Two very popular questions on Landlord Facebook groups

Two very popular questions on Landlord Facebook groups at the moment are:

QUESTION 1:

Has anybody got a good CGT calculator?

QUESTION 2:

Where are landlords investing their surplus cash after selling their rental properties?

My stock answer to these questions is: HMRC has the best free online CGT calculators. Book a free 30-minute meeting with Property118, and we will share a link to the most appropriate HMRC CGT calculator for your purposes. We will also explain how landlords are getting a 10% annual return on cash investments, without exposure to stock market volatility.

It amazes me how many people respond to say that they’ve built a CGT calculator on ChatGPT or give a very basic (often flawed) explanation of how to calculate CGT.

What I also find shocking is the number of comments from people suggesting Gold, ETFs and other volatile investment classes. Even more shocking to me is those who still use this as an opportunity to promote cryptocurrencies.

My experience is that landlords want to understand returns, tax outcomes, risk, and to avoid volatility around value. Above all, they are looking for direction and clarity.