Gabriela Schneider
Gabriela Schneider
Registered with Property118.com
29th December 2015
Total Posts
0
Total Comments
77
Registered with Property118.com
29th December 2015
Total Posts
0
Total Comments
77
6th December 2024, 1 year ago
What is laughable is the very last sentence “Landlord will be permitted to require insurance”. People have already pointed out that any compensation would be paid to the policy holder, so good luck with getting any of that. But importantly,...
Read More →Reply to comment left by DSR DSR at 05/12/2024 - 15:42
Reply to the comment left by Reluctant Landlord at 05/12/2024 - 15:42Even if a tenant took out a “pet cover”, and was by some miracle inclined to hand over any compensation to a landlord, there is a different issue here....
Read More →16th August 2024, 2 years ago
With regard to the hardship test, let’s also acknowledge that it would create a disincentive for landlords to keep rents below market, as many do for their long standing, good tenants. Doing so would place the landlord in more danger...
Read More →Reply to comment left by Alan Bailey at 18/05/2023 - 08:57
Reply to the comment left by Alan Bailey at 18/05/2023 - 08:57More to the point, there is no insurance that covers pet damage to property. As usual, the government suggestions and assertions here are based on total lack of knowledge....
Read More →9th August 2023, 3 years ago
“ The phasing out of mortgage interest relief, which reduced the tax benefits of owning a rental property” - well that could have been better worded. What tax benefits were there? I think the author meant to say to continue...
Read More →31st May 2023, 3 years ago
A rather important point is that there simply isn’t an insurance policy out there that covers pet damage. There are some content policies that include accidental damage, but as far as I know all exclude damage caused by chewing, scratching...
Read More →21st April 2023, 3 years ago
Just to give a reality check on what getting a CCJ actually means. In short, very little sadly. Sorry to say, but it’s unlikely you will get your arrears back. We had one awful experience and sincerely hoping it will...
Read More →24th November 2022, 3 years ago
Given that the market 5y IR swap rate with which the lenders can hedge themselves is currently 3.7%, these rates are a joke. And don’t get me started on the fees.
Read More →1st September 2022, 4 years ago
ASTs of minimum 6-month duration are actually required by mortgage companies, building insurers and rental insurance companies. With regard to removal of fixed term tenancies even for an initial period - there’s also a real danger this will get misused...
Read More →Reply to comment left by Chris Bradley at 16/06/2022 - 20:02
Reply to the comment left by Chris Bradley at 16/06/2022 - 20:02Spot on!
Read More →Reply to comment left by Jo Westlake at 16/06/2022 - 14:04
Reply to the comment left by Jo Westlake at 16/06/2022 - 14:04Yes, couldn’t believe what I was reading. Given the Tenant Fee act, there’s virtually no cost to a tenant to move, so this effectively enables people who are after...
Read More →27th January 2022, 4 years ago
Good result, but can’t believe this had to go to appeal and wasn’t ruled on properly in the first place. Thankfully we had a reasonable judge when we had to use Section 8, but it was stressful (and expensive) enough...
Read More →Reply to comment left by Carole Wicklow at 20/09/2021 - 09:43
Reply to the comment left by Carole Wicklow at 20/09/2021 - 09:43I suspect what the adjustor is actually saying is the insurance company is only responsible for costs incurred by you, the insured party. They are not responsible for your...
Read More →Reply to comment left by Ian Narbeth at 20/09/2021 - 14:41
Reply to the comment left by Ian Narbeth at 20/09/2021 - 14:41Agree with you Ian, a regular AST doesn’t make it a landlord’s contractual responsibility to cover alternative accommodation and costs of moving, so insurance will not consider it a...
Read More →Reply to comment left by Mick Roberts at 03/09/2021 - 17:49
Reply to the comment left by Mick Roberts at 03/09/2021 - 17:49Mick I’m curious - are your friends’ properties owned outright? With no mortgage, Section 24 makes no difference. Otherwise I can’t imagine they’ve not noticed the impact on their...
Read More →Reply to comment left by Mark Alexander at 03/09/2021 - 13:13
Reply to the comment left by Mark Alexander at 03/09/2021 - 13:13My comment was purely with regard to incorporating an existing portfolio - which is a niche solution really viable only for large landlords. I totally get why tax planning...
Read More →3rd September 2021, 5 years ago
Absolutely agree with most of your points Mark. However, I’d challenge the statement that many landlords don’t know about the possibility of restructuring their business into a limited company without incurring penal tax implications on the transfer. I’d hazard a...
Read More →Reply to comment left by Ian Narbeth at 15/07/2021 - 11:11
Reply to the comment left by Ian Narbeth at 15/07/2021 - 11:11Totally agree Ian! We have several two bed flats all with two shower rooms, no baths. My husband and I hate tiny shower cubicles where one keeps hitting their...
Read More →Reply to comment left by Crossed_Swords . at 12/06/2021 - 18:49
Thank you, it’s a strange one isn’t it, but good to hear from someone with the same experience. I was told my current lender for the flat I’m currently remortgaging doesn’t accept new clients with this ‘feature’, but are willing...
Read More →11th June 2021, 5 years ago
Thank you all for the feedback so far. Just to clarify - we’ve mortgaged all the flats individually 5 years ago without any major issues. I’m aware we are classed as portfolio landlords, but there are still plenty of high...
Read More →Showing 20 of 77 comments