus seeking an eviction...

EPC renewal for HMO run by a Social Housing provider?

Author: Readers Question

29th October 2020, 6 years ago | 2

The EPC is due to expire on a property that we let to a Social Housing provider on the basis...

Do I have to accept a Smart Meter?

Author: Readers Question

28th October 2020, 6 years ago | 50

My new tenant wants to have a smart meter installed. I’m not so sure as they have been problematic and...

Rent to Rent furniture sale taxable?

Author: Readers Question

28th October 2020, 6 years ago | 0

Hi everyone, I’ve had a Rent to Rent HMO in Liverpool since March 2013. I’m now passing it on to...

Rent Guarantee Insurance – is it worth it?

Author: Readers Question

28th October 2020, 6 years ago | 22

I have a 2 bed house that I’ve just refurbed after a family did a lot of damage to it...

Deposit not protected and solicitor demanding six times deposit repayment?

Author: Readers Question

28th October 2020, 6 years ago | 10

A tenancy started 7th September 2018, becoming a periodic tenancy on 7th March 2019. I did not protect the deposit...

Sell my Main Residence to my Property Ltd Co and lease it back to myself?

Author: Readers Question

28th October 2020, 6 years ago | 10

I am interested in investigating the advantages/disadvantages of selling my main residence to my Property Limited Company and then leasing...

New 30 day CGT reporting and split commercial/residential property?

Author: Readers Question

27th October 2020, 6 years ago | 9

Can anyone clarify the new rules? UK residents must now declare any Capital Gains due on a residential property within...

How do I transfer ownership of my rental house into my wife’s name?

Author: Readers Question

27th October 2020, 6 years ago | 12

I own a rental property which is now mortgage free. I would like to find out the easiest way to...

Potential Commission Dispute?

Author: Readers Question

27th October 2020, 6 years ago | 8

I am seeking some views as to whether I am likely to end up with a commission dispute when selling...

Mortgage Express (Rosinca Mortgages) will not allow transfer of equity?

Author: Readers Question

26th October 2020, 6 years ago | 15

Has anyone any advice for the following situation: 3 BTL properties with Mortgage Express (now Rosinca Mortgages) which still have...

Council HMO guidance – Now more confused than when I started?

Author: Readers Question

26th October 2020, 6 years ago | 7

I’ve read Bexley Council and Government guidance but am just more confused than when I started. I have converted my...