Jon Pipllman, Author at Property118

Jon Pipllman

This is going to happen to a lot of tenants unfortunately. Government seems to think it is a price worth paying for whatever ends it is aiming for (increasing home ownership I presume, via a very convoluted route) It will...

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Reply to the comment left by "adam prospect" at "17/11/2016 - 17:12": "MMR" for BTL (both individual and SME corporate) is coming soon The Financial Policy committee is to have its powers extended to cover BTL lending "1.4 Specifically, the...

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Anyone that has waded through Redfern might also like Profits before Volume? Major Housebuilders and the crisis of housing supply It is by Tom Archer under supervision of Prof. Ian Cole at Sheffield Hallam University http://www4.shu.ac.uk/research/cresr/sites/shu.ac.uk/files/profits-before-volume-housebuilders-crisis-housing-supply.pdf "On the basis of...

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Reply to the comment left by "Gary Dully" at "16/11/2016 - 17:13": >Gary Dully If you don't mind, what do you think the flat is worth? The Nottingham LHA rate is £90.90 per week for a 1 bed, which is...

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Beware of putting ideas into their heads!

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Summer Budget 2015 – Landlords Reactions

4th November 2016, 9 years ago

Student accommodation here in York on campus can be £150 a week for an en suite premium room https://www.york.ac.uk/study/accommodation/rooms-prices/ Is that a typical going rate these days ?

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BICT Q&A

Reply to comment left by Mark Alexander at 03/11/2016 - 12:13

Reply to the comment left by "Mark Alexander" at "03/11/2016 - 12:13": Thanks Mark Do you know if CHL has "come back" to the market as it stated it intended to earlier this year? The last I saw on it...

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BICT Q&A

3rd November 2016, 9 years ago

Are there any particular lenders that have been found to have T&C's that preclude using the BICT route, or is it something that is mortgage product specific?

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In this case I think Jack is likely to be selling up within 18 months and taking any gain tax free. Renting in the meantime, whilst it pretty much will still 'wash it's face' isn't a bad plan. If he...

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Portfolio mortgages – To be or not to be?

18th October 2016, 9 years ago

Neil is right, the market has changed I am sure that if you are big LL (hundreds of properties with <50% LTVs), there are some stunning finance deals to be had out there, with built in headroom and LIBOR +...

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Given the phased introduction of S24, there is time for the government to start to examine the effect at 25% / 50% and 75%. It isn't beyond the realms of possibility that the government could decide to freeze the measure...

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Summer Budget 2015 – Landlords Reactions

17th October 2016, 9 years ago

Ireland isn't the UK of course, so comparisons can only be made in broad terms. However, looking at how S24 is being phased in, there is nothing to stop Gov't from deciding that s 25% / 50% / 75% restriction...

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National Rent Rise Day 5 April 2017

13th October 2016, 9 years ago

Also, are you doing a piece about the Irish budget? Reversing 's24' and introducing help to buy?

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National Rent Rise Day 5 April 2017

13th October 2016, 9 years ago

Where do you think rents are heading btw? I first found 118 when searching for info about ASTs and it is a useful repository of information and source of knowledge. I was surprised by the fervour with which btl was...

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Reply to the comment left by "Mark Alexander" at "13/10/2016 - 17:52": It wasn't a prediction. I know as much about future prices as anyone else - nothing really. But if it was a prediction, I wouldn't sell for several...

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Reply to the comment left by "Mark Alexander" at "13/10/2016 - 15:01": I don't know Mark. I think BREXIT could have some impact - both in terms of currency / overseas buyers & also whether the UK remains a destination...

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National Rent Rise Day 5 April 2017

13th October 2016, 9 years ago

Generally I agree, PRA is eminently sensible. That it won't be applied to existing lending does protect existing borrowers' positions. However, by reducing the amount that can be borrowed for additional purchases, it is clearly designed to work as a...

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Reply to the comment left by "Dr Rosalind Beck" at "13/10/2016 - 10:53": I neither relish nor dislike the impacts of S24. At a personal level, I have sympathy for people affected (displaced tenants > affected LLs), but in the...

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National Rent Rise Day 5 April 2017

13th October 2016, 9 years ago

I have a 100% clear & comprehensive understanding of what S24 means for LLs with high finance costs. It will finish some in a quite brutal way. There will be some spectacular cases involving many £, many properties, many displaced...

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National Rent Rise Day 5 April 2017

13th October 2016, 9 years ago

BTR has an advantage when land & house prices are high and when planning skews to denser accommodation I have seen claims that more land in the U.K. is used for golf courses than for housing The BTR model of...

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Jon Pipllman

Jon Pipllman


Registered with Property118.com

15th August 2015

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