Reply to the comment left by Monty Bodkin at 19/04/2023 - 07:07Mark Alexander created this forum for the purpose of healthy discussion and learn from either experienced or non experienced. I never professed to know it all Landlord despite being...
Reply to the comment left by David Mensah at 13/06/2021 - 20:29Thanks David. Do they have any restrictions such as maximum number of background properties with other lenders or there is no limit? For Single Let properties Non-HMO's do they...
"Indeed this is a public forum, but most local government officers, like other public servants, are prohibited from commenting on their employers' affairs in public" Hence you took the opportunity to present yourself as "Leics Landlord" as opposed to Samantha...
I have a sneaky suspicion that "Leics Landlord" may well be Samantha Ling impersonating to be unbiased participant in discussion. As who in right frame of mind would defend an unscrupulous minded, money grabbing Council enforcement officer whose credentials are...
Reply to the comment left by David Mensah at 12/06/2021 - 11:43Hi David, thanks for your input. Out of interest, what sort of typical Mortgage rate is offered by Handelsbanken? I had never heard of this institute. I just looked...
Hi Krish, based on my experience there is NO need to re protect the deposit if it was protected correctly in first instance despite you have increased your rent. Compliance of intial deposit protection is crucial after deregulation bill 2015....
For the avoidance of doubt I do not take issue with lenders for applying mark up on Portfolio Landlords where new Mortgages are applied, further advances, changing terms etc but Product Switch as there is NO further risk and NO...
Reply to the comment left by Ian Narbeth at 08/06/2021 - 10:01Hi Ian, I concur with your analysis albeit comments in relation to so-called alleged risk for the lender...risk can possibly be justified for new lending, further borrowings or changing...
I suspected I was unlikely to get decent answers either sarcasm or no comprehension. This does not amount to change of terms. This is simply exploiting BTL Landlords on the basis of the fact I OWN more than 4 properties...
Reply to the comment left by Harlequin Garden at 26/01/2021 - 15:23You are right, our condition of indemnity cover is not to alert Council yourself that, you do not have Listed Building consent otherwise this will render our policy void.
Reply to the comment left by Harlequin Garden at 26/01/2021 - 15:23I have floor plan for HMO. No changes made but general refurb. It is not block of flats it is House Conversion sharing same entrance etc. Council in question...
Reply to the comment left by Mike W at 26/01/2021 - 17:18Not really sure what point you are making. As my article is based on factual information not opinion or hypothesis.
I suspect he might be busybody as I have not heard anything further. Having looked on English Heritage Website" I find that only an outside building is Grade II Listed (y house) there is no mention of interior of building....
Reply to the comment left by Bond Housing at 26/01/2021 - 11:33It is designed for 5 tenants. The Council requires HMO Licence for 5 or more people, regardless of the fact whether they are self contained or not. They are...
Unfortunately, some of responses you have received citing that you should be charged 3 X times maximum penalty is incorrect. The reason why, you have been asked to pay 6 x penalty is as you have failed to protect correctly...
Reply to the comment left by Richard Adams at 18/05/2020 - 10:28Hi Richard, Are you a solicitor, can he force me to remain within contract even if I cancelled within 14 days and assuming he can strongly argue I am...
Reply to comment left by Monty Bodkin at 19/04/2023 - 07:07
Reply to the comment left by Monty Bodkin at 19/04/2023 - 07:07Mark Alexander created this forum for the purpose of healthy discussion and learn from either experienced or non experienced. I never professed to know it all Landlord despite being...
Read More →Reply to comment left by David Mensah at 13/06/2021 - 20:29
Reply to the comment left by David Mensah at 13/06/2021 - 20:29Thanks David. Do they have any restrictions such as maximum number of background properties with other lenders or there is no limit? For Single Let properties Non-HMO's do they...
Read More →13th June 2021, 5 years ago
"Indeed this is a public forum, but most local government officers, like other public servants, are prohibited from commenting on their employers' affairs in public" Hence you took the opportunity to present yourself as "Leics Landlord" as opposed to Samantha...
Read More →13th June 2021, 5 years ago
I have a sneaky suspicion that "Leics Landlord" may well be Samantha Ling impersonating to be unbiased participant in discussion. As who in right frame of mind would defend an unscrupulous minded, money grabbing Council enforcement officer whose credentials are...
Read More →Reply to comment left by David Mensah at 12/06/2021 - 11:43
Reply to the comment left by David Mensah at 12/06/2021 - 11:43Hi David, thanks for your input. Out of interest, what sort of typical Mortgage rate is offered by Handelsbanken? I had never heard of this institute. I just looked...
Read More →11th June 2021, 5 years ago
Hi Krish, based on my experience there is NO need to re protect the deposit if it was protected correctly in first instance despite you have increased your rent. Compliance of intial deposit protection is crucial after deregulation bill 2015....
Read More →8th June 2021, 5 years ago
For the avoidance of doubt I do not take issue with lenders for applying mark up on Portfolio Landlords where new Mortgages are applied, further advances, changing terms etc but Product Switch as there is NO further risk and NO...
Read More →Reply to comment left by Ian Narbeth at 08/06/2021 - 10:01
Reply to the comment left by Ian Narbeth at 08/06/2021 - 10:01Hi Ian, I concur with your analysis albeit comments in relation to so-called alleged risk for the lender...risk can possibly be justified for new lending, further borrowings or changing...
Read More →Reply to comment left by Barry Fitzpatrick at 07/06/2021 - 19:23
Good shout.
Read More →Reply to comment left by David Lloyd at 07/06/2021 - 15:49
Thanks David. It would appear you have grasped the objective of my post.
Read More →7th June 2021, 5 years ago
I suspected I was unlikely to get decent answers either sarcasm or no comprehension. This does not amount to change of terms. This is simply exploiting BTL Landlords on the basis of the fact I OWN more than 4 properties...
Read More →Reply to comment left by Harlequin Garden at 26/01/2021 - 15:23
Reply to the comment left by Harlequin Garden at 26/01/2021 - 15:23You are right, our condition of indemnity cover is not to alert Council yourself that, you do not have Listed Building consent otherwise this will render our policy void.
Read More →Reply to comment left by Harlequin Garden at 26/01/2021 - 15:23
Reply to the comment left by Harlequin Garden at 26/01/2021 - 15:23I have floor plan for HMO. No changes made but general refurb. It is not block of flats it is House Conversion sharing same entrance etc. Council in question...
Read More →Reply to comment left by Mike W at 26/01/2021 - 17:18
Reply to the comment left by Mike W at 26/01/2021 - 17:18Not really sure what point you are making. As my article is based on factual information not opinion or hypothesis.
Read More →Reply to comment left by Reluctant Landlord at 26/01/2021 - 14:42
I suspect he might be busybody as I have not heard anything further. Having looked on English Heritage Website" I find that only an outside building is Grade II Listed (y house) there is no mention of interior of building....
Read More →Reply to comment left by Rob Hunter at 26/01/2021 - 11:33
Reply to the comment left by Bond Housing at 26/01/2021 - 11:33It is designed for 5 tenants. The Council requires HMO Licence for 5 or more people, regardless of the fact whether they are self contained or not. They are...
Read More →28th October 2020, 5 years ago
Unfortunately, some of responses you have received citing that you should be charged 3 X times maximum penalty is incorrect. The reason why, you have been asked to pay 6 x penalty is as you have failed to protect correctly...
Read More →Reply to comment left by David Heal at 08/07/2020 - 14:48
Reply to the comment left by Seething Landlord at 08/07/2020 - 14:48This is what my understanding is.
Read More →Reply to comment left by Richard Adams at 18/05/2020 - 10:28
Reply to the comment left by Richard Adams at 18/05/2020 - 10:28Hi Richard, Are you a solicitor, can he force me to remain within contract even if I cancelled within 14 days and assuming he can strongly argue I am...
Read More →Reply to comment left by Lindsay Keith at 18/05/2020 - 10:12
Reply to the comment left by Lindsay Keith at 18/05/2020 - 10:12Yes it does and I have made a formal complaint respectively.
Read More →Showing 20 of 335 comments