Andy Bell, Author at Property118

Andy Bell

Maybe it's something the Government should force them to do especially if they are getting QE cash. I'm mostly on BOE trackers, so should benefit, or I should say my struggling tenants will benefit. If it doesn't get passed on...

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Bank Base Rate cut to 0.1%

19th March 2020, 6 years ago

If all the lenders pass this through to SVR's it will be a good help to LL's trying to workout how they can finance the help to tenants. No good for Fixed Rates though. Hopefully some new deals with low...

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Labour Manifesto – Attack on the PRS

22nd November 2019, 6 years ago

There are some positives to weigh up. Initially changing the sanctions culture of UC and removing the freeze on LHA. If you are in this sector of the PRS and are a "good" Landlord maybe its only the detail behind...

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It sounds like you have a similar model to myself. I added that they could campaign to introduce measures to help landlords future proof existing older housing stock. At the moment with VAT on materials, no relief on capital improvements...

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Reply to the comment left by Dr Rosalind Beck at 14/06/2019 - 09:40Yes tick boxes can end up with misinterpretations of answers. So I didn't go for "financial security" instead went for risk based potential in "other".

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Second IVA?

18th October 2018, 7 years ago

You aren't the only one having issues with an ex-tenant with a CreditFix IVA. My issue is different and will be settled one way or another down the legal route. Have you had chance to vote at the "virtual meeting"?...

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If CAB also state how many of these complaints are valid and the responsibility of the LL it would be much more compelling. Or would their report just fall apart ?

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What a diverse lot we are! I'll be voting Labour, despite the media version of Corbyn which I admit is worrying but seeing past that, the reality of Labour government is more like stability than the other options. I'm concerned...

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I'm so far from "wealthy" that I've got factor in the effects on Child Tax Credits and my children's student finance. Will the mortgage costs still be deductible for these means tested calculations? Have they added the thousands of smaller...

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Another 2 potential effects for Landlords with children, especially for those well in the 20% tax band who thought it won't affect them. 1. Loss of tax credits 2. Loss of student finance grants (based on household income) Is it...

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Reply to the comment left by "sam " at "05/10/2016 - 22:40": No I'm not rich. And neither are the tradesmen. If they are legitimate professionals there are a lot of expenses, vat and un-billable hours that takes a huge...

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Reply to the comment left by "sam " at "05/10/2016 - 13:03": For a skilled, guaranteed, legitimate, full time, quoted, invoiced, self-employed, one-off, one day job, I would happily pay £350 - £400. (and I'm up north) For lower skilled,...

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Reply to the comment left by "Paul Green" at "27/09/2016 - 23:06": Paul, I can't quite believe you said, "Brick layers, plasterers and carpenters are around £200 a day . It’s very difficult to negotiate a discount because they have...

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He got that so wrong, it's the populist kind of rhetoric that he is known for, but it's not nearly as bad as what Gideon has done. His campaign pledges are now up for discussion within the party before they...

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Hi Mark Whilst I understand your reasons for not wanting financial advisers to receive complaints and be reported to the FOS for mis-selling, I can see why it might be very appealing to some borrowers because it costs them nothing....

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Reply to the comment left by "Mark Alexander" at "10/06/2016 - 13:01": It's an idea that might still have legs Having being stung once I would value some sharp, experienced legal eyes (especially ones with hindsight) looking at any future...

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Hi Mark, A thought for "incentive" for joining service free with membership. Mortgage T&C's checking/appraisals/approvals service. Point out potentially bad clauses, etc. Highly relevant to current marketing. It could have the spin off benefit of changing the one side un-negotiated,...

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Reply to the comment left by "Ian Ringrose" at "09/06/2016 - 15:15": Hi Ian, The costs are being refunded to those individuals such as myself who funded the action. A few hundred of us risked thousands of pounds each to...

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I think it comes down to: If you had invoiced your self, you should have paid at Lower Rate tax 20% + NI 9% (from zero income) and use up your annual earnings allowance . As capital gains you get...

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Any one else got another 0.1% knocked off the rate letters?

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Showing 20 of 139 comments

Andy Bell

Andy Bell


Registered with Property118.com

1st October 2013

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139