Letting Agent is Illegally Extending a Periodic Tenancy
Author: Ed Atkinson
28th January 2014, 12 years ago | 26
Ed Atkinson
Now I’m worried Birmingham Midshires will raise their Tracker margins
Author: Ed Atkinson
7th October 2013, 13 years ago | 17
Will Mortgage Express copy BoI and West Brom and raise their rates?
Author: Ed Atkinson
25th September 2013, 13 years ago | 23
Ed Atkinson
Registered with Property118.com
6th September 2013
Total Posts
3
Total Comments
125
Reply to comment left by Mark Alefounder at 20/11/2016 - 09:56
Reply to the comment left by "Mark Alefounder" at "20/11/2016 - 09:56": Thanks Mark. Appreciated. It makes sense to see it that way. Cheers Ed
Read More →19th November 2016, 9 years ago
One option we are considering for the future is to hold onto our properties and so avoid CGT and leave it to the IT to give HMRC their cut. This would be foolhardy unless we kept up on the borrowing...
Read More →Reply to comment left by Bill Williams at 04/05/2016 - 14:52
Reply to the comment left by "Bill Williams" at "04/05/2016 - 14:52": I am sympathetic, and also I am wary that we'll have the People's Front of Judea etc etc. Thus reducing Landlords overall clout with Government. My dream is...
Read More →4th May 2016, 10 years ago
I like the idea. My preference would be to have a long term aim to join up with the existing lot like the NLA once they see the success of a more genuine group. So leave the NLA to lobby...
Read More →5th April 2016, 10 years ago
I am not a West Brom customer but I pitched in to support the campaign because I'm an MEx borrower and have BM Life-of-loan Trackers too. It is just this potential scenario that caused me to help fight West Brom....
Read More →1st February 2016, 10 years ago
I phoned them and talked through my plans to sell. They said it would have no impact on my other MX properties under the current rules (Jan 2015) but they could not promise their rules wouldn't change. The sale completed...
Read More →12th November 2015, 10 years ago
Thanks James, I get what you are saying on all the other aspects brought in if the profit before interest payments is high. My only come-back is that the example numbers you gave are for an extremely foolhardy investor. Interest...
Read More →Reply to comment left by Gary Dully at 05/10/2015 - 10:39
Reply to the comment left by "Gary Dully" at "05/10/2015 - 10:39": Thanks Gary, I have not looked at the spreadsheet, but you have prompted me to play with some numbers. Firstly surely HMRC only taxes income. So if there...
Read More →Reply to comment left by money manager at 03/10/2015 - 16:10
Reply to the comment left by "money manager" at "03/10/2015 - 16:10": Yes, I take your point on the 10% W&T, it is a case of only positive effects of changes I think we're getting closer as we discuss. I...
Read More →Reply to comment left by money manager at 03/10/2015 - 14:44
Reply to the comment left by "money manager" at "03/10/2015 - 14:44": You make a plausible account for how the changes may have some negative social impacts. A case for other positive ones could also be made. You can't make...
Read More →Reply to comment left by money manager at 03/10/2015 - 13:00
Reply to the comment left by "money manager" at "03/10/2015 - 13:00": Yes, any change will produce cases where it is not fair on some losers. But doing nothing can as well. The plight of first time buyers feels unfair...
Read More →Reply to comment left by Laura Delow at 30/09/2015 - 18:23
Reply to the comment left by "Laura Delow" at "30/09/2015 - 18:23": I am not an Osbourne supporter, but I don't really agree with you. If wider society agrees that the balance between B2L and first time buyers is wrong,...
Read More →Reply to comment left by Mark Alexander at 17/08/2015 - 17:39
Reply to the comment left by "Mark Alexander" at "17/08/2015 - 17:39": I thought I was told that if any property was above 85%, they would use the equity to pay down the loan to make it 85%...... even if...
Read More →Reply to comment left by Iain Lapsley at 17/08/2015 - 17:28
Reply to the comment left by "Iain Lapsley" at "17/08/2015 - 17:28": Hi Iain, I last checked in May and it was 85% LTV , Cheers Ed
Read More →17th August 2015, 11 years ago
Folks, I said earlier here: "We have several MX mortgages and are aware of the dangers. However after a few calls we have been promised that sale of one property will not affect the other loans. This is because the...
Read More →Reply to comment left by James Leavesden at 21/06/2015 - 21:21
Reply to the comment left by "James Leavesden" at "21/06/2015 - 21:21": OK will do. The completion is due mid July but we have not exchanged yet. Do chase me up if you hear nothing.
Read More →Reply to comment left by Ashdon Waylaw at 18/06/2015 - 15:50
Reply to the comment left by "Ashdon Waylaw" at "18/06/2015 - 15:50": Great, the message I hear from you fits exactly with what I hear from MX. It is all about LTV. Cheers
Read More →13th June 2015, 11 years ago
We have several MX mortgages and are aware of the dangers. However after a few calls we have been promised that sale of one property will not affect the other loans. This is because the LTVs are all below their...
Read More →17th May 2015, 11 years ago
When adding insulation be careful not to block the air flow from the eaves into the attic space. I made this mistake and humidity built up and condensed on the underside of the roof felt. It dripped back onto the...
Read More →Reply to comment left by Neil Patterson at 06/05/2015 - 08:41
Reply to the comment left by "Neil Patterson" at "06/05/2015 - 08:41": 'Every little helps'
Read More →Showing 20 of 125 comments