Loan to Values Increased on Buy to let Mortgages

The choice of products in the Buy-to-Let market is increasing for landlords, property investors and when purchasing in a Limited Company. These latest BTL mortgages include deals with no product fees, deals with free/refunded legal fees, deals with free/refunded valuation fees and cashback deals.

I have included an interesting selection of current Limited Company Rates:

85% LTV – 2 year fixed rate 5.79%

• No Arrangement Fees
• No minimum income required for experienced landlords
• Defaults and Satisfied CCJs older than 24 months are acceptable

80% LTV –  2 year fixed rate 2.79%

• Arrangement fee 2%
• Or
• 2 year fixed rate 3.49%
• Arrangement fee £995
• Ex local authority flats no more than 5 storeys acceptable

80% LTV –  5 year fixed rate 3.49%

• Arrangement fee 2.00%
• Free valuation

I also have a selection of current Personal Name BTL Rates:

85% LTV –  2 year fixed rate 5.79%

• No Arrangement Fees
• No minimum income required for experienced landlords
• Defaults and Satisfied CCJs older than 24 months are acceptable

80% LTV –  2 year fixed rate 2.49%

• Arrangement fee 2%
• Or
• 2 year fixed rate 2.99%
• Arrangement fee £995
• Ex local authority flats no more than 5 storeys acceptable

80% LTV –  5 year fixed rate 3.09%

• Arrangement fee 2.00%
• Free valuation

With so many variables it is prudent to speak with an experienced broker who is directly authorised by the FCA to provide you with professional advice.

Brokers are a key link between lenders and borrowers, removing the frustration for landlords. If you require assistance with any type of property finance please do not hesitate to contact me and my team using the form below.