Hi. I tried submitting an initial enquiry about engaging counsel regarding compensation for the rate hike on my BoI btl mortgage. When I ticked the ‘I am not a robot’ box the form disappeared and I was unable to submit...
Hi Mark. My wife and I were first contacted in July and more recently in November for the same reason. On our main residence we have an interest only mortgage with about 6 or 7 years of term left. The...
Reply to the comment left by "Mark Alexander" at "23/10/2013 - 10:53": Hi Mark. I have received an email from Justin now. Many thanks for your prompt attention.
Hi Mark - I'm unable to complete the WBBS class action form because of email and phone number uniqueness checks. This must be because I have previously registered as a contributor for the BOI investigations. Please can you advise how...
Reply to the comment left by "Mark Alexander" at "27/09/2013 - 10:59": Hi Mark. I tried to re-register but my email and phone details apparently need to be unique - but the system already has them so won't allow me...
There are a number of possible fallouts if this strategy by lenders causes landlords to withdraw from the market. My properties were intended to be a pension provider because I don't believe the state system will necessarily be able to...
As Mark Alexander has said in a previous thread there seems to be a good reason for West Bromwich sufferers to ally with BOI sufferers. It's quite possible that the strategy for taking on these two lenders will be different...
Having already been effected by the BOI rate hike I am unfortunate enough to now have a letter from West Bromwich as well. The West Bromwich rate for my BTL mortgage is increasing from 2.49% to 4.49% with effect from...
Justin - is it still your intention to send out a sample letter that will assist us in complaining to FOS? - pending that I have been holding off sending my own version. Thanks.
Regarding the Residential Mortgage Conditions - two points:- 1. Although I can't prove that I didn't receive these with my offer I can categorically state that I didn't - but have any others with BTL offers been supplied with the...
I received a letter from BoI on the 8th that includes the instruction to regard it as their final response on the matter and offers me the option to now refer the issue to FOS if I am still dissatisfied...
It's interesting that BTL borrowers don't seem to be in possession of a copy of the mortgage conditions at the root of this change by BoI (at least that's the impression I'm getting from contributions to this forum) - but...
I took out a B&W (now BoI) mortgage on my first buy to let property in 2004 and I have received the unpleasant notification of the change to the differential on the tracker rate. I have no memory or record...
30th March 2018, 8 years ago
Hi. I tried submitting an initial enquiry about engaging counsel regarding compensation for the rate hike on my BoI btl mortgage. When I ticked the ‘I am not a robot’ box the form disappeared and I was unable to submit...
Read More →6th December 2013, 12 years ago
Hi Mark. My wife and I were first contacted in July and more recently in November for the same reason. On our main residence we have an interest only mortgage with about 6 or 7 years of term left. The...
Read More →Reply to comment left by Mark Alexander at 23/10/2013 - 10:53
Reply to the comment left by "Mark Alexander" at "23/10/2013 - 10:53": Hi Mark. I have received an email from Justin now. Many thanks for your prompt attention.
Read More →23rd October 2013, 12 years ago
Hi Mark - I'm unable to complete the WBBS class action form because of email and phone number uniqueness checks. This must be because I have previously registered as a contributor for the BOI investigations. Please can you advise how...
Read More →Reply to comment left by Mark Alexander at 27/09/2013 - 10:59
Reply to the comment left by "Mark Alexander" at "27/09/2013 - 10:59": Hi Mark. I tried to re-register but my email and phone details apparently need to be unique - but the system already has them so won't allow me...
Read More →27th September 2013, 13 years ago
There are a number of possible fallouts if this strategy by lenders causes landlords to withdraw from the market. My properties were intended to be a pension provider because I don't believe the state system will necessarily be able to...
Read More →27th September 2013, 13 years ago
As Mark Alexander has said in a previous thread there seems to be a good reason for West Bromwich sufferers to ally with BOI sufferers. It's quite possible that the strategy for taking on these two lenders will be different...
Read More →27th September 2013, 13 years ago
Having already been effected by the BOI rate hike I am unfortunate enough to now have a letter from West Bromwich as well. The West Bromwich rate for my BTL mortgage is increasing from 2.49% to 4.49% with effect from...
Read More →28th April 2013, 13 years ago
Justin - is it still your intention to send out a sample letter that will assist us in complaining to FOS? - pending that I have been holding off sending my own version. Thanks.
Read More →24th April 2013, 13 years ago
Regarding the Residential Mortgage Conditions - two points:- 1. Although I can't prove that I didn't receive these with my offer I can categorically state that I didn't - but have any others with BTL offers been supplied with the...
Read More →12th April 2013, 13 years ago
I received a letter from BoI on the 8th that includes the instruction to regard it as their final response on the matter and offers me the option to now refer the issue to FOS if I am still dissatisfied...
Read More →5th March 2013, 13 years ago
It's interesting that BTL borrowers don't seem to be in possession of a copy of the mortgage conditions at the root of this change by BoI (at least that's the impression I'm getting from contributions to this forum) - but...
Read More →4th March 2013, 13 years ago
I took out a B&W (now BoI) mortgage on my first buy to let property in 2004 and I have received the unpleasant notification of the change to the differential on the tracker rate. I have no memory or record...
Read More →